About Scott
Trusted Mortgage Lender in Jamestown and East Greenwich, Rhode Island — Serving Newport, Narragansett, North Kingstown, and Nearby Coastal Communities
Trusted Mortgage Lender in Jamestown and East Greenwich, Rhode Island — Serving Newport, Narragansett, North Kingstown, and Nearby Coastal Communities
Scott Hazard is a trusted mortgage lender in Jamestown, Rhode Island, with nearly 30 years of experience helping clients achieve their homeownership goals. Based in the Embrace Home Loans East Greenwich branch, Scott provides mortgage solutions for homebuyers and homeowners in Jamestown, East Greenwich, Newport, Narragansett, North Kingstown, and surrounding Rhode Island coastal communities. Known for his client-first approach, Scott has personally originated and closed more than $850 million in mortgage financing and has become a go-to home loan expert in Rhode Island.
Scott began his mortgage career in 1996 as a valuation consultant for institutional investors managing mortgage portfolios worth over $1 billion. In 1998, he opened the Boston office of GuardHill Financial Corp., where he grew a thriving team that produced more than $300 million annually. Over the years, Scott has earned a reputation as a trusted Rhode Island mortgage professional by working closely with financial advisors and high-net-worth clients on Jumbo loans, luxury property financing, and customized mortgage strategies.
Scott is also well known for his expertise in non-QM mortgage products in Rhode Island. He frequently helps clients with non-traditional income, complex financial situations, or unique credit profiles qualify for the right loan. His knowledge of Jumbo financing, combined with deep experience in non-qualified mortgage options, allows him to design creative solutions that meet clients’ real-world needs. Whether you are self-employed, purchasing a vacation home on the Rhode Island coast, or refinancing a luxury property, Scott delivers clarity, confidence, and results.
Originally from Chappaqua, New York, and raised in Connecticut, Scott now lives in Jamestown, with his wife, Lucy, and their twin boys. Outside of the office, he enjoys boating on Narragansett Bay, skiing, and playing golf.
If you are searching for a mortgage lender in Jamestown, East Greenwich, Newport, Narragansett, North Kingstown, or nearby Rhode Island towns, Scott is here to help. Whether you are buying your first home, moving up to a larger property, or exploring Jumbo loan and non-QM mortgage options, Scott provides personalized service backed by decades of proven results.
Contact Scott today to connect with a trusted Rhode Island mortgage professional and discover how the right home loan expert can make your path to homeownership smooth and successful.