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Joe Garon

Virginia - Fairfax

10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Joe

Joe Garon is a loan officer with Embrace in the Washington DC-Baltimore area. He’s a member of Pat Holland’s mortgage team, one of the most experienced and knowledgeable groups in home financing with over 2,000 loan transactions under their belt. Joe carries his background in corporate finance as well as commercial and residential real estate to the team. He brings expertise in financial coaching alongside familiarity with Northern Virginia, Maryland, DC, Arlington, Alexandria, and surrounding areas. Whether you need a VA loan or any other home financing, you can count on him for an inquisitive, passionate approach.

Before he joined Embrace, Joe worked as a portfolio manager with Gladstone Land Corporation, a real estate investment trust traded on the NASDAQ, as well as the General Services Administration (GSA) Public Buildings Service. He wore many hats between those roles, including appraisal review, capital project management, financial management, and program management.

Joe grew up in Fairfax, Virginia, and currently lives in Reston with his partner and their two dogs. His mother also works in the mortgage industry and joined the Embrace team several years ago. He earned a BBA from James Madison University and his MBA from Georgetown University, with a certificate in consumer analytics and a concentration in real estate. In his spare time, he enjoys co-ed softball and volleyball, supporting the local Homeless Animal Shelter Team (HART), and cooking and baking. With an interest in a variety of cuisines, he hopes to publish a cookbook someday with his recipes.

You can connect with Joe on LinkedIn.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on December 12, 2021

    Review By Godwin T. for Joe Garon

    Completed transaction in December 2021

    All I want to say is a very big thank to Joe and his amazing team, they did an excellent job. It was a smooth process and stress free. If you want the right Loan officer for you home buying process Joe Garon is the only right person for the Job. Embrace Home Loans thank you. What a better way to end a year.

  • 5

    5 Survey completed on December 03, 2021

    Review By Cynthia K. for Joe Garon

    Completed transaction in December 2021

    Joe and his entire team did an amazing job , he made our home buying process stress free, communication was 100%, feedback was 100%. He went above and beyond to make sure everything was done right. Embrace loans should be proud to have Joe on your team.

  • 5

    5 Survey completed on November 28, 2021

    Review By Andrew for Joe Garon

    Completed transaction in No Date

    Joe is a knowledgeable and dependable partner. I'm glad I put my trust into Joe because he helped me achieve all my desired outcomes. There were situations where I needed responses late into the night, and Joe went above and beyond to make sure I was taken care of. Highly recommend!

  • 5

    5 Survey completed on November 12, 2021

    Review By Alessandra M. for Joe Garon

    Completed transaction in November 2021

    Joe was very patient and understanding with our concerns. He was flexible and very communicative throughout the entire process. We are so grateful to have had this experience with him!

  • 5

    5 Survey completed on November 01, 2021

    Review By Anna S. for Joe Garon

    Completed transaction in October 2021

    He was so helpful and addressed any concerns before I could even think of them myself.

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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