Shianna Patron is a trusted mortgage lender in Melville, NY, helping homebuyers, homeowners, and real estate investors throughout New York and New Jersey find financing solutions aligned with their goals. Through her personal brand, Locked In Lending, Shianna is known for a relationship-driven approach built on education, communication, and finding solutions. She serves clients throughout New Jersey and across New York, with a particular focus on Nassau County, Suffolk County, Queens, Kings County, and Richmond County.

With experience in mortgage lending as well as real estate, investing, and development, Shianna brings a broader perspective to the home financing process. She understands that every borrower’s situation is different and believes the right mortgage strategy starts with understanding the full picture. Whether she is helping a first-time homebuyer purchase a home, an experienced homeowner evaluate financing options, or an investor structure a real estate investment, Shianna takes the time to understand the numbers, explain the options, and help clients make informed decisions with confidence.

Her approach is simple: educate, communicate, and find solutions. Shianna is responsive, transparent, proactive, resourceful, and detail-oriented, and she believes clients and REALTOR® partners should always know they have someone in their corner. She remains engaged throughout the mortgage process, providing clear guidance from application through closing and working to anticipate challenges before they become obstacles.

Shianna works with a wide range of financing solutions, including FHA, Conventional, Jumbo, Non-QM, DSCR, investor loans, and first-time homebuyer programs. Her experience with real estate investing and development allows her to understand financing from more than one perspective, particularly when helping clients evaluate investment opportunities or think strategically about building long-term wealth through real estate.

At Embrace Home Loans, Shianna has access to a broader range of loan solutions, experienced support, and resources that allow her to approach each borrower individually. She chose Embrace because she wanted to align herself with a company that could give her the resources, products, and support to provide an even better experience for her clients and referral partners. Her goal is to continue delivering the personalized service her clients value while expanding the financing solutions she can bring to the table.

For REALTOR® partners and other real estate professionals, Shianna brings the same responsive, solution-oriented mindset to every transaction. She is committed to providing strong communication, thoughtful problem-solving, and financing options that can help move transactions toward the closing table. Her goal is to be the lender her partners can count on when they need clear answers, creative solutions, and someone who stays engaged throughout the process.

Shianna is passionate about community development, homeownership education, and helping individuals and families create opportunities for generational wealth through real estate. She is a member of the Central New Jersey Chapter of the National Association of Real Estate Brokers (NAREB) and the Women’s Council of REALTORS®. She is particularly committed to educating first-time homebuyers and helping underserved communities better understand the path to homeownership and real estate investing.

Outside of mortgage lending, Shianna is a proud mom who enjoys spending time with family, traveling, exploring new places, and creating meaningful experiences. Her entrepreneurial spirit and passion for real estate have led her to become a homeowner, investor, real estate professional, and developer. She enjoys helping others see real estate not only as a place to live, but also as a potential tool for building long-term financial security and wealth.

If you are looking for a mortgage lender in Melville, NY, who combines mortgage expertise with real estate experience, personalized guidance, and a commitment to finding solutions, Shianna Patron is ready to help. Whether you are buying your first home, investing in real estate, or exploring your next financing opportunity, connect with Shianna and get Locked In Lending.