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https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in Allentown, PA 18109
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2024-2020
5 (5 stars)
Victoria L. from Allentown, PA
Completed transaction in April 01, 2026
“Tom Evans provided an excellent experience throughout the entire process. His communication was clear, timely, and consistent, which made everything smooth and stress-free. He was very knowledgeable and always took the time to explain each step, ensuring we felt confident and informed. Tom went above and beyond to make sure everything stayed on track and was always available to answer questions. I truly appreciate his professionalism, dedication, and support—he made the home buying process a great experience.” If you want, I can make it shorter or more casual
5 (5 stars)
Eduard J. from Allentown, PA
Completed transaction in March 25, 2026
Buen servicio excelente
5 (5 stars)
Carolina A. from Allentown, PA
Completed transaction in March 25, 2026
Good service
5 (5 stars)
Michael S. from Ocean City, MD
Completed transaction in March 19, 2026
I told Tom this was a financial colonoscopy. However, Tom was always available to answer questions and was very timely with any requests for information. While the overall process of having to provide my financial life history was not particularly pleasant, Tom was great.
5 (5 stars)
Allison K. from Salisbury, MD
Completed transaction in March 10, 2026
thank you so kindly Tom for sharing your experience and taking the time to help me along every step of the way! The entire process was smooth and uneventful. YOu constantly touched base and kept us moving forward! appreciated. Allison Kiser
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I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (544 Reviews)
