Trusted Mortgage Lender in Jamestown, Rhode Island — Serving the Northeast, NY Metropolitan Area, FL, and CA.

Scott Hazard is a trusted mortgage lender in Jamestown, Rhode Island, with nearly 30 years of experience helping clients with customized mortgage solutions. Based in the Embrace Home Loans Jamestown branch, Scott provides mortgage programs for homebuyers and homeowners in multiple states. Known for his client-first approach, Scott has personally originated and closed more than $1 billion in mortgage financing and is an expert in bespoke mortgage solutions for high-net-worth (HNW) and other clients.

Scott began his mortgage career in 1996 as a valuation consultant for institutional investors managing mortgage portfolios worth over $1 billion. In 1998, he opened the Boston office of GuardHill Financial Corp., where he grew a thriving team that produced more than $300 million annually. Over the years, Scott has earned a reputation as a trusted mortgage professional by working closely with financial advisors and HNW clients on Jumbo loans, luxury property financing, and customized mortgage strategies.

Scott is also well known for his expertise in non-QM mortgage products. He frequently helps clients with non-traditional income, complex financial situations, or unique credit profiles to qualify for the right loan. His knowledge of Jumbo financing, combined with deep experience in non-qualified mortgage options, allows him to design creative solutions that meet clients’ unique needs. Whether you are self-employed, purchasing a vacation home, or refinancing a luxury property, Scott delivers clarity, confidence, and results.

Originally born and raised in Chappaqua, New York, Scott now lives in Jamestown with his wife, Lucy, and their twin boys. Outside of the office, he enjoys boating on Narragansett Bay, skiing, and playing golf.

If you are searching for a mortgage lender in Rhode Island or beyond, Scott is here to help. Whether you are buying your first home, moving up to a larger property, or exploring Jumbo loan and non-QM mortgage options, Scott provides personalized service backed by decades of proven results.

Contact Scott today to connect with a trusted mortgage professional, and discover how the right mortgage advisor can be instrumental in your overall financial planning and execution.