Victoria Kiser

Victoria Kiser

Senior Loan Officer   NMLS# 190918

orange star4.95 (428 Reviews)

5 stars

Victoria Kiser is a trusted mortgage professional in Fairfax, VA 22030

About Victoria

Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years’ of experience in residential and commercial real estate. She began her career work...

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Chairmans Club Award

2021

Embrace Home Loans Presidents club

2024-2020

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See what other homeowners have to say about me
  • 5 (5 stars)

    Victoria was always available and willing to take as much time as needed to walk us through our questions and help us figure out how we could make this second home purchase through Embrace work. in a matter of hours she provided the scenarios that would allow us to purchase our "dream and forever home." Always so pleasant and never seemingly bothered by our questions and needing more explanation, we never felt anxious about contacting her for help. Were it not for her expertise and quick response in this competitive housing market we never would have been able to purchase our forever home as well as the home we just left! We truly credit her with helping us realize our dream! She is amazing and truly the best!

  • 5 (5 stars)

    Victoria is amazing. Her cusomter service is exceptional.

  • 5 (5 stars)

    Victoria is always hands on with our mutual clients and a true professional.

  • 5 (5 stars)

    Vicki was amazing throughout the entire process. She was always available, helped us navigate some challenging situations, and consistently provided thoughtful, practical advice that led to positive solutions. We truly could not have completed this deal without her guidance and support. So grateful to have worked with her and would highly recommend her to anyone.

  • 5 (5 stars)

    This is my third time working with Vicky on a home purchase. She's one of the best in the business!

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Fairfax, VA Mortgage Loan Officers

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Frequently asked questions

Yes. Victoria Kiser can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Victoria Kiser at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Victoria Kiser is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Victoria Kiser will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Victoria Kiser will walk you through your options and help you find the right fit.

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