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https://www.embracehomeloans.com/location/rhode-island/middletown/michael-raffa
Branch Manager/VP NMLS# 5305
Michael Raffa is a trusted mortgage professional in Middletown, RI 02842
Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his t...
5
Jonathan C.
Completed transaction in October 2025
I cannot say enough great things about Mike during this whole refinance process. He was always available for questions and would answer clearly and so we could easily understand. Highly recommend to all!
5
Elaine H.
Completed transaction in August 2025
Ease of the closing
5
John H.
Completed transaction in August 2025
The experience of our advisor. His interaction with us, and his advice was outstanding. He made the process painless.
5
Sandra M.
Completed transaction in July 2025
Michael made the process so much easier by guiding me step by step
5
Chad F.
Completed transaction in July 2025
Not only is Mike one of the best looking loan officers at Embrace, he has a way of making you feel calm through the entire process. He answers every question throughly, and stays ontop of the entire transaction - we never had to worry about closing on time. Mike has a terrific team behind him and we'd highly recommend Mike to friends & family.
Explore your options and take advantage of your mortgage opportunities
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25 Enterprise Center
RI 02842 USMiddletown, RI 02842
You can get pre-approved online, over the phone, or in person at our Middletown branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.
It depends on your budget, credit, and goals, but our local loan officers in Middletown will walk you through the best options, from conventional loans to government-backed programs.
Yes! Our Middletown branch is located at 25 Enterprise Center, Middletown, RI 02842 , and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.
Yes. Our team in Middletown can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.
Embrace Home Loans is a trusted mortgage lender in Middletown, RI. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.
5 (13 Reviews)
