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Ricardo Guido

Maryland - Rockville

800 King Farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4

    4 Survey completed on June 30, 2022

    Review By Ayodeji O. for Ricardo Guido

    Completed transaction in June 2022

    Patience, persistence to make the deal happen, and the painstaking professionalism Ricardo exuded to make this deal go through successfully.

  • 5

    5 Survey completed on June 30, 2022

    Review By Thomas B. for Ricardo Guido

    Completed transaction in June 2022

    Ricardo G*ido made my home buying experience great because he took the time to explain the closing process to me and what to expect along the way. Ricardo was in constant communication with me. Ricardo did what he told me he could do for me, and he gained my trust and loyalty. Ricardo locked my rate in as soon as I got under contract. I had no stress with Ricardo, and I really enjoyed working with him. I was shopping different lenders, and Ricardo G*ido won gained my business with his commitment and dedication and fast closing time frame. Awesome job Ricardo!! Thank you for getting me into my first home.

  • 5

    5 Survey completed on June 24, 2022

    Review By Jean G. for Ricardo Guido

    Completed transaction in June 2022

    Thanks so much for everything . Couldn't have been any happier with your service. Jean G.

  • 4

    4 Survey completed on June 07, 2022

    Review By Melanie C. for Ricardo Guido

    Completed transaction in June 2022

    Not asking for too much letters of explanation and not adding more charges on my initial loan amount . Also , maintaining the initial interest rate I got at the time I applied for loan will have been great

  • 5

    5 Survey completed on June 06, 2022

    Review By Fnu J. for Ricardo Guido

    Completed transaction in June 2022

    You were always available at every point we needed to find out something we don't understand. The process was fast and easy like I never expected.

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