Michael Haggerty

Michael Haggerty

Senior Loan Officer   NMLS# 525740

orange star4.88 (141 Reviews)

5 stars

Michael Haggerty is a trusted mortgage professional in Rockville, MD 20850

About Michael

Mike Haggerty is a dedicated mortgage advisor with over 30 years of experience helping clients achieve their homeownership goals across Washington, D.C., Maryland, Virginia, and Delaware. For the past seven years, he has proudly partnered with Embrace Home Loans, where he continues to provide ex...

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See what other homeowners have to say about me
  • 5

    Mike provided amazing communication, outside of business hours, and explained everything to me in a way that made me feel comfortable and supported during what can be a stressful process.

  • 5

    Was professional with lots of patience and understandin and I will people to you.

  • 5

    Mike answered our phone calls and texts day and night, weekdays and weekends. He took the time to explain things and to help with things that we needed. He fought hard for us to get our home.

  • 5

    Mike was more than just a lender — he was a true advisor and someone who genuinely cared about us and about making a process that is, by nature, complex feel much simpler. From the very beginning, he took the time to explain all our options and was available 24/7 — not only to answer our questions or guide us through the mortgage process itself, but also to calm our anxieties and even support us with whatever we needed to be able to purchase our home. As first-time homebuyers, we had countless doubts, and the trust he inspired, his close guidance, and his dedication were what made us decide to move forward with his company. He was there until the very last minute — through the smooth moments and the challenging ones. More than a lender, he felt like a partner and a friend who truly wanted to see us succeed in achieving our dream of becoming homeowners. We will definitely trust him again in future investments and will gladly recommend him to our friends and colleagues. Thank you, Mike!

  • 5

    Mike was professional, responsive, and helpful throughout the process of getting financing for my client.

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Frequently asked questions

Yes. Michael Haggerty can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Michael Haggerty at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Michael Haggerty is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Michael Haggerty will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Michael Haggerty will walk you through your options and help you find the right fit.

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