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Frank Virga

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Frank

Frank Virga joined Embrace in June 2014 as a Senior Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.

Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.

Frank is a strong believer in building relationships that last a lifetime. He takes great pride in going the extra mile in order to help customers find the solutions needed to become homeowners while helping them save money. He enjoys sharing his knowledge of the mortgage industry with every customer, as well as helping them make informed decisions about their futures.

Frank grew up in Commack, NY but currently resides in Smithtown, New York with his beautiful wife, Eva and two amazing sons. Frank values quality time with his family and friends, and enjoys playing softball and fly fishing.

Scotsman Guide 2019
Top 1percent Mort Originators

New York Home Loans

embrace home loans presidents club
2020, 2018, 2017, 2016, 2015
Embrace Home Loans Founders Club
Inducted 2020
Chairmans Club Award
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 25, 2022

    Review By Gabriel S. for Frank Virga

    Completed transaction in January 2022

    The team constantly communicated with us and answered our questions before we even asked them. We never felt out of the loop or wondered where we were in the process. All of the tasks, documents were sent over and executed quickly by the team. We definitely recommend Frank and his team to everyone!

  • 5

    5 Survey completed on January 25, 2022

    Review By Robert Z. for Frank Virga

    Completed transaction in January 2022

    Knowledgable staff in Kristy and Jennifer with quick responses to my inquiries.

  • 5

    5 Survey completed on January 22, 2022

    Review By Edward P. for Frank Virga

    Completed transaction in January 2022

    Very stress less. They were all in communication with all parties representing our transaction. We are very satisfied and grateful we found you. Robin piazza Referel!

  • 5

    5 Survey completed on January 21, 2022

    Review By Danielle M. for Frank Virga

    Completed transaction in January 2022

    Frank & his team were extremely responsive & made all of the complicated processes that go into getting a mortgage very easy. I felt informed every step of the way and confident in all of my decisions!

  • 5

    5 Survey completed on January 19, 2022

    Review By Michael N. for Frank Virga

    Completed transaction in January 2022

    I want to sincerely thank team Virga for all you have done for our family and being consistently reliable and forthright through this process.

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