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Joe Garon

Virginia - Fairfax
22030

10306 Eaton Place, Suite 100

Fairfax, VA 22030

703-591-7144

About Joe

Joe Garon is our newest loan officer to join Embrace in the Washington DC-Baltimore area. He’s a member of Pat Holland’s mortgage team, one of the most experienced and knowledgeable groups in home financing with over 2,000 loan transactions under their belt. Joe carries his background in corporate finance as well as commercial and residential real estate to the team. He brings expertise in financial coaching alongside familiarity with Northern Virginia, Maryland, DC, Arlington, Alexandria, and surrounding areas. Whether you need a VA loan or any other home financing, you can count on him for an inquisitive, passionate approach.

Before he joined Embrace, Joe worked as a portfolio manager with Gladstone Land Corporation, a real estate investment trust traded on the NASDAQ, as well as the General Services Administration (GSA) Public Buildings Service. He wore many hats between those roles, including appraisal review, capital project management, financial management, and program management.

Joe grew up in Fairfax, Virginia, and currently lives in Reston with his partner and their two dogs. His mother also works in the mortgage industry and joined the Embrace team several years ago. He earned a BBA from James Madison University and his MBA from Georgetown University, with a certificate in consumer analytics and a concentration in real estate. In his spare time, he enjoys co-ed softball and volleyball, supporting the local Homeless Animal Shelter Team (HART), and cooking and baking. With an interest in a variety of cuisines, he hopes to publish a cookbook someday with his recipes.

You can connect with Joe on LinkedIn.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(8)

  • 5

    5 Survey completed on September 20, 2021

    Review By Dylan P. for Joe Garon

    Completed transaction in September 2021

    Joe was responsive, helped me find the best logistics for the mortgage that he could, and was on top of things during the process.

  • 5

    5 Survey completed on August 24, 2021

    Review By Bernadeta s. for Joe Garon

    Completed transaction in No Date

    Joseph is the loan officer who is very helpful and accommodating to get my home purchase. He is very responsive, knowledgeable and really understands my needs. He explained everything and answered my questions patiently and very well mannered. I contacted him at night and during the weekends to send me the estimate cost breakdown and which changes frequently and he response immediately. He also succeeded in lowering loan interest rates to match with the other competitors. I highly recommend Joseph.

  • 5

    5 Survey completed on August 02, 2021

    Review By Raymond L. for Joe Garon

    Completed transaction in July 2021

    The experience was smooth and my expectations were well managed through the process.

  • 5

    5 Survey completed on July 21, 2021

    Review By Tata sayoku for Joe Garon

    Completed transaction in No Date

    As a first home buyer, I have very limited knowledge about home purchase process and how mortgage works. Joe was kind and very patiently explained things to me with great details. He was very responsive to all my questions and always replied promptly. Although it’s unfortunate I had to change my plan due to some personal reasons, I’ve learned so much from Joe already! And I’m grateful for all the information he shared with me. I’ll be very happy to recommend him to others who need help in home-loans.

  • 5

    5 Survey completed on September 20, 2021

    Review By Dylan P. for Joe Garon

    Completed transaction in September 2021

    Joe was responsive, helped me find the best logistics for the mortgage that he could, and was on top of things during the process.

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