Ricardo Guido

Maryland - Rockville


800 King Farm Boulevard

Rockville, MD 20850


About Ricardo

Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing – whether it’s your first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Ricardo always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Ricardo worked for Patriot Mortgage Corporation. He was born and raised in Silver Spring, Maryland and currently lives here with his wife and two children.  He loves football and being involved with his children and the sports they love to do like, baseball, softball, and soccer.

As a Loan Officer for Embrace, Ricardo will always maintain constant contact with all involved to ensure on time closings. He thrives to help create the best scenario for his client in order to meet their specific objectives. He educates current home owners on the refinancing process and new home owners on the pre-qualification stage to the closing, ensuring they understand the entire process. With Ricardo’s commitment, communication, and experience, buying or refinancing will be a stress free and smooth ride.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 13, 2019

Review By Crystal W. for Ricardo Guido

Completed transaction in March 2019

loved the automated system


5.0 Survey completed on February 28, 2019

Review By Araceli T. for Ricardo Guido

Completed transaction in February 2019

Prompt responses and awareness of transaction situation at all times. 👌


5.0 Survey completed on February 24, 2019

Review By Maylin I. for Ricardo Guido

Completed transaction in February 2019

Mr Guido provided very clear information and guidance through out the whole loan process. Great experience!! Thank you


4.5 Survey completed on February 13, 2019

Review By Vivian Q. for Ricardo Guido

Completed transaction in February 2019

Ricardo was great to work with. He kept me up to date of my status and did everything he could to help me.


5.0 Survey completed on February 01, 2019

Review By Joseph C. for Ricardo Guido

Completed transaction in January 2019

It has been extremely great experienced working with Ricardo from day one to closing our first house. He has helped us a lot and guided us all the way through the process. He is easy reach and pleasant to talk to and always ready if we have any questions. He was on top of things if we have something that was needed to be done (which was a great thing). Him and his group went above and beyond. As a first time home buyer, it was a blessing to us to be working with people like Ricardo.

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