Michael Raffa

Embrace Home Loans is trusted by tens of thousands of homeowners

Accredited Business - BBB
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About Michael

Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his t...

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See what other homeowners have to say about me
  • 5

    William G.

    Completed transaction in April 2020

    Mike was a great loan officer. He responded quickly always answered our questions. Was willing to provide us guidance in a competitive market and made sure we were getting the best deal possible. Our transaction was seamless. I would recommend my friends and family to use Embrace and Michael Raffa.

  • 5

    Jennifer L.

    Completed transaction in October 2018

    Mike was professional throughout this process. He ensured ongoing communication from start to finish. There was a personalized touch offered during both the peaks and valley of my experience. The efficiency in which we were able to complete this transaction was quite impressive.

  • 5

    Susan R.

    Completed transaction in September 2017

    There are so many things to keep track of when buying a new home. It was a huge relief to know that our mortgage was in good hands with Mike and the Embrace team.

  • 5

    Stephen E.

    Completed transaction in September 2017

    Mike and Holly took great care of us and were with us every step of the way.

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Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842

Branch phone number 800.333.3004