Victoria Kiser

Victoria Kiser

Senior Loan Officer   NMLS# 190918

orange star4.95 (434 Reviews)

5 stars

Victoria Kiser is a trusted mortgage professional in Fairfax, VA 22030

About Victoria

Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years’ of experience in residential and commercial real estate. She began her career work...

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Chairmans Club Award

2021

Embrace Home Loans Presidents club

2024-2020

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See what other homeowners have to say about me
  • 5 (5 stars)

    Vicky was great guiding us through the whole process and answering all of the questions we had. She made the entire process very easy. I would highly recommend her to anyone looking to buy a house.

  • 5 (5 stars)

    Vicky was knowledgeable and quick to respond, very easy to work with!

  • 5 (5 stars)

    Great communication!

  • 5 (5 stars)

    Victoria is very responsive and provides real data whenever I request it. This is the second time working with her; first on the purchase a year ago and now for the refinance.

  • 5 (5 stars)

    Victoria's service is exceptional! She shares her knowledge with her clients and their service providers. Her passion for her clients is present at all times. We had a semi-difficult case but Victoria's expertise aided in guiding our transaction to close seamlessly. In-fact my client was able to get money back at closing on his first property!!

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Frequently asked questions

Yes. Victoria Kiser can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Victoria Kiser at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Victoria Kiser is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Victoria Kiser will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Victoria Kiser will walk you through your options and help you find the right fit.

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