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https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser
Senior Loan Officer NMLS# 190918
Victoria Kiser is a trusted mortgage professional in Fairfax, VA 22030
Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years’ of experience in residential and commercial real estate. She began her career work...
2021
2025-2020
5 (5 stars)
Courtney K. from Warrenton, VA
Completed transaction in July 19, 2026
Victoria's attention abd care to each client always comes with both compassion and truth. She's a problem solver that often takes the steps to prevent challenges that could potentially railroad the transaction. Her experience and passion in her field will always make her my preferred lender when my clients seek financing!! AND SHE MAKES ME LOOK GREAT!!
5 (5 stars)
Michelle Y. from Warrenton, VA
Completed transaction in July 14, 2026
Vicky was available whenever we needed her and was very good about answering our questions. She went above and beyond what I had expected 😊
5 (5 stars)
Bellejoy M. from Fairfax, VA
Completed transaction in July 09, 2026
Victoria is knowledgeable, responsive and professional. She went above and beyond my expectations as a loan officer. I will definitely recommend Victoria to my friends, so they can also experience how Victoria has guided and helped me well throughout my journey in closing our humble abode. Thank you Victoria, for making things possible for our family.
5 (5 stars)
Allen Y. from Warrenton, VA
Completed transaction in July 07, 2026
Vicky has been incredibly helpful to secure A loan for us. We couldn't say thanks enough for her service.
5 (5 stars)
Maurice C. from Bowie, MD
Completed transaction in May 27, 2026
Victoria is the best!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Victoria Kiser can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Victoria Kiser at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Victoria Kiser is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Victoria Kiser will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Victoria Kiser will walk you through your options and help you find the right fit.
4.95 (440 Reviews)
