Ricardo Guido

Maryland - Rockville


800 King farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

from Ricardo Guido



5.0 Survey completed on September 25, 2018

Review By Cynthia C. for Ricardo Guido

Completed transaction in September 2018

Ricardo Guido was very efficient and he kept in contact with me thru the entire process of me getting my house. he was very patience and he really worked with me. i would recommend Ricardo to my friends and anyone who's interested in buying a house. thanks Ricardo for all you did to get me thru this process.


5.0 Survey completed on September 23, 2018

Review By Emeric P. for Ricardo Guido

Completed transaction in August 2018

Ricardo was very knowledgeable about the industry and very focused on understanding our needs, preferences, timelines etc, He also communicated frequently about the status of processing and was overall very responsive and accommodating.


5.0 Survey completed on September 08, 2018

Review By Katy B. for Ricardo Guido

Completed transaction in August 2018

Always on top of things


4.8 Survey completed on August 31, 2018

Review By Lucy H. for Ricardo Guido

Completed transaction in August 2018

Very patient when explaining since this was my first time buying a property. Answer red all my questions.


5.0 Survey completed on July 21, 2018

Review By Ingrid N. for Ricardo Guido

Completed transaction in July 2018

Ricardo and his team never gave up despite the obstacles that appeared when getting approved for the loan. He kept us up to date and was very friendly and approachable, definitely would recommend to friends and family. Thanks!