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Ricardo Guido

Maryland - Rockville

800 King Farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 12, 2021

    Review By Stoyan D. for Ricardo Guido

    Completed transaction in February 2021

    Hi is very professional easy to work respond on my emails and my calls on time. I already recommend him on few more people he's so professional.Me and my wife we are so Satisfied of his work he's taking it to the next level above and beyond.

  • 5.0

    5.0 Survey completed on February 01, 2021

    Review By Maria S. for Ricardo Guido

    Completed transaction in January 2021

    Ricardo took his time in answering all my questions.

  • 5.0

    5.0 Survey completed on January 31, 2021

    Review By Felicia L. for Ricardo Guido

    Completed transaction in January 2021

    The mortgage process was efficient and accommodations were made due to COVID that allowed a closing on time.

  • 5.0

    5.0 Survey completed on January 09, 2021

    Review By Andrew B. for Ricardo Guido

    Completed transaction in December 2020

    I bought a house before and had few bad experiences. I wasnt sure IF im making the right decisions. Had alot of questions and Ricardo had been patient and informative. Highly knowledgeable. He put me at ease and would highly recommend him for his service. Thanks to him, had a beautiful experience. Never thought I would like the process. Had a new house for the new year. Thank you and hope you make more people happy.

  • 5.0

    5.0 Survey completed on January 07, 2021

    Review By Hilda S. for Ricardo Guido

    Completed transaction in December 2020

    I had an amazing experience working with ricardo. He made the whole process so easy. Ricardo was always available to answer my questions and ease any concerns. I would highly recommend him to anyone going through the home buying process.

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