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Nathan Bartlett

Senior Loan Officer NMLS# 1821779

4.98 (31 Reviews)

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Nathan Bartlett is a trusted mortgage professional in Salem NH 03079

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About Nathan

Nathan Bartlett is a committed and creative mortgage loan officer at Embrace Home Loans, known for his honest and hands-on approach. With experience at CMG Home Loans, Premier Mortgage Lending, Total Mortgage, and Norcom Mortgage, he’s spent years helping homebuyers find the right loan solutions. He joined Embrace to take advantage of top-tier marketing, strong builder relationships, and better service — giving his clients and partners more confidence when shopping for a home.

Known by many as the Loan Daddy —a name he’s proudly trademarked — Nate blends his passion for family and finance into every mortgage journey. As a dedicated dad and seasoned loan officer, he approaches each client relationship with the same care, patience, and commitment he brings to his own family. The Loan Daddy brand isn’t just a catchy name — it’s a promise of guidance, protection, and support through one of life’s biggest decisions: buying a home. Whether he’s coaching his kid’s soccer game or coaching clients through the loan process, Nate thrives on building trust, simplifying the complex, and helping dreams of homeownership come true.

Born and raised in Windham, New Hampshire, Nathan now lives in Salem, New Hampshire, with his wife, Chantal, their three-year-old daughter, Ainsley, and two cats, Mynx and Rookie. With a baby boy on the way in May, life is busy, but he wouldn’t have it any other way. When he’s not working with homebuyers, he’s either coaching Salem Tots Soccer, playing golf, or spending quality time cooking and tackling dad duties. His idea of a perfect day is a sunny afternoon at the lake with family and friends.

Giving back to the community is important to him, and he proudly supports MSCPA. Whether you’re a first-time homebuyer, refinancing, or working with a builder, Nathan is always available to guide you with a straightforward and client-focused approach.

young family with their sons at home having fun

See what other homeowners have to say about me

Nathan Bartlett
5 (5 stars)

Dana H. from Gardner, MA

Completed transaction in March 03, 2026

Great Communication Great explanation Great experience Great
Nathan Bartlett
5 (5 stars)

Hugson J. from Ashburnham, MA

Completed transaction in March 06, 2026

I was referred to Nate and was extremely satisfied with his service. From the moment I contacted him until my refinancing closing, he handled everything professionally and kept the process smooth and well organized. He paid great attention to detail and made sure everything was done correctly and on time. I would definitely recommend Nate to anyone looking for reliable and efficient service.
Nathan Bartlett
5 (5 stars)

Stephania J. from Ashburnham, MA

Completed transaction in March 06, 2026

The experience was amazing! I would proudly recommend anyone to join the group. Thank you again!
Nathan Bartlett
5 (5 stars)

Nicholas D. from Gardner, MA

Completed transaction in February 19, 2026

Nate was extremely helpful and informative through my whole home buying process. I've already recommend using him to others. I had Very good experience.
Nathan Bartlett
5 (5 stars)

David L. from Pelham, NH

Completed transaction in February 04, 2026

Nate has been a dedicated loan officer who has made my home purchase and refi process simple, often proactively reaching out to make my loan work for me and my family. Highly recommend!

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Salem, NH Mortgage Loan Officers

603.208.2121

Frequently asked questions

Can I buy a home with little or no money down?

Yes. Nathan Bartlett can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

How do I get pre-approved with Nathan Bartlett?

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nathan Bartlett at our Salem branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Who is the best mortgage lender to work with in Salem, NH?

Embrace Home Loans is a trusted mortgage lender serving Salem and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nathan Bartlett is here to help you reach your goals.

How do I choose the right mortgage with Nathan Bartlett in Salem, NH?

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nathan Bartlett will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

What’s the best mortgage for a first-time homebuyer?

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nathan Bartlett will walk you through your options and help you find the right fit.

License

Nathan Bartlett, NMLS # 1821779 (www.nmlsconsumeraccess.org), is employed by Embrace Home Loans and is licensed in: CT, MA, ME, NH