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https://www.embracehomeloans.com/location/new-hampshire/salem/mackenzie-smerdon
Senior Loan Officer NMLS# 2168053
Mackenzie Smerdon is a trusted mortgage professional in Salem NH 03079
Kenzi Smerdon brings extensive experience and a reputation for exceptional service to her role as Senior Loan Officer at Embrace. With a steadfast commitment to transparency, Kenzi ensures her clients feel informed and empowered throughout the home-buying journey. Her deep knowledge of the mortg...
5 (5 stars)
Alexander P. from Nashua, NH
Completed transaction in March 04, 2026
Mackenzie was extremely attentive, knowledgeable, and timely in her communications and deliverables.
5 (5 stars)
Dominic P. from Derry, NH
Completed transaction in March 03, 2026
Easy to work with and very knowledgeable.
5 (5 stars)
Amanda V. from East Hampstead, NH
Completed transaction in February 27, 2026
Mackenzie was so amazing and easy to talk to! When we want to upgrade and get a bigger home I will 100% be coming back to this wonderful team!
5 (5 stars)
Nancy O. from Rochester, NH
Completed transaction in February 26, 2026
Always quick response to questions and very helpful.
5 (5 stars)
Amanda B. from Manchester, NH
Completed transaction in February 17, 2026
Mackenzie and her team are always exceptional to work with. From approvals to running numbers for offers and payments to helping us navigate some issues that arose with the condition of the home they went above and beyond as always
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mackenzie Smerdon can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mackenzie Smerdon at our Salem branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Salem and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mackenzie Smerdon is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mackenzie Smerdon will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mackenzie Smerdon will walk you through your options and help you find the right fit.
4.99 (78 Reviews)
