https://www.embracehomeloans.com/media/dqtdlkg0/jhummer_bio72.jpg
https://www.embracehomeloans.com/location/virginia/fairfax/jimmy-hummer
Senior Loan Officer NMLS# 483841
Jimmy Hummer is a trusted mortgage professional in Fairfax, VA 22030
Jimmy joins the mortgage team at Embrace as a senior mortgage loan officer. His experience in the mortgage industry spans over 30 years. Jimmy made the move to Embrace to be part of a company that stays true to its core values. For 40 years, Embrace has made a strong commitment to bringing the b...
5 (5 stars)
Nina N. from Bristow, VA
Completed transaction in April 18, 2026
Very helpful,and fantastic he his the one of the best
5 (5 stars)
Barbara N. from Washington, DC
Completed transaction in April 01, 2026
Jimmy Hummer was AWESOME!!! Very attentive, patient, extremely knowledgeable and helpful!! I have worked with him when I bought my first home...wouldn't go anywhere else!!!
5 (5 stars)
Robert C. from Washington, DC
Completed transaction in April 01, 2026
What made our experience great is mostly attributable to our loan officer , Jimmy Hummer, and his fantastic team. Communication was excellent and, considering we were able to close inside 30 days , very precise. I can only imagine what goes into the process of providing loans, but I can say from experience that it requires a lot of documentation. Even with our need to close as quickly as possible, Jimmy gave us his commitment, and true to his word, he and his team were on top of it every step of the way. Their timeliness saved us money and got us Into our new home right on time. Excellent experience all around!
5 (5 stars)
Chris H. from Shenandoah, VA
Completed transaction in April 01, 2026
Jimmy was amazing. Very communicative, patient, and helpful. He went the extra mile to ensure we were able to close!
5 (5 stars)
Paolo Z. from Leesburg, VA
Completed transaction in March 24, 2026
Jimmy of course He makes the difference. His professionalism, genuine desire to help and transparency made me feel at ease from day one. Jimmy also go out of his ways to explain in a simple way the most complex details so that i had bo doubts and/or concerns. Lastly and most importantly he is always available and willing to help at any time of the day.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Jimmy Hummer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jimmy Hummer at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jimmy Hummer is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jimmy Hummer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jimmy Hummer will walk you through your options and help you find the right fit.
4.98 (49 Reviews)
