Stephanie David Walker

Stephanie David Walker

Senior Loan Officer   NMLS# 137004

orange star5 (47 Reviews)

5 stars

Stephanie David Walker is a trusted mortgage professional in Timonium, MD 21093

About Stephanie

With more than two decades of mortgage experience, Stephanie David Walker is a trusted mortgage professional serving Baltimore, Maryland, and the surrounding communities. Known for combining deep industry knowledge with genuine care, she helps buyers and homeowners navigate the home loan process...

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  • 5 (5 stars)

    Stephanie was AMAZING! Available day and night…helped out with everything I needed and then some!! She went above and beyond her job to make sure I got the house I wanted!!!

  • 5 (5 stars)

    I met Stephanie at the Live Baltimore event. I told her I was not ready to start the process of buying a home and she respected that. When I was ready she explained each step of the process. She made great referrals and was able to assist me so that I was comfortable and informed. Stephanie connected me with a great realtor and I felt we were a force when it came to buying a home. Stephanie answers her cell at all hours of the night. When I was feeling nervous about the process, I was able to talk with Stephanie and she assured me that everything would be okay. Stephanie is extremely knowledgeable about the industry. There wasn’t a question that I asked that she didn’t know the answer to. Stephanie has great relationships in this industry, especially Baltimore. These relationships made this process amazing. After a year (my pace), I found a beautiful home. I feel safe, happy and informed. If I buy another home, Stephanie will be my first call.

  • 5 (5 stars)

    Stephanie is excellent! She is extremely knowledgeable and made the entire process easy. She took care of all of my paperwork and it was truly a seamless process. When I first tried to buy a home YEARS ago I was so discouraged and thought I’d be renting forever. When I started working with Stephanie it became clear that those other lenders were just not for me and they were hiding so many additional fees into my loan. Stephanie saved me tens of thousands of dollars in the lifespan of my mortgage. I even closed 2 weeks earlier than expected. I went from mortgage approval to closing in 30 days. I cannot recommend her enough!

  • 5 (5 stars)

    Stephanie's help was invaluable! After initially deciding to go with a different lender and facing unexpected costs, we decided to switch back to NHS who we already started developing a relationship with through the incentive programs for Baltimore City residents. Stephanie was able to do much of the paperwork on the back end and required MUCH less paperwork and back and forth than the big bank lender we started with. Stephanie was able to make sure we got our City incentive in time to close and was always attentive and available to reach directly.

  • 5 (5 stars)

    Stephanie went above and beyond to help me become a first time home buyer. I recommend her to everyone that is in search for purchasing a home. She’s very resourceful and informative. No matter the day or time she’s available to help. I love all the help she’s offered to me She’s the BEST HANDS DOWN!!! There’s no one better than her.

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Timonium, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Stephanie David Walker can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Stephanie David Walker at our Timonium branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Timonium and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Stephanie David Walker is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Stephanie David Walker will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Stephanie David Walker will walk you through your options and help you find the right fit.

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