Jacob Rossman

Jacob Rossman

Senior Loan Officer   NMLS# 2280680

orange star4.97 (29 Reviews)

5 stars

Jacob Rossman is a trusted mortgage professional in Timonium, MD 21093

About Jacob

Jacob Rossman is a mortgage lender in Maryland serving Baltimore County, Howard County, Montgomery County, Prince George’s County, and surrounding communities. As a home loan expert working with buyers across the greater Baltimore and Washington corridor, Jacob is known for his education-focused...

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  • 5 (5 stars)

    Jacob took the time to explain everything in detail and made sure I fully understood the process. He also walked me through what refinancing could look like down the line, which I really appreciated. His communication was timely and consistent throughout. I’d definitely recommend working with him.

  • 5 (5 stars)

    As a first-time homebuyer, I’m really glad I had Jacob as my lender. He took the time to explain every step of the lending and homebuying process in a way that was easy to understand, which made a huge difference for me.He was also incredibly responsive and always made himself available whenever I had questions, day or night and on weekdays or weekends. I never felt like I was navigating the process alone.Jacob clearly cared about helping me succeed and was a strong advocate for me throughout the process, going above and beyond to help make my offer as strong as possible. I’m very grateful for all the support he provided and would highly recommend him to anyone looking for a knowledgeable and dedicated lender.

  • 5 (5 stars)

    I previously had a different lender and was unable to close on a different house. I was introduced to Jacob and he made the home buying so much easier and was extremely knowledgeable and helpful. He explained everything to me and ensured that i understood the whole process. We were able to buy our first home with the help of Jacob and his team. I would highly recommend.

  • 5 (5 stars)

    Jacob, thank you for such a great experience! As first-time homeowners, the entire process felt incredibly smooth and stress-free. You were knowledgeable, patient, and thorough in explaining everything, and always flexible with our schedule. My wife and I are truly grateful for your guidance throughout this process. We highly recommend Jacob and will absolutely refer him to others. ⭐️⭐️⭐️⭐️⭐️

  • 5 (5 stars)

    As first-time homeowners, Jacob went above and beyond in helping us understand the foundational aspects of our mortgage. He clearly explained every number in detail, was flexible with scheduling, and accommodated our needs to ensure timely communication. He truly listened to our concerns, addressed every question thoroughly, and presented options that aligned with our goals.Most importantly, the process was seamless and completely stress-free, an overall outstanding experience. Jacob is professional, knowledgeable, and patient. We are incredibly grateful for his guidance and highly recommend him to anyone in need of a mortgage.

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Frequently asked questions

Yes. Jacob Rossman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jacob Rossman at our Timonium branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Timonium and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jacob Rossman is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jacob Rossman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jacob Rossman will walk you through your options and help you find the right fit.

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