About Joshua
Joshua Grafer joins Embrace from a national lender where he was one of the top three loan officers in 2014, 2015, and 2016 for units and volume closed. He’s dedicated to getting his clients the best possible loan program after analyzing their credit, income, and assets. Joshua makes himself available day and night for questions and guidance throughout the loan process, from application to closing.
Joshua grew up in Shoreham, New York and moved back there in 2015 with his family – even purchased a house on the same street he grew up on! He’s been married to his beautiful wife Dani for 10 years. They have four children – Benjamin, Colin, Sean, and Lana, all under the age of 7 – and a Yorkie named Jerry. Joshua is a huge sports fan, and especially enjoys watching the New York Yankees, Giants, and Knicks. When he gets out on the field, he loves playing softball.
Joshua Grafer, NMLS# 108128, is employed by Embrace Home Loans and is licensed in: FL, NJ, NY, PA
Reviews(8)
5.0
5.0 Survey completed on September 28, 2018
Review By Sheryl W. for Joshua Grafer
Completed transaction in September 2018
Josh was awesome. He was professional, detailed, very hands-on. He was always prompt in responding to my concerns and emails. He was more of a great friend than just a mortgage lender. Great job
5.0
5.0 Survey completed on August 20, 2018
Review By Naomi M. for Joshua Grafer
Completed transaction in August 2018
Josh at interstate home loans was amazing from day 1! He was always courteous and prompt. He made the purchase of our house smooth and stress free. Everything he told us on day 1 was what happened at closing- no surprises like some other companies do to people! I would highly recommend him to everyone I know. Couldn’t be happier with everything.
5.0
5.0 Survey completed on August 12, 2018
Review By Cherry S. for Joshua Grafer
Completed transaction in August 2018
Joshua Grafer made my first home buying process easier than I was expecting. He kept me informed & updated. Worked well with my agent. Thanks so much for helping us get the home that fits us!
5.0
5.0 Survey completed on July 02, 2018
Review By reneedipiano for Joshua Grafer
Completed transaction in June 2018
Joshua was attentive, reliable, quick to respond and honest. He said he could do a quick close and he did! He literally walked me through the whole process and was clear when he explained anything. He responded any time of the day or night. I couldn't have asked for a better expierence!
5.0
5.0 Survey completed on May 21, 2018
Review By NY Y. for Joshua Grafer
Completed transaction in April 2018
Josh answered all my questions about my mortgage. This was our first home purchase and he was very helpful and thoughtful during the process. I would highly recommend him to anyone looking for a mortgage
