Jimmy Hummer

Jimmy Hummer

Senior Loan Officer   NMLS# 483841

orange star4.97 (42 Reviews)

5 stars

Jimmy Hummer is a trusted mortgage professional in Fairfax, VA 22030

About Jimmy

Jimmy joins the mortgage team at Embrace as a senior mortgage loan officer. His experience in the mortgage industry spans over 30 years. Jimmy made the move to Embrace to be part of a company that stays true to its core values. For 40 years, Embrace has made a strong commitment to bringing the b...

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See what other homeowners have to say about me
  • 5

    Jimmy was introduced to me by my client and this was our first transaction together. Upon meeting him, I grilled him since I have had poor experiences in the past with lenders over my 22 year real estate career. This was not an easy deal with many factors and properties over an 8 month period. Jimmy persevered through the many potential properties until our clients found their dream home. He always had time to discuss different lending scenarios with both my clients and myself. He also helped us win in a multiple offer situation by going the extra mile to reach out to the listing agent and instilling confidence that the loan would close. He is a true team player and I look forward to working with him again.

  • 5

    Get the house I wanted

  • 5

    Jimmy is a man of integrity. We looked for several brokers and found him through a referral. Jimmy advocated for our rights as homebuyers to underwriting, and made sure that our family got a fair shot. He explained everything every step of the way, and made sure to explore all the best financial options for our situation. Jimmy went above and beyond to earn our trust and loyalty. He is LGBTQ friendly as well, will recommend him to anyone we know looking to purchase or refinance.

  • 5

    Jimmy advocated for our rights as home buyers and was truly a godsend from the get-go. We initially reached out to several brokers but from the start Jimmy went above and beyond to communicate quickly, completely, and in a way that has earned our loyalty FOR LIFE. Even when there was some misunderstanding from the underwriter Jimmy stepped in to advocate for our legal rights- he is truly an Exemplary man and if he retires before we are ready to buy our next home we will be sh*# out of luck! He is now considered not only someone we would be happy to do business with again in a heartbeat, but we consider him a friend and a tour guide like a magical guide on a bridge someone meets at a turning point in their life in a Christmas movie. Jimmy is a class act and idk how we got so lucky to have him as our broker but I'm forever thankful we did!!!!!!! Sorry for typos I'm on the train and my phone is being finicky! Does he broker new wireless contracts too? If so sign me up! Every industry needs leadership like Jimmy Hunter!

  • 5

    He did great job.

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Frequently asked questions

Yes. Jimmy Hummer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jimmy Hummer at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jimmy Hummer is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jimmy Hummer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jimmy Hummer will walk you through your options and help you find the right fit.

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