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Frank Virga

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Frank

Frank Virga joined Embrace in June 2014 as a Senior Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.

Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.

Frank is a strong believer in building relationships that last a lifetime. He takes great pride in going the extra mile in order to help customers find the solutions needed to become homeowners while helping them save money. He enjoys sharing his knowledge of the mortgage industry with every customer, as well as helping them make informed decisions about their futures.

Frank grew up in Commack, NY but currently resides in Smithtown, New York with his beautiful wife, Eva and two amazing sons. Frank values quality time with his family and friends, and enjoys playing softball and fly fishing.

Scotsman Guide 2019
Top 1percent Mort Originators

New York Home Loans

embrace home loans presidents club
2021,2020, 2018, 2017, 2016, 2015
Embrace Home Loans Founders Club
Inducted 2020
Chairmans Club Award
2021, 2020
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 06, 2022

    Review By Brian M. for Frank Virga

    Completed transaction in June 2022

    The quick turnaround of our loan request

  • 5

    5 Survey completed on July 03, 2022

    Review By Catherine M. for Frank Virga

    Completed transaction in June 2022

    Despite a challenging timeframe and some miscommunications, Frank and Kristy ensured we closed on time, which was a Herculean task.

  • 5

    5 Survey completed on July 02, 2022

    Review By Gregory K. for Frank Virga

    Completed transaction in July 2022

    Frank was helpful throughout the entire process of applying for my loan and purchasing my first home. He and his team were knowledgeable about the process and was more than willing to answer any questions I had.

  • 5

    5 Survey completed on July 02, 2022

    Review By Brandon K. for Frank Virga

    Completed transaction in July 2022

    Everything was smooth and the team helped us with any questions we ended up having. It was overall just a pleasure working with them.

  • 5

    5 Survey completed on June 30, 2022

    Review By Christopher G. for Frank Virga

    Completed transaction in June 2022

    Super easy to work with, answered every question we had, and was always available to talk through questions. Made the whole process that much easier, especially in a buying climate that was changing drastically.

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