Jeff Gaccione

Jeff Gaccione

Senior Loan Officer   NMLS# 20461

orange star4.92 (475 Reviews)

5 stars

Jeff Gaccione is a trusted mortgage professional in Middletown, RI 02842

About Jeff

Jeff Gaccione, a dedicated loan officer who’s been at Embrace for 21 years, excels in providing customers with tailored financial solutions and securing the right mortgage for financing their dream home. He values the family-like environment and the genuine sense of teamwork we enjoy here. Jeff ...

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Embrace Home Loans Presidents club

2019

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See what other homeowners have to say about me
  • 5 (5 stars)

  • 5 (5 stars)

    We had a great experience working with Jeff! He responded quickly and answered all my questions. I would highly recommend Jeff and the Embrace team!

  • 5 (5 stars)

    Jeff was great to work with! He was quick to respond , day and night. He answered all my questions and it was an easy process. I would definitely recommend Jeff and his team at Embrace!

  • 5 (5 stars)

    Working with Jeff on a recent real estate transaction was an was an absolute pleasure and a testament to true professionalism. Jeff understands the real estate process and kept me and my clients informed at every juncture of the mortgage & closing process. I was very impressed with his commitment to getting us to the closing table efficiently. I look forward to many more successful transactions with Jeff.

  • 5 (5 stars)

    Working with Jeff on a recent real estate transaction was an was an absolute pleasure and a testament to true professionalism. Jeff understands the real estate process and kept me and my clients informed at every juncture of the mortgage & closing process. I was very impressed with his commitment to getting us to the closing table efficiently. I look forward to many more successful transactions with Jeff.

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Middletown, RI Mortgage Loan Officers

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Frequently asked questions

Yes. Jeff Gaccione can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jeff Gaccione at our Middletown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Middletown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jeff Gaccione is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jeff Gaccione will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jeff Gaccione will walk you through your options and help you find the right fit.

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