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https://www.embracehomeloans.com/location/maryland/timonium/tim-higgins
SVP, Regional Manager, Mid-Atlantic NMLS# 177057
Tim Higgins is a trusted mortgage professional in Timonium, MD 21093
Tim Higgins, a lifelong Marylander, has over 28 years of experience in the mortgage industry. He currently serves as Regional Manager for the Mid-Atlantic Region, a role he’s held for more than a decade. Known for his results-driven leadership, Tim has grown his region’s production f...
2018, 2016, 2014, 2013, 2012, 2011, 2010, 2009
5
Celeste L.
Completed transaction in June 2021
I have bought and sold several homes with Embrace Home Loans over the years. Embrace is my go-to company for all real estate transactions.
5
Song Z.
Completed transaction in June 2021
This is the 6th time we have worked with Tim and his team. Each time he delivers superb service and great results. However the job we gave him this time is more challenging than previous ones. We had to overcome multiple obstacles to achieve our refinance. Devin worked tirelessly to help us and we greatly appreciate her hard work, dedication, patience and Tim's expertise at the crucial moment to finally get the job done. In the end, the refinance will be saving us more money than before.
5
Inessa M.
Completed transaction in May 2021
Responsiveness and level of expertise
5
Ross D.
Completed transaction in March 2021
Devin and Meghan were fantastic throughout the entire refinance process. I could not be happier and will 100% come back when rates drop again!
5
Sharmila N.
Completed transaction in June 2020
This is my second transaction with Tim Higgins, and he is just as knowledgeable as ever. I swear, he and his team will walk on water for their clients in order to get them the best possible outcome. I had the pleasure of working with Devin Reinhold and Meghan Murphy for this transaction and in addition to being extremely responsive and detail-oriented, they both were just a complete pleasure. Will definitely recommend Tim and his team to everyone and anyone I know.
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2205 York Road, Suite 203
MD 21073 USTimonium, MD 21093
Yes. Tim Higgins can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tim Higgins at our Timonium branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Timonium and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tim Higgins is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tim Higgins will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tim Higgins will walk you through your options and help you find the right fit.
4.72 (43 Reviews)
