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https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2024-2020
5
Michael E.
Completed transaction in November 2025
Worked with you every step of the way and went above and beyond to make sure everything was taken care of
5
Aleksei V.
Completed transaction in November 2025
I was very glad to work with Tom. He was available 24/7 to help. Thank you!
5
Jill S.
Completed transaction in November 2025
Time is a closer! Every step and every move he made in this transaction was geared towards getting the deal done quickly and efficiently. He had great communication between me the title company as well as the buyer. Couldn't ask for a better lender thank you so much.
5
Annmarie B.
Completed transaction in November 2025
Tom was great to work with. He communicated everything to me throughout the process. He also came to closing. Thank you!
5
Shahriar K.
Completed transaction in November 2025
Tom is very attentive and always on the lookout for how to help his clients. Highly recommend!
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (527 Reviews)
