Michael Raffa

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Michael

Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his tenure with Embrace, Mike has been named the Top Annual Sales Leader four times and been a member of the prestigious All Star Team seven times. While he did spend some time working for Citizens Bank while still in school, Mike proudly describes Embrace as his first “real” job after graduating Bryant University. He has a Bachelor of Science Degree in Business Administration with a concentration in Finance.

Mike was born in Barrington, Rhode Island, where he now lives with his wife Meghan and their three children. His hobby of choice is coaching his boys’ sports teams including basketball, baseball and football.

98% Customer Satisfaction Rating
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Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on October 26, 2018

Review By Jennifer L. for Michael Raffa

Completed transaction in October 2018

Mike was professional throughout this process. He ensured ongoing communication from start to finish. There was a personalized touch offered during both the peaks and valley of my experience. The efficiency in which we were able to complete this transaction was quite impressive.


5.0 Survey completed on September 13, 2017

Review By Susan R. for Michael Raffa

Completed transaction in September 2017

There are so many things to keep track of when buying a new home. It was a huge relief to know that our mortgage was in good hands with Mike and the Embrace team.


5.0 Survey completed on September 10, 2017

Review By Stephen E. for Michael Raffa

Completed transaction in September 2017

Mike and Holly took great care of us and were with us every step of the way.

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