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https://www.embracehomeloans.com/location/new-york/melville/cara-cunha
Sales Manager NMLS# 1110518
Cara Cunha is a trusted mortgage professional in Melville, NY 11747
Cara Cunha happily joins the team at Embrace as a loan officer dedicated to ensuring that the mortgage process goes as smoothly and easily as possible for all her homebuyers. She previously worked at PNC Bank and is excited to make the change to Embrace. She’ll now have the opportunity to help p...
2024, 2023
5
Vincent D.
Completed transaction in December 2025
My daughter and I got a home loan with Cara from Embrace Home Loans. This isn't my wheel house, my daughter said, no worries, we have Cara! Boy was she right. From beginning to end, she was top notch! Thank you Cara for your fantastic abilities and how you treated us like family! SHE is your choice if you need a home loan!
5
Marjorie S.
Completed transaction in December 2025
Cara and her team are extremely diligent! She gets things done that no one can! I thank you immensely for your dedication to me as your client! Cara is my recommended Lender, I am a Realtor. Now I can see firsthand why all my clients love her!
5
Corrinne C.
Completed transaction in December 2025
Ive used Cara twice now to purchase a home. Cara is extremely knowledgeable, professional, and communicative. She takes all of the stress out of securing a mortgage. I wouldn't go anywhere else for my mortgage needs and I highly recommend Cara Cunha if you're looking for an outstanding mortgage broker!
5
Dorothea M.
Completed transaction in December 2025
Cara has been attentive , personal and so helpful in our refinance process. We will always use embrace. We love the communication and peraonal attention to detail. Thank you Cara, again.
4
Christine W.
Completed transaction in December 2025
Cara was friendly and helpful in explaining things when I asked her questions or didn't understand something. She was also great in keeping up to date on current rates and informing me of changes so that I could make a quick informed decision about locking my rate!
Explore your options and take advantage of your mortgage opportunities
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425 Broadhollow Road, Suite 400,
NY 11747 USMelville, NY 11747
Yes. Cara Cunha can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Cara Cunha at our Melville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Melville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Cara Cunha is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Cara Cunha will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Cara Cunha will walk you through your options and help you find the right fit.
4.96 (165 Reviews)
