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https://www.embracehomeloans.com/location/rhode-island/middletown/jake-mckay
Senior Loan Officer NMLS# 388731
Jake McKay is a trusted mortgage professional in Middletown, RI 02842
With over 14 years at Embrace Home Loans, Jake has mastered the art of closing loans. He takes pride in making the complicated mortgage process simple and stress-free. Jake has the knowledge and expertise to meet the needs of all types of borrowers, from first-time homebuyers to experienced inve...
5 (5 stars)
Reginald Pearson .
Completed transaction in June 26, 2026
The knowledge and the professionalism was just above and beyond. It's nice to have two players hit for the cycle in one game thank you again Jake and Christina!!!
5 (5 stars)
Reginald P. from Rock Hill, SC
Completed transaction in June 26, 2026
The knowledge and the professionalism was just above and beyond.
5 (5 stars)
Christine Siegenthaler .
Completed transaction in June 26, 2026
Jake went above and beyond for me and Jake, and his team were awesome to work with!!
5 (5 stars)
Christine S. from Woodstock, GA
Completed transaction in June 26, 2026
Jake and his team were awesome! He went above and beyond for me and the communication was always timely. Thank you again, Jake!
4 (4 stars)
Wilfredo S. from Staten Island, NY
Completed transaction in June 22, 2026
Jake McKay! Excellent professional, courteous, considerate and communicator. Involvement throughout the entire process. Attentive to details. Responded to any questions and concerns.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Jake McKay can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jake McKay at our Middletown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Middletown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jake McKay is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jake McKay will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jake McKay will walk you through your options and help you find the right fit.
4.91 (419 Reviews)
