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Frank Virga

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Frank

Frank Virga joined Embrace in June 2014 as a Senior Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.

Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.

Frank is a strong believer in building relationships that last a lifetime. He takes great pride in going the extra mile in order to help customers find the solutions needed to become homeowners while helping them save money. He enjoys sharing his knowledge of the mortgage industry with every customer, as well as helping them make informed decisions about their futures.

Frank grew up in Commack, NY but currently resides in Smithtown, New York with his beautiful wife, Eva and two amazing sons. Frank values quality time with his family and friends, and enjoys playing softball and fly fishing.

Scotsman Guide 2019
Top 1percent Mort Originators

New York Home Loans

embrace home loans presidents club
2020, 2018, 2017, 2016, 2015
Embrace Home Loans Founders Club
Inducted 2020
Chairmans Club Award
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 07, 2021

    Review By Ryan R. for Frank Virga

    Completed transaction in May 2021

    Profesional and quick

  • 5.0

    5.0 Survey completed on May 06, 2021

    Review By Steven D. for Frank Virga

    Completed transaction in April 2021

    Professional, helpful, ease and comfortable experience from application to closing. Highly recommended!

  • 4.0

    4.0 Survey completed on May 04, 2021

    Review By Charles F. for Frank Virga

    Completed transaction in April 2021

    Not sure who is to blame, but I had great difficulty getting closing figures. Possibly due to my experience in Florida where mortgage broker and title companies handle closing numbers. No lawyers involved in closings

  • 5.0

    5.0 Survey completed on May 04, 2021

    Review By Salih B. for Frank Virga

    Completed transaction in April 2021

    It was an absolutely spectacular experience. Efficiency, responsiveness, communication... I could go on and on, just absolutely awesome.

  • 5.0

    5.0 Survey completed on May 03, 2021

    Review By Lisa R. for Frank Virga

    Completed transaction in April 2021

    I really didn't have to do anything but answer questions or scan paperwork to emails. Very convenient through email or phone. The team was great! Even though it was a long process in my case, it was done very professional. I would highly recommend Embrace Home Loans.

Loan in progress?
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

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