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Ricardo Guido

Maryland - Rockville

800 King Farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 17, 2021

    Review By Maritza V. for Ricardo Guido

    Completed transaction in October 2021

    Ricardo’s is always available to help me, He’s accommodated base on my schedule, always active during the process, answering my doubts especially during non-working hours, I’m very pleased with Ricardo’s and Elizabeth the only thing that I would suggest is to either change or improve the title company services the agents should make clients aware ahead of time the amount of the total down payment. I wasn’t informed the total amount and they made me signed all the paper work and I was so happy that we will get the keys at the end of it but, that wasn’t possible due to the wire transaction will take 3-5 business days and what made that even worse was that the upcoming Monday was a holiday, Im assuming that they are professional with years of experience but that’s not what I actually think since they made my experience bad and the end of the process (much more to say but, I don’t think this is the right place to do it)…. Over all the experience with the rest of the process was a Little overwhelmed but, Ricardo’s made it smoother and I’m truly grateful for it, Happy yo make business with Ricardo’s in the future (with a different tittle company) Thanks for your time Ricardo and Elizabeth 😊

  • 5

    5 Survey completed on October 06, 2021

    Review By Saul V. for Ricardo Guido

    Completed transaction in October 2021

    Great communication. Ricardo was on top of everything and always available

  • 5

    5 Survey completed on October 04, 2021

    Review By Cordelia N. for Ricardo Guido

    Completed transaction in September 2021

    Ricardo’s communication was on point.

  • 5

    5 Survey completed on September 30, 2021

    Review By Kinard C. for Ricardo Guido

    Completed transaction in September 2021

    Working with Ricardo was a great from start to finish.

  • 4

    4 Survey completed on September 29, 2021

    Review By Marie N. for Ricardo Guido

    Completed transaction in September 2021

    Excellent communication Always available and willing to answer every question that I had. He definitely ease a lot of my anxiety!!

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