Jimmy Hummer

Jimmy Hummer

Senior Loan Officer   NMLS# 483841

orange star4.96 (54 Reviews)

5 stars

Jimmy Hummer is a trusted mortgage professional in Fairfax, VA 22030

About Jimmy

Jimmy joins the mortgage team at Embrace as a senior mortgage loan officer. His experience in the mortgage industry spans over 30 years. Jimmy made the move to Embrace to be part of a company that stays true to its core values. For 40 years, Embrace has made a strong commitment to bringing the b...

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See what other homeowners have to say about me
  • 5 (5 stars)

    Communication is number one in my books. He definitely knows how to make a transaction effortless. Great working with you.

  • 4 (4 stars)

    Jimmy was great to work with on our home loan. He was very responsive and always willing to take as much time needed to explain the process . I would highly recommend Jimmy to all my friends and family .

  • 4 (4 stars)

    Communication

  • 5 (5 stars)

    Very responsive to all my questions. Also, very kind & friendly .

  • 5 (5 stars)

    Very helpful,and fantastic he his the one of the best

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Jimmy Hummer

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Frequently asked questions

Yes. Jimmy Hummer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jimmy Hummer at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jimmy Hummer is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jimmy Hummer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jimmy Hummer will walk you through your options and help you find the right fit.

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