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https://www.embracehomeloans.com/location/maryland/sandy-spring/nick-sigwalt
Junior Loan Officer NMLS# 1708221
Nick Sigwalt is a trusted mortgage professional in Sandy Spring, MD 20860
Nicholas Sigwalt joins Embrace as a loan officer after working as a relationship manager at Bank of America. He felt the calling to branch out from the banking world to pursue his passion at a true mortgage company. His focus will be in generating new loans for other loan officers and himself, a...
5 (5 stars)
Cheryl P. from Gaithersburg, MD
Completed transaction in June 06, 2026
Nick was great at communating and problem solving during the whole process. Our financial situation was complicated by having just lived overseas, having an Experian credit score frozen, and also having multiple incomes and liabilities. He handled it cheerfully and with determination. It was nice to see Nick at the closing on our house this last week, where he gave me additional helpful advice. Thanks, Nick!
5 (5 stars)
Mariah Torries .
Completed transaction in May 29, 2026
Nick was fantastic to work with throughout the transaction. As a Realtor, I truly appreciated his efficiency, quick communication, and professionalism from start to finish. He kept everything moving smoothly and made the process seamless for everyone involved. Most importantly, he was kind, responsive, and always willing to help. Highly recommend Nick to anyone looking for a reliable and knowledgeable loan officer!
5 (5 stars)
Mariah T. from Frederick, MD
Completed transaction in May 29, 2026
Nick was fantastic to work with throughout the transaction. As a Realtor, I truly appreciated his efficiency, quick communication, and professionalism from start to finish. He kept everything moving smoothly and made the process seamless for everyone involved. Most importantly, he was kind, responsive, and always willing to help. Highly recommend Nick to anyone looking for a reliable and knowledgeable loan officer!
4 (4 stars)
Christian V. from Frederick, MD
Completed transaction in May 22, 2026
Nick was very informative and was able to explain things with ease and patienc. he told us how everything was going to go and prepared us well.
5 (5 stars)
oyeyinka babarinde .
Completed transaction in April 27, 2026
Mr nick was very professional and helpful…
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Nick Sigwalt can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nick Sigwalt at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nick Sigwalt is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nick Sigwalt will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nick Sigwalt will walk you through your options and help you find the right fit.
4.99 (198 Reviews)
