Marty Scovitch

Marty Scovitch

Senior Loan Officer   NMLS# 144260

orange star4.93 (506 Reviews)

5 stars

Marty Scovitch is a trusted mortgage professional in Columbia, MD 21044

About Marty

"Marty", as many of his thousands of repeat customers call him, is no stranger to the mortgage industry and is currently in his 29th year of assisting homeowners. For nearly a decade he owned and operated the mortgage brokerage firm, Interstate Funding Corporation. He joined Embrace Home Loans i...

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Embrace Home Loans Presidents club

2020

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See what other homeowners have to say about me
  • 5

    We had an outstanding experience refinancing my home with Marty and Embrace Home Loans. The entire process was smooth, efficient, and clearly explained every step of the way. Their team was professional, responsive, and truly went above and beyond to secure the best rate and make the refinance stress-free. I highly recommend them to anyone looking for a trustworthy and knowledgeable lender.

  • 5

    We had an outstanding experience refinancing my home with Marty and Embrace Home Loans. The entire process was smooth, efficient, and clearly explained every step of the way. Their team was professional, responsive, and truly went above and beyond to secure the best rate and make the refinance stress-free. I highly recommend them to anyone looking for a trustworthy and knowledgeable lender.

  • 4

    Timely correspondence

  • 5

    Marty is very knowledgable, competent, and communicated well throughout the process. I look forward to working with Marty on future deals!

  • 5

    Marty and his team were so incredibly helpful and knowledgeable during our entire home purchasing process! They answered All of our questions without issue and made sure we understood the process at each step. As new home buyers we had a lot of questions and they happily answered!

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Columbia, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Marty Scovitch can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Marty Scovitch at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Marty Scovitch is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Marty Scovitch will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Marty Scovitch will walk you through your options and help you find the right fit.

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