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https://www.embracehomeloans.com/location/new-hampshire/salem/mackenzie-smerdon
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Senior Loan Officer NMLS# 2168053
Mackenzie Smerdon is a trusted mortgage professional in Salem NH 03079
Kenzi Smerdon brings extensive experience and a reputation for exceptional service to her role as Senior Loan Officer at Embrace. With a steadfast commitment to transparency, Kenzi ensures her clients feel informed and empowered throughout the home-buying journey. Her deep knowledge of the mortg...
2025
5.0 (5.0 stars)
Jeremy Lindquist .
Completed transaction in November 09, 2026
Mackenzie is down to earth and knowledgeable. She has earned the respect of her team. She is able to have fun in the process, but when it comes to setting and meeting expectations she can be counted on. I have been in finance since 1998 and I have worked directly in the lending industry with many people. I choose Mackenzie!
5.0 (5.0 stars)
Jeremy L. from Shapleigh, ME
Completed transaction in November 09, 2026
Mackenzie is down to earth and easy to talk to. She appears to be quite well resepcted by her team. She is not a short term thinker. She sees the value in a relationship that can span years. I genuinely enjoy her. She knows her craft and she delivered which at the end of the day is also very important. She brought the cake and the frosting!
5.0 (5.0 stars)
Alexandra R. from Manchester, NH
Completed transaction in November 06, 2026
Kenzie responded quickly to all my questions and made me feel supported through the whole process!
5.0 (5.0 stars)
Matt Wyatt .
Completed transaction in November 03, 2026
5.0 (5.0 stars)
Matthew W. from Uxbridge, MA
Completed transaction in November 03, 2026
Excellent communication, professional, and a pleasure to work with!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mackenzie Smerdon can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mackenzie Smerdon at our Salem branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Salem and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mackenzie Smerdon is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mackenzie Smerdon will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mackenzie Smerdon will walk you through your options and help you find the right fit.
4.98 (155 Reviews)
