Anthony Pernie

Anthony Pernie

Loan Officer   NMLS# 2818895

5 stars

Anthony Pernie is a trusted mortgage professional in Sandy Spring, MD 20860

About Anthony

Anthony Pernie is a mortgage lender in Olney, Maryland, serving homebuyers throughout Montgomery County, Prince George’s County, Howard County, Frederick County, and surrounding communities. As a home loan expert serving Olney, Bethesda, Rockville, Gaithersburg, and the Greater Baltimore area, A...

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Anthony Pernie

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Frequently asked questions

Yes. Anthony Pernie can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Anthony Pernie at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Anthony Pernie is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Anthony Pernie will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Anthony Pernie will walk you through your options and help you find the right fit.

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