https://www.embracehomeloans.com/media/nqli0qyq/tevans_bio72.jpg
https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in Allentown, PA 18109
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2025-2020
5.0 (5.0 stars)
Jazmyn Beazer .
Completed transaction in August 08, 2026
I had a really great experience overall. Tom handled everything so smoothly and professionally, and I felt comfortable and well taken care of throughout the entire process. The place was welcoming, organized, and made everything feel much less stressful than I expected. Tom was very helpful, and any questions I had were answered clearly and patiently. I really appreciated how easy he made the whole experience from beginning to end. I’m very happy with the service I received and would definitely recommend him to anyone looking for a great experience!
5.0 (5.0 stars)
Jazmyn B. from Allentown, PA
Completed transaction in August 08, 2026
He did an amazing job! He was very helpful, professional, and made the entire process easy and stress-free. He was always willing to answer my questions and made sure I understood everything. I truly appreciate all of his help and would definitely recommend him to others!
5.0 (5.0 stars)
Eric K. from Coopersburg, PA
Completed transaction in August 04, 2026
Tom was gret to talk to and explain everything to where it made sense...The process was easy and uploading the required material was straight forward!
5.0 (5.0 stars)
Ishma L. from Allentown, PA
Completed transaction in July 30, 2026
Tom is extremely knowledgeable about his work. He knows how to accomplish the task. He is extremely friendly and accommodating. diring the process when we ran into challenge, Tom offered reassurance and encouragement. Tom is top notch in my book.
5.0 (5.0 stars)
Basheer G. from Telford, PA
Completed transaction in July 11, 2026
Absouletly the best
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (567 Reviews)
