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https://www.embracehomeloans.com/location/new-hampshire/salem/mackenzie-smerdon
Senior Loan Officer NMLS# 2168053
Mackenzie Smerdon is a trusted mortgage professional in Salem NH 03079
Kenzi Smerdon brings extensive experience and a reputation for exceptional service to her role as Senior Loan Officer at Embrace. With a steadfast commitment to transparency, Kenzi ensures her clients feel informed and empowered throughout the home-buying journey. Her deep knowledge of the mortg...
5
William L.
Completed transaction in November 2025
Mackenzie was amazing throughout the whole process! She was always available to answer any questions and very knowledgeable on all matters!
5
Stephanie D.
Completed transaction in November 2025
We bought a house while being outside of the country. Mackenzie and team really personalized their service to us, making sure most of our communication happened via email and calls during our time windows, often staying late on the East Coast. They made it really easy!
5
Katie O.
Completed transaction in November 2025
Mackenzie is a true professional who demonstrates knowledge, skill and understanding of the product and service she offers. She alongside with her team are responsive and I can count on them to collaborate and support the loan process with myself and our clients.
5
Tabitha E.
Completed transaction in November 2025
From start to finish Mackenzie has been very helpful with everything..She is a delight to work with i highly recommend her.
5
David E.
Completed transaction in November 2025
Every one involved with the process was very helpfu.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mackenzie Smerdon can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mackenzie Smerdon at our Salem branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Salem and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mackenzie Smerdon is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mackenzie Smerdon will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mackenzie Smerdon will walk you through your options and help you find the right fit.
4.99 (65 Reviews)
