Bill Bray III

Trusted by thousands of homeowners

Accredited Business - BBB
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About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their uniqu...

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Embrace Home Loans Presidents club


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See what other homeowners have to say about me
  • 5

    Yaseman A.

    Completed transaction in September 2023

    Bill is a magician. He is creative and trustworthy. I would not use anyone else for lending. He is extremely detailed and goes the extra mile, takes the extra time to make sure everything is understood and all questions are answered. Everything felt super organized with my transaction. Bill and his team were incredible.

  • 5

    Ross S.

    Completed transaction in August 2023

    Bill is a consummate professional and was able to make this experience a pleasant one. Purchasing a new house can be overwhelming and I was so happy to have Bill as our guide!

  • 4

    Elizabeth B.

    Completed transaction in August 2023

    Bill is the consummate professional. He’s responsive, savvy, and takes the time to explain myriad facets of the lending process. I’m so grateful for his guidance, sound advice, and hard work on my behalf. I will certainly recommend him to any of my friends and look forward to continuing to work with him!

  • 5

    James M.

    Completed transaction in August 2023

    Bill was amazing throughout the lending process. He was creative in structuring a package that suited our needs and also was flexible when multiple, unforeseen delays occurred. We had to go through several rate locks and updated disclosures, but Bill worked with us diligently and always answered every question we had quickly. We would absolutely recommend him and want to work with him in the future.

  • 5

    Susan S.

    Completed transaction in August 2023

    Constant clear communication. Clear sound advice, acted as a true partner in the entire process

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Maryland - Rockville

702 King Farm Boulevard,Ste 250

Rockville, MD 20850

Branch phone number 301.921.0070