5 (5 stars)

Paul T. from Titusville, FL

Completed transaction in February 04, 2026

I can say without hesitation that Jimmy Hummer is the reason I have had a lifetime of stress-free, successful mortgage experiences. Over the past 20 years, I’ve completed at least six mortgages with Jimmy across different companies he represented, and my loyalty has never been to a building or a brand — it has always been to Jimmy. He just happens to be with Embrace Home Loans right now, and they are fortunate to have him. Jimmy makes me a priority, and consistently looks out for my best interests. Every transaction has turned out in my favor, and I’ve always felt confident knowing he was advocating for me and my family, explaining options clearly, and making sure there were no surprises. Most recently, Jimmy handled a refinance for us that resulted in a better interest rate and exactly the outcomes we were hoping for — once again benefiting us as a family. That said, the Embrace Home Loans team Jimmy assembled was outstanding. Professional, courteous, and communicative throughout the entire process. Any potential hiccups were identified early, discussed openly, and resolved well in advance. We actually closed early, which speaks volumes about the organization and teamwork behind the scenes. Over the years, I’ve referred literally a dozen people to Jimmy — close friends, family members, and even my own son. Watching Jimmy help my son and daughter-in-law secure their first home was a proud moment for our family, and Jimmy played a huge role in making that happen. If you’re looking for a mortgage professional who is trustworthy, experienced, and genuinely has your back, Jimmy Hummer is the solution. Embrace Home Loans provides a strong team and platform, but Jimmy is the reason I keep coming back — and why I will continue to refer everyone I care about to him.

5 (5 stars)

Brent W. from Alexandria, VA

Completed transaction in January 03, 2026

He was able to get it done under tight time constraints and came through in the clutch

5 (5 stars)

Steven W. from Chantilly, VA

Completed transaction in November 05, 2025

Jimmy cares and is thourough. he is well versed not only in the lending aspect, but the entire buying process which is super helpful! thank you for all you do Jimmy!

5 (5 stars)

Donna C.

Completed transaction in November 07, 2025

Jimmy was introduced to me by my client and this was our first transaction together. Upon meeting him, I grilled him since I have had poor experiences in the past with lenders over my 22 year real estate career. This was not an easy deal with many factors and properties over an 8 month period. Jimmy persevered through the many potential properties until our clients found their dream home. He always had time to discuss different lending scenarios with both my clients and myself. He also helped us win in a multiple offer situation by going the extra mile to reach out to the listing agent and instilling confidence that the loan would close. He is a true team player and I look forward to working with him again.

5 (5 stars)

Angelus M. from Burke, VA

Completed transaction in October 30, 2025

Get the house I wanted