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https://www.embracehomeloans.com/location/maryland/sandy-spring/nick-sigwalt
Junior Loan Officer NMLS# 1708221
Nick Sigwalt is a trusted mortgage professional in Sandy Spring, MD 20860
Nicholas Sigwalt joins Embrace as a loan officer after working as a relationship manager at Bank of America. He felt the calling to branch out from the banking world to pursue his passion at a true mortgage company. His focus will be in generating new loans for other loan officers and himself, a...
5 (5 stars)
Anthony F. from Silver Spring, MD
Completed transaction in July 17, 2026
Working with Nick was easy. He was always available to help us with anything we needed. A fantastic resourc and genuinely nice person.
5 (5 stars)
Javier Guzman .
Completed transaction in July 13, 2026
Nick is fantastic to work with. As a Realtor I know I’ll never have to worry about any clients I refer to him.
5 (5 stars)
Javier G. from Gaithersburg, MD
Completed transaction in July 13, 2026
His communication is top notch. He is clear and easy to understand, also he is knowledgeable about loan products, the process so that comes in handy.
5 (5 stars)
Lily K. from Montgomery Village, MD
Completed transaction in July 10, 2026
I had a wonderful experience working with Nick! He was extremely knowledgeable, attentive, caring, and an invaluable asset throughout this transaction. Superb communicator, always available (even late at night), positive, confident with a brilliant can do attitude from day 1 till after settlement. Highly recommended! Thank you for everything Nick!
5 (5 stars)
Adewale A. from Frederick, MD
Completed transaction in July 06, 2026
Nick was very good
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Nick Sigwalt can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nick Sigwalt at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nick Sigwalt is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nick Sigwalt will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nick Sigwalt will walk you through your options and help you find the right fit.
4.99 (203 Reviews)
