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Frank Virga

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


About Frank

Frank Virga joined Embrace in June 2014 as a Senior Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.

Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.

Frank is a strong believer in building relationships that last a lifetime. He takes great pride in going the extra mile in order to help customers find the solutions needed to become homeowners while helping them save money. He enjoys sharing his knowledge of the mortgage industry with every customer, as well as helping them make informed decisions about their futures.

Frank grew up in Commack, NY but currently resides in Smithtown, New York with his beautiful wife, Eva and two amazing sons. Frank values quality time with his family and friends, and enjoys playing softball and fly fishing.

Scotsman Guide 2019
Top 1percent Mort Originators

New York Home Loans

embrace home loans presidents club
2020, 2018, 2017, 2016, 2015
Embrace Home Loans Founders Club
Inducted 2020
Chairmans Club Award
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 23, 2021

    Review By Catherine G. for Frank Virga

    Completed transaction in July 2021

    Team Virga is very helpful throughout the process of our loan.

  • 5

    5 Survey completed on July 15, 2021

    Review By Stefan V. for Frank Virga

    Completed transaction in June 2021


  • 5

    5 Survey completed on July 09, 2021

    Review By Dana F. for Frank Virga

    Completed transaction in July 2021

    Frank and Jennifer made my fiancé and I extremely comfortable during our first time buyer experience. They are available 24/7 to answer all of our many questions, and provided us with timely updates. Thank you for all of your help and support!

  • 5

    5 Survey completed on July 07, 2021

    Review By Mindy K. for Frank Virga

    Completed transaction in July 2021

    Frank is a great guy and super reliable! We have been telling all of our friends and family what a smooth process buying and selling was with Frank, especially during this crazy market! We closed in record time and everything was perfect!

  • 5

    5 Survey completed on July 06, 2021

    Review By Kelsey M. for Frank Virga

    Completed transaction in July 2021

    We had a great experience. All our questions were answered quickly, we got our mortgage approval quickly. Would use/ recommend again!

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