Sondra Shemer

Sondra Shemer

Producing Sales Manager   NMLS# 117179

orange star4.94 (139 Reviews)

5 stars

Sondra Shemer is a trusted mortgage professional in Rockville, MD 20850

About Sondra

With over 30 years of experience in the mortgage business, Sondra has an established, diverse, and distinguished track record of success. Her borrowers have said they love working with her because she is honest, hard-working, and really takes the time to walk them through the entire mortgage pro...

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  • 5 (5 stars)

    Sondra was always available and following up on the necessary requirements needed to get things moving Sondra was truly amazing in helping us navigate the mortgage for first time homebuyer . Great experience.

  • 5 (5 stars)

    Sondra is succesfull work for my many house. I highly appreciate what she did.

  • 5 (5 stars)

    It was great having Sondra as our lender as she saw us through to the very end. She never for once saw our constant phone calls a burden and she took time to explain the whole process to us. Her level of professionalism and service was top notch.

  • 5 (5 stars)

    Sondra and her team!

  • 5 (5 stars)

    Sondra is the best. She respond fast every phone and email. she answer any question you have. She makes the proces so easy. I am greatful to work with her.

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Rockville, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Sondra Shemer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Sondra Shemer at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Sondra Shemer is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Sondra Shemer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Sondra Shemer will walk you through your options and help you find the right fit.

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