Jonathon Hodgkinson

Jonathon Hodgkinson

Senior Loan Officer   NMLS# 2248306

orange star4.93 (22 Reviews)

5 stars

Jonathon Hodgkinson is a trusted mortgage professional in Fairfax, VA 22030

About Jonathon

Jonathon Hodgkinson is a Senior Loan Officer at Embrace Home Loans, recently joining the team in April 2025. Originally from Nottingham, England, and now based in Fairfax, Virginia, he brings a unique blend of global perspective, professional discipline, and heartfelt customer service to his wor...

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  • 5 (5 stars)

    Jonathon was informative and responsive which helped us in our competative market.

  • 4 (4 stars)

    Jonathon was wonderful! We were first time home buyers and thus had a ton of questions. Jonathon was accessible, quick to respond, and very helpful as we navigated this investment. Thank you so much, Jonathon, for all of your support!

  • 5 (5 stars)

    Jonathon will pick up the phone early morning or late at night. He is always there for you! He also offers the best rates areound and will work through any tough issues faced. Highly recommend him to anyone!

  • 5 (5 stars)

    Jonathan was great to work with throughout our refinance. He was consistently responsive, transparent, and patient as we compared multiple quote scenarios over time. He explained options clearly, answered questions quickly, and kept the process moving without pressure. We felt well-informed at every step and would gladly work with him again.

  • 5 (5 stars)

    There’s something about his British charm that instantly lights up a room. From the moment you meet him, his warm, welcoming demeanor makes you feel less like a client and more like an honored guest—almost as if you’ve been invited to Buckingham Palace. Then the conversation turns to financing, and any stress quickly disappears. Suddenly, it’s clear there’s a steady hand at the helm, guiding you confidently through the process. Between the easy banter and deep expertise, you’d almost believe he once helped the Queen herself purchase a home—and now makes it his mission to give every client that same royal-level experience.

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Frequently asked questions

Yes. Jonathon Hodgkinson can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jonathon Hodgkinson at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jonathon Hodgkinson is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jonathon Hodgkinson will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jonathon Hodgkinson will walk you through your options and help you find the right fit.

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