Michael Raffa

Michael Raffa

Branch Manager/VP   NMLS# 5305

orange star5 (8 Reviews)

5 stars

Michael Raffa is a trusted mortgage professional in Middletown, RI 02842

About Michael

Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his t...

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See what other homeowners have to say about me
  • 5

    Michael made the process so much easier by guiding me step by step

  • 5

    Not only is Mike one of the best looking loan officers at Embrace, he has a way of making you feel calm through the entire process. He answers every question throughly, and stays ontop of the entire transaction - we never had to worry about closing on time. Mike has a terrific team behind him and we'd highly recommend Mike to friends & family.

  • 5

    Mike always kept us updated in every aspect along the way until our loan was closed. We had a short window to get loan approval and closed and he made it happen, even completed early. He is the best loan officer I have worked with.

  • 5

    He kept us updated all along the way and was on top of getting all needed documentation togetherus closed on time.

  • 5

    Timely communication and document reporting. Great hospitality skills great personality outstanding service at all time Enjoy to work with

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Middletown, RI Mortgage Loan Officers

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Frequently asked questions

You can get pre-approved online, over the phone, or in person at our Middletown branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.

It depends on your budget, credit, and goals, but our local loan officers in Middletown will walk you through the best options, from conventional loans to government-backed programs.

Yes! Our Middletown branch is located at 25 Enterprise Center, Middletown, RI 02842 , and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.

Yes. Our team in Middletown can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.

Embrace Home Loans is a trusted mortgage lender in Middletown, RI. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.

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