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https://www.embracehomeloans.com/location/maryland/sandy-spring/nick-sigwalt
Junior Loan Officer NMLS# 1708221
Nick Sigwalt is a trusted mortgage professional in Sandy Spring, MD 20860
Nicholas Sigwalt joins Embrace as a loan officer after working as a relationship manager at Bank of America. He felt the calling to branch out from the banking world to pursue his passion at a true mortgage company. His focus will be in generating new loans for other loan officers and himself, a...
5 (5 stars)
oyeyinka babarinde .
Completed transaction in April 27, 2026
Mr nick was very professional and helpful…
5 (5 stars)
Rilwan B. from Capitol Heights, MD
Completed transaction in April 23, 2026
Mr nick sigwalt was profess all through my loan process. Assisted without hessitation.
5 (5 stars)
Fatima Fofana .
Completed transaction in April 25, 2026
The best of the best loan officer ever met! Thank you for everything Nick😊
5 (5 stars)
Fatoumata F. from Clarksburg, MD
Completed transaction in April 25, 2026
Nick is absolutely amazing; he was very thorough and diligent throughout the entire process. This is my first mortgage and naturally I had a lot of questions ... Nick is always prompt and detailed with his communication. He makes sure that his client understands all of their options for loan programs and helps guide the client throughout the entire purchase process. Cannot say enough good things about you Nick! Thank you, you truly are the best!!
5 (5 stars)
Fatoumata F.
Completed transaction in April 23, 2026
Nick is absolutely amazing; he was very thorough and diligent throughout the entire process. This is my first mortgage and naturally I had a lot of questions ... Nick is always prompt and detailed with his communication. He makes sure that his client understands all of their options for loan programs and helps guide the client throughout the entire purchase process. Cannot say enough good things about Nick! Thank you Nick, you truly are the best!!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Nick Sigwalt can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nick Sigwalt at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nick Sigwalt is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nick Sigwalt will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nick Sigwalt will walk you through your options and help you find the right fit.
4.99 (191 Reviews)
