4 (4 stars)

Maria R. from New Bedford, MA

Completed transaction in January 2026

Great teamwork without them I wouldn't be able to be in my new home ☺️great teamwork

5 (5 stars)

Guillermo F. from Lamont, FL

Completed transaction in January 2026

This is the most efficient and diligent processing I have experienced. My prior positive experience with Bob and his team are always without question, the best. I consider the team as friends and family beyond simple business. The diligence is beyond great customer service. Embrace Home Loans and Bob are the only persons for this service and will be highly recomended.

5 (5 stars)

Jennifer G. from North Chesterfield, VA

Completed transaction in December 2025

Bob has been on my team from day one, and I truly cannot imagine navigating my first home purchase without him. Where other mortgage officers focused on getting my business and overwhelmed me with jargon, Bob did the opposite. He invested real time ( and I mean hours) walking me through every step of the process, from the initial mortgage application to pre-approval documents and multiple Closing Disclosures. He made sure I actually understood what I was signing and why it mattered. When I felt overwhelmed, Bob never pressured me. He gave me the space I needed to process, patiently waited for me to be ready, and then helped me get back on track with confidence. He closely monitored interest rates and took the time to educate me on how and why they fluctuated with changing news, empowering me to make informed decisions rather than reactive ones. While other mortgage companies were willing to match his offer, none could match him. His consistent availability, kindness, and genuine care stood out far beyond any competing rate. I spoke with many lenders during this process, and no one came close to Bob in terms of responsiveness, clarity, and willingness to support me fully. When it came time to make an offer on a home, Bob ensured I already had a commitment letter prepared so my offer would stand out, documentation he worked on late at night on a Saturday. That level of dedication is rare. Most importantly, Bob always had my best interest at heart. When I went under contract on what I thought was the perfect house and later discovered serious mold and foundation issues during inspection, Bob encouraged me to reconsider, even though closing quickly could have benefited him. At the same time, my realtor was pushing me to proceed (a realtor I later fired). That moment made it abundantly clear who was truly on my side. If you are wondering whether Bob is the right person to work with, look no further. He is exactly who you want on your team. He will absolutely be on mine for any future homes, and I recommend him without hesitation.

5 (5 stars)

Manuel G. from Taunton, MA

Completed transaction in December 2025

Satisfaction and teamwork and great service

4 (4 stars)

Lauren Y. from Centerville, VA

Completed transaction in December 2025

Really eager to help. talked through the reasoning behind potential decisions. Very responsive.