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https://www.embracehomeloans.com/location/virginia/fairfax/jonathon-hodgkinson
Senior Loan Officer NMLS# 2248306
Jonathon Hodgkinson is a trusted mortgage professional in Fairfax, VA 22030
Jonathon Hodgkinson is a Senior Loan Officer at Embrace Home Loans, recently joining the team in April 2025. Originally from Nottingham, England, and now based in Fairfax, Virginia, he brings a unique blend of global perspective, professional discipline, and heartfelt customer service to his wor...
5 (5 stars)
Nick A. from Arlington, VA
Completed transaction in January 2026
There’s something about his British charm that instantly lights up a room. From the moment you meet him, his warm, welcoming demeanor makes you feel less like a client and more like an honored guest—almost as if you’ve been invited to Buckingham Palace. Then the conversation turns to financing, and any stress quickly disappears. Suddenly, it’s clear there’s a steady hand at the helm, guiding you confidently through the process. Between the easy banter and deep expertise, you’d almost believe he once helped the Queen herself purchase a home—and now makes it his mission to give every client that same royal-level experience.
5 (5 stars)
Sarah B. from Fredericksburg, VA
Completed transaction in December 2025
As a first time homebuyer, I've heard horror stories. I was extremely ignorant to the process and had no clue what I was doing. Jonathon guided me through each step, answering every question in a way I could understand, explaining my options, and providing examples/information to help me make decisions. This was an amazing experience for me!
5 (5 stars)
Lauren P. from Fredericksburg, VA
Completed transaction in December 2025
Jonathon saved the day! Very difficult situation day before closing and Jonathon quickly worked to save the deal.
5 (5 stars)
Amber D. from Orange, VA
Completed transaction in October 2025
Jonathan from embrace was friendly, professional and dedicated. He did everything in his power to ensure that we would succeed in buying a home and he delivered. he took the burdens off our shoulders and carried them to the finish line. without Jonathan and his team we wouldn't be where we are today. You can tell when people are in it for a paycheck or when they actually care and Jonathan literally made us feel like family. he worked late, even while he was on vacation he helped guide us through every obstacle. We get to call ourselves homeowners because of the dedication we got from their team and we truly couldn't thank them enough
5 (5 stars)
Sam R. from Fredericksburg, VA
Completed transaction in August 2025
Always answered my questions promptly and with patience
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10306 Eaton Place, Suite 100
VA 22030 USFairfax, VA 22030
Yes. Jonathon Hodgkinson can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jonathon Hodgkinson at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jonathon Hodgkinson is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jonathon Hodgkinson will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jonathon Hodgkinson will walk you through your options and help you find the right fit.
4.93 (18 Reviews)
