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Marco Melo

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Marco

Marco Melo joined Embrace Home Loans in 1998. Marco is a Senior Loan Officer, licensed to do business in 26 states. Prior to joining the Embrace team, Marco worked as a Branch Manager for Aerus/Electrolux where he recruited, trained and managed a team of 15-25 Sales Representatives. Within two years, Marco’s branch was ranked highest in sales volume and in customer satisfaction out of 1000+ branches in the US and Canada.

At Embrace, Marco has continued to gain recognition for his hard work and devotion to his customers. He was named Rookie of the Year in 1998 and has since been awarded Embrace’s highest annual honor, inclusion in the All Stars Team four times. Additionally, Marco has made the Top Ten Loan Officer list for numerous months. He describes himself as “a student of finance and the mortgage industry. I feel that every person that connects with me will walk away with a better understanding of their finances, and clarity about their options.” Marco lives in Rhode Island with his wife and three children.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 06, 2021

    Review By Edwin G. for Marco Melo

    Completed transaction in May 2021

    Marco has been a great and constant communicator throughout the process. He was pleasant and for sure knows his stuff. I am glad that I was able to work with Marco during the purchase of our home. His rico-suave ways were soothing and gave me the ability not to worry about details or about the process. Thank you Marco. Thanks to you the closing was smooth. I would use Marco again and refer him to others.

  • 5.0

    5.0 Survey completed on April 16, 2021

    Review By Robert L. for Marco Melo

    Completed transaction in April 2021

    Marco is the best! He is fast, responsive and provides excellent guidance on options along the way. We've closed a dozen loans with him over the years.

  • 5.0

    5.0 Survey completed on April 13, 2021

    Review By Katherine H. for Marco Melo

    Completed transaction in April 2021

    Marco was very knowledgable, clear about what we needed to do, always responsive e.g. things arrived, we may need to try something different, get a different form etc. to ensure we were able to complete the process successfully. Marco made suggestions when needed. Always returned calls, messages promptly. We completely the process, received the re-finance and are so pleased to be with Embrace. I already referred someone to Marco and had a very positive experience too!

  • 5.0

    5.0 Survey completed on April 11, 2021

    Review By Panithi S. for Marco Melo

    Completed transaction in April 2021

    Marco is very helpful make the process very easy. I would recommend him to everyone.

  • 5.0

    5.0 Survey completed on April 09, 2021

    Review By Gary Q. for Marco Melo

    Completed transaction in April 2021

    Marco is awesome! He is very professional and will go beyond to help. Embrace is a great company because of people like Marco. Hats off to him for all the work and assistance he did for me to make my refinance smooth. A million thanks from my family.

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