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Ricardo Guido

Maryland - Rockville

800 King Farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 05, 2021

    Review By Montrece M. for Ricardo Guido

    Completed transaction in April 2021

    Ricardo is great, He communicated with me from application to purchasing. If anything was needed, he was prompt in letting me know. I had a few bumps in the road but Ricardo worked it out and now I am a very, very happy home owner. Thank you Ricardo, I really appreciate you.

  • 5.0

    5.0 Survey completed on April 28, 2021

    Review By Esly R. for Ricardo Guido

    Completed transaction in April 2021

    Ricardo is very professional and knowledgeable. He cares and listen. Embrace is very lucky to have him in its team

  • 5.0

    5.0 Survey completed on April 27, 2021

    Review By Kedin H. for Ricardo Guido

    Completed transaction in April 2021

    “You were very thorough and professional. You did a lot more for me than I ever expected from a Realtor. I really appreciated how you were on top of things and how you kept me informed every step of the way. Now I will enjoy my new home and I will recommend to my family and friends thank you so much for everything -Kedin Hernández

  • 5.0

    5.0 Survey completed on April 13, 2021

    Review By Bartolo D. for Ricardo Guido

    Completed transaction in April 2021

    Great because he explained everything to me and he was very patient and polite to answer questions and to give me information that I needed he is a great person to help and work with hem thank you very much for everything

  • 4.5

    4.5 Survey completed on April 11, 2021

    Review By AJ O. for Ricardo Guido

    Completed transaction in March 2021

    Ricardo is an exceptional professional that is willing to go above and beyond for his clients. He was friendly, prompt, and receptive to our concerns. He took the time to answer every question to our satisfaction, every time (we had lots of questions). We highly recommend him and would definitely reach out to him for any future home loans in the DMV area.

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