https://www.embracehomeloans.com/media/nqli0qyq/tevans_bio72.jpg
https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in Allentown, PA 18109
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2025-2020
5 (5 stars)
Ling S. from Selbyville, DE
Completed transaction in June 12, 2026
I wouldn't use any other loan office. Don S.
5 (5 stars)
don shuey .
Completed transaction in June 11, 2026
I would encourage anyone to use Tom Evans as their loan officer. Tom made the complicated easy. He was always available during the entire home buying process. I wish we would have used Tom when we purchased our previous home. Don S.
5 (5 stars)
Donald S. from Selbyville, DE
Completed transaction in June 09, 2026
Tom went above and beyond. He was always there quick to pick up the phone to answer any questions we had very easy to work with. I would highly recommend using Tom.
5 (5 stars)
Byron .
Completed transaction in June 02, 2026
5 (5 stars)
Byron R. from Pottstown, PA
Completed transaction in June 02, 2026
Very helpful walked me through the whole process evwry step of the way I would totally lost without him
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (561 Reviews)
