Nick Sigwalt

5 stars

Nick Sigwalt is a trusted mortgage professional in Sandy Spring, MD 20860

About Nick

Nicholas Sigwalt joins Embrace as a loan officer after working as a relationship manager at Bank of America. He felt the calling to branch out from the banking world to pursue his passion at a true mortgage company. His focus will be in generating new loans for other loan officers and himself, a...

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See what other homeowners have to say about me
  • 5 (5 stars)

    I am thankful to have met Nick. Loved his level of professionalism and how diligent, focused and responsive he is to answer Questions and to problem solve. he is also personable and kind. He was God sent.

  • 5 (5 stars)

    As a realtor I can say that Nick is super efficient and he earns the buyer's trust with this transparency. He doesn’t just issues Pre approvals and Loan estimates and waits for the buyer to say yes. He gets them to trust in him

  • 5 (5 stars)

    Nick is a very transparent loan officer that actively listens to the costumer and is efficient to get a buyer approved. This gives me confidence as a real estate professional, he actually puts the effort to win the buyer's trust and not just gives Loan estimates and appoirvals

  • 5 (5 stars)

    My husband and I are incredibly grateful for everything Nick Sigwalt did for us throughout the home buying process. Buying a house can be stressful and complicated, especially when it comes to mortgages, loans, and all the paperwork. However, Nick made the entire experience feel so much smoother and less overwhelming. He was always available to answer our questions, kept us informed every step of the way, and was patient, knowledgeable, and genuinely helpful. We truly felt that he cared about making the process as easy as possible for us. We couldn’t have asked for a better mortgage professional to guide us through this journey. We highly recommend Nick to anyone looking for someone they can trust. Thank you, Nick, for your outstanding work. We truly appreciate everything you did for us!

  • 5 (5 stars)

    My husband and I are incredibly grateful for everything Nick Sigwalt did for us throughout the home buying process. Buying a house can be stressful and complicated, especially when it comes to mortgages, loans, and all the paperwork. However, Nick made the entire experience feel so much smoother and less overwhelming. He was always available to answer our questions, kept us informed every step of the way, and was patient, knowledgeable, and genuinely helpful. We truly felt that he cared about making the process as easy as possible for us. We couldn’t have asked for a better mortgage professional to guide us through this journey. We highly recommend Nick to anyone looking for someone they can trust. Thank you, Nick, for your outstanding work. We truly appreciate everything you did for us!

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Nick Sigwalt

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Frequently asked questions

Yes. Nick Sigwalt can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nick Sigwalt at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nick Sigwalt is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nick Sigwalt will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nick Sigwalt will walk you through your options and help you find the right fit.

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