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https://www.embracehomeloans.com/location/rhode-island/middletown/jake-mckay
Senior Loan Officer NMLS# 388731
Jake McKay is a trusted mortgage professional in Middletown, RI 02842
With over 14 years at Embrace Home Loans, Jake has mastered the art of closing loans. He takes pride in making the complicated mortgage process simple and stress-free. Jake has the knowledge and expertise to meet the needs of all types of borrowers, from first-time homebuyers to experienced inve...
5 (5 stars)
Brian Sereda .
Completed transaction in July 08, 2026
Thank you Jake and Christina for co-creating with me a best approach and assisting in manifesting a successful outcome! I recommend Embrace without hesitation. Awesome service!
5 (5 stars)
Brian S. from Milwaukie, OR
Completed transaction in July 08, 2026
Not only did I feel heard and seen in my interactions with Jake and the team at Embrace, I felt that Embrace advocates for me and how I want to see things go. The amount of support and investment in my own journey that I received from Jake was and is remarkable. Patience and trust and confidence are consistsent and present, and a determination to assist me and cultivate with me a commitment to manifest a desired and successful outcome is clearly part of what Embrace offers. As I was dealing with the aftermath of life misfortunes and transitions, I felt empathy and honor from Jake to have the opportunity to work with me and bring to me resolution and stability. I returned to Embrace after working with them approximately 8 years ago for these very reasons: stellar service, client advocacy, proven trustworthiness, and the drive to offer and facilitate the most effective and victorious solution. I returned to Embrace because I expected the same amazing and positively impactful experience as I did the first time. And although the details were uniquely different this time, the experience was the same, it was GREAT! I am extradordinarily thankful for Jake's kind presence and masterful attention to co-create with me a successful home refinance and debt consolidation, and I have gratitude for Embrace and strongly recommend them without hesitation. Thank you so much, Jake. Thank you so much, Embrace.
5 (5 stars)
Reginald Pearson .
Completed transaction in June 26, 2026
The knowledge and the professionalism was just above and beyond. It's nice to have two players hit for the cycle in one game thank you again Jake and Christina!!!
5 (5 stars)
Reginald P. from Rock Hill, SC
Completed transaction in June 26, 2026
The knowledge and the professionalism was just above and beyond.
5 (5 stars)
Christine Siegenthaler .
Completed transaction in June 26, 2026
Jake went above and beyond for me and Jake, and his team were awesome to work with!!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Jake McKay can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jake McKay at our Middletown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Middletown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jake McKay is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jake McKay will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jake McKay will walk you through your options and help you find the right fit.
4.91 (421 Reviews)
