Tom Colella

Thomas Colella is a trusted mortgage lender in Blackwood, New Jersey, helping homebuyers, homeowners, and referral partners throughout Camden County, South Jersey, and nearby New Jersey communities. As a home loan expert serving Blackwood and surrounding towns, Tom delivers an energetic, passionate approach to lending, with a strong focus on clear communication, reliable guidance, and smooth on-time closings.

Before joining Embrace Home Loans, Tom worked as a Loan Officer at Garden State Home Loans, a division of OceanFirst Bank. He chose Embrace for its strong operational support, robust marketing resources, and modern loan solutions that allow him to better serve clients and scale his business. One standout option is Embrace’s Property Value Certificate (PVC), which may help eligible buyers reduce or eliminate private mortgage insurance and address appraisal gaps in competitive real estate markets, potentially saving thousands over the life of a home loan.

Tom earned his marketing degree from Saint Joseph’s University, where he developed a client-first mindset that continues to shape how he builds relationships today. He works closely with real estate agents and referral partners on pre-approvals, co-marketing strategies, and helping buyers move from offer to closing with confidence.

A lifelong resident of Blackwood, Tom brings deep local knowledge and a genuine connection to the New Jersey communities he serves. He lives with his wife and their two young children and enjoys golfing, staying active, and spending time at the beach with his family.

If you are searching for a trusted Blackwood, New Jersey mortgage professional who combines local insight, innovative loan programs, and responsive service, contact Thomas Colella today to explore your home financing options and take the next step with confidence.