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Loan Officer
NMLS # 108128
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Click to email
631.827.0978
800.333.3004
ext. 3282
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New York - Hauppauge
11788
100 Motor Parkway, Suite 590
Hauppauge, NY 11788
800-333-3004
About Joshua
Joshua Grafer joins Embrace from a national lender where he was one of the top three loan officers in 2014, 2015, and 2016 for units and volume closed. He’s dedicated to getting his clients the best possible loan program after analyzing their credit, income, and assets. Joshua makes himself available day and night for questions and guidance throughout the loan process, from application to closing.
Joshua grew up in Shoreham, New York and moved back there in 2015 with his family – even purchased a house on the same street he grew up on! He’s been married to his beautiful wife Dani for 10 years. They have four children – Benjamin, Colin, Sean, and Lana, all under the age of 7 – and a Yorkie named Jerry. Joshua is a huge sports fan, and especially enjoys watching the New York Yankees, Giants, and Knicks. When he gets out on the field, he loves playing softball.
Reviews(58)
5.0
5.0 Survey completed on June 25, 2020
Review By Meghan R. for Joshua Grafer
Completed transaction in June 2020
It was great working with Josh again on my refinance! He was very helpful and answered any questions I had. The transaction went smoothly and I would recommend him to anyone in need of a mortgage or looking to refinance.
5.0
5.0 Survey completed on June 25, 2020
Review By Daniel G. for Joshua Grafer
Completed transaction in June 2020
Great
5.0
5.0 Survey completed on June 24, 2020
Review By Christopher H. for Joshua Grafer
Completed transaction in June 2020
Great communication and advice from start to finish. Josh was a pleasure to work with. Very knowledgeable, professional and trustworthy.
5.0
5.0 Survey completed on June 24, 2020
Review By Stacy H. for Joshua Grafer
Completed transaction in June 2020
Josh and everyone that we have dealt with at Embrace has been great. All of our calls, emails and questions were promptly answered, and handled in a professional, friendly manner. After having a disappointing experience with a "big bank," our processing with Embrace was a welcome relief. Thanks for everything!
5.0
5.0 Survey completed on June 16, 2020
Review By Meghan S. for Joshua Grafer
Completed transaction in June 2020
Joshua was very informative and took the time to answer the many questions I had as a new home owner refinancing for the first time. I felt very comfortable throughout the whole process because of his expertise. I will be recommending Joshua Grafer and Embrace Home Loans to friends and family!
Rates Hit New Low, While Mortgage Activity Stalls Out
Mortgage activity dropped again, this time falling 1.8% over the week. Refinance applications were down 2%, while applications to purchase a home fell 1%. On both counts, activity is still much higher than one year ago. According to Joel Kan, associate vice president of economic and industry forecasting at the Mortgage Bankers Association, this was…
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