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https://www.embracehomeloans.com/location/new-york/melville/jay-ghai
Loan Officer NMLS# 2546787
Jay Ghai is a trusted mortgage professional in Melville, NY 11747
Jitin “Jay” Ghai, one of our newest loan officers, brings a wealth of experience to Embrace from his diverse background in real estate and finance. Prior to joining our team, Jay held notable positions, including Real Estate Associate Broker/Salesperson at Property Professionals Realty and Real ...
5
Amir S.
Completed transaction in July 2025
Amazing experience! Super knowledgeable, helpful, and made the whole process smooth from start to finish. Got a great deal.
4
Manraj K.
Completed transaction in May 2025
Great communication and overall experience!
5
Joachebeth C.
Completed transaction in March 2025
Jitin Ghai was really accessible and helpful through the whole process. He was able to reassure us when we hit a bump in the road and tell us what forms we still needed. He pushed us without being pushy. Overall, a great experience.
Explore your options and take advantage of your mortgage opportunities
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425 Broadhollow Road, Suite 400,
NY 11747 USMelville, NY 11747
You can get pre-approved online, over the phone, or in person at our Melville branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.
It depends on your budget, credit, and goals, but our local loan officers in Melville will walk you through the best options, from conventional loans to government-backed programs.
Yes! Our Melville branch is located at 425 Broadhollow Road, Suite 400, , Melville, NY 11747, and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.
Yes. Our team in Melville can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.
Embrace Home Loans is a trusted mortgage lender in Melville, NY. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.
4.92 (2 Reviews)
