https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/mraffa.jpg
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Senior Team Leader/VP
NMLS # 5305
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Click to email
800.333.3004
ext. 3166
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Embrace Home Loans Corporate
02842
25 Enterprise Center
Middletown, RI 02842
800-333-3004
About Michael
Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his tenure with Embrace, Mike has been named the Top Annual Sales Leader four times and been a member of the prestigious All Star Team seven times. While he did spend some time working for Citizens Bank while still in school, Mike proudly describes Embrace as his first “real” job after graduating Bryant University. He has a Bachelor of Science Degree in Business Administration with a concentration in Finance.
Mike was born in Barrington, Rhode Island, where he now lives with his wife Meghan and their three children. His hobby of choice is coaching his boys’ sports teams including basketball, baseball and football.
Reviews(4)
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5.0
5.0 Survey completed on April 27, 2020
Review By William G. for Michael Raffa
Completed transaction in April 2020
Mike was a great loan officer. He responded quickly always answered our questions. Was willing to provide us guidance in a competitive market and made sure we were getting the best deal possible. Our transaction was seamless. I would recommend my friends and family to use Embrace and Michael Raffa.
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5.0
5.0 Survey completed on October 26, 2018
Review By Jennifer L. for Michael Raffa
Completed transaction in October 2018
Mike was professional throughout this process. He ensured ongoing communication from start to finish. There was a personalized touch offered during both the peaks and valley of my experience. The efficiency in which we were able to complete this transaction was quite impressive.
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5.0
5.0 Survey completed on September 13, 2017
Review By Susan R. for Michael Raffa
Completed transaction in September 2017
There are so many things to keep track of when buying a new home. It was a huge relief to know that our mortgage was in good hands with Mike and the Embrace team.
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5.0
5.0 Survey completed on September 10, 2017
Review By Stephen E. for Michael Raffa
Completed transaction in September 2017
Mike and Holly took great care of us and were with us every step of the way.
Mortgage Rates, Applications Jump Thanks to Economic Optimism
Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…
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