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https://www.embracehomeloans.com/location/virginia/fairfax/victoria-kiser
Senior Loan Officer NMLS# 190918
Victoria Kiser is a trusted mortgage professional in Fairfax, VA 22030
Vicky has a wide range of experience to call upon in assisting her clients make the best decisions for their real estate financing needs. This is her 23rd year originating mortgage loans, in addition to ten years’ of experience in residential and commercial real estate. She began her career work...
2021
2025-2020
4.5 (4.5 stars)
Alison B. from Annandale, VA
Completed transaction in September 11, 2026
Victoria was super helpful in making sure we understood the process as first time home buyers. We appreciate her taking the time to walk us through each step on the phone . She was also easy to reach if we had questions. Great service! Thank you!
5.0 (5.0 stars)
Chris Park .
Completed transaction in September 10, 2026
Victoria Kaiser was very thorough on explanations from beginning to the end, and covered most , if not all, "what-if" scenarios so we could be mentally prepared for any uncertainties together and it helped a lot. I plan on going back to her for next year's refinancing, highly recommend.
5.0 (5.0 stars)
Chang P. from Ijamsville, MD
Completed transaction in September 10, 2026
Victoria was very thorough on explanations from beginning to the end, covered most , if not all, "what-if" scenarios so we could be mentally prepared for any uncertainties together and it helped a lot. I plan on going back to her for nezt year's refinancing, highly recommend.
5.0 (5.0 stars)
Stephanie S. from Alexandria, VA
Completed transaction in September 05, 2026
Victoria and her team are great! She is so knowledgeable and always available to answer questions and explain things. Thank you!
5.0 (5.0 stars)
Stuart Pollard .
Completed transaction in September 04, 2026
Victoria is an outstanding loan officer who is very communicative, professional, and genuinely cares about helping her clients. She has superb knowledge of the mortgage industry and does an excellent job explaining the different loan programs available. She takes the time to understand each buyer’s individual situation and helps identify the options that best fit their needs. I really appreciate how responsive she is and how clearly she communicates throughout the entire process. I highly recommend having a conversation with Victoria if you’re considering buying a home and need mortgage guidance. Her knowledge, professionalism, and commitment to her clients make her someone I would feel very comfortable recommending to anyone.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Victoria Kiser can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Victoria Kiser at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Victoria Kiser is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Victoria Kiser will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Victoria Kiser will walk you through your options and help you find the right fit.
4.95 (456 Reviews)
