Alvin Flores

Alvin Flores

Senior Loan Officer   NMLS# 1544107

orange star4.96 (56 Reviews)

5 stars

Alvin Flores is a trusted mortgage professional in Sandy Spring, MD 20860

About Alvin

En Español

Alvin Flores joins the team at Embrace® after honing his skills as a loan consultant at Homespire Mortgage. He’s particularly well-versed in providing residential lendi...

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See what other homeowners have to say about me
  • 5

    Explicaciones claras y faciales de entender, más cuando eres comprador por primera vez. cualquier duda que tengas ellos tienen la respuesta y la confiabilidad para hacerte sentir seguro y confiado de lo que estas haciendo . Alvin excelente persona y ser humano .

  • 5

    Alvin made my experience smooth and seamless. He was open and transparent about everything, while guiding me through the entire process.

  • 5

    Alvin made the process seamless and easy for me and my wife. He provided frequent updates as they became available and explained every step thoroughly. With Alvin, we had no doubts that he was the right person for our home buying process. He is exceptional and knowledgeable in his field. We sincerely appreciate all the help Alvin and his team provided! We will definitely refer him and Embrace Home Loans to all of our friends and family.

  • 5

    We had the absolute pleasure of working with Alvin Flores on our recent home purchase and we couldn't be happier with the experience. From start to finish, he was very professional, knowledgeable and incredibly responsive. I highly recommend him to anyone looking for a smooth and positive experience.

  • 5

    Alvin helped us from start to finish guiding us every step of the way. He made the entire process smooth and-stress free by keeping us informed with timely updates and making sure everything was handled efficiently, especially through the convenience of electronic signing. What meant a lot to us was that he even joined us at the closing table in person. Since most of our communication had been through email, his effort to meet us face-to- face showed how much he truly cares about his clients. We genuinely appreciate and value his dedication , professionalism, and personal touch. He made a big difference in our experience. Thank you Alvin!

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Sandy-Spring, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Alvin Flores can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Alvin Flores at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Alvin Flores is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Alvin Flores will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Alvin Flores will walk you through your options and help you find the right fit.

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