Joshua Grafer

New York - Hauppauge


100 Motor Parkway, Suite 159

Hauppauge, NY 11788


About Joshua

Joshua Grafer joins Embrace from a national lender where he was one of the top three loan officers in 2014, 2015, and 2016 for units and volume closed. He’s dedicated to getting his clients the best possible loan program after analyzing their credit, income, and assets. Joshua makes himself available day and night for questions and guidance throughout the loan process, from application to closing.

Joshua grew up in Shoreham, New York and moved back there in 2015 with his family – even purchased a house on the same street he grew up on! He’s been married to his beautiful wife Dani for 10 years. They have four children – Benjamin, Colin, Sean, and Lana, all under the age of 7 – and a Yorkie named Jerry. Joshua is a huge sports fan, and especially enjoys watching the New York Yankees, Giants, and Knicks. When he gets out on the field, he loves playing softball.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on April 10, 2019

Review By Erik P. for Joshua Grafer

Completed transaction in March 2019

Josh was there every step of the way . He answered all my questions and helped me relax knowing he had my best interest at heart . He is a hard worker , professional and nice . i cant say enough good things about him . thanks again Josh


5.0 Survey completed on April 03, 2019

Review By Meghan R. for Joshua Grafer

Completed transaction in March 2019

Josh was extremely helpful and was there for every step of the process! I would definitely recommend him to anyone looking for financing for their home.


5.0 Survey completed on January 22, 2019

Review By Meghan S. for Joshua Grafer

Completed transaction in December 2018

Joshua was very knowledgeable and informative. I felt very comfortable during the process of buying my first home. He took the time to answer each of my questions, I would recommend working with Embrace Home Loans, specifically Joshua Grafer, to anyone.


5.0 Survey completed on January 13, 2019

Review By Michelle K. for Joshua Grafer

Completed transaction in July 2018

Joshua really educated us on things we should look for, not even just about our financing, but for the overall process and important factors that you need to know about refinancing. He really opened our eyes and gained an extreme amount of trust with me, my husband and my entire family. I really put a great importance on trust and knowledge and this is exactly what Joshua will give you. Our refinance went smoother than we had expected. I recommended him to my parents and would recommend him to anyone else.


5.0 Survey completed on September 28, 2018

Review By Sheryl W. for Joshua Grafer

Completed transaction in September 2018

Josh was awesome. He was professional, detailed, very hands-on. He was always prompt in responding to my concerns and emails. He was more of a great friend than just a mortgage lender. Great job

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