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Senior Loan Officer
NMLS # 1249316
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Click to email
800.333.3004 ext. 3848
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Maryland - Rockville
20850
800 King Farm Boulevard
Rockville, MD 20850
301-921-0070
About Ricardo
Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.
Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children. He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.
As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.






Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…
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Call:
800.333.3004800 King Farm Boulevard
Rockville, MD 20850
Testimonials(239)
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4
4 Survey completed on March 22, 2023
Review By Maureen A. for Ricardo Guido
Completed transaction in March 2023
He was was reachable and made communication easy.
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5
5 Survey completed on March 20, 2023
Review By Ifeanyichukwu I. for Ricardo Guido
Completed transaction in March 2023
Smooth, he explain all paperwork
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5
5 Survey completed on March 19, 2023
Review By Elizabeth J. for Ricardo Guido
Completed transaction in March 2023
He is very communicative about the process. He is always available to explain whatever you might not understand without making you feel like a dummy which is what I've encountered from some other loan officers. He is humble and if I want to buy a house again I'd choose him again.
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5
5 Survey completed on March 16, 2023
Review By Toun O. for Ricardo Guido
Completed transaction in March 2023
Ricardo is a great loan officer
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4
4 Survey completed on March 10, 2023
Review By Gbenga A. for Ricardo Guido
Completed transaction in March 2023
Ricardo was very helpful and always reach out to ensure the loan process went on smoothly.