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Bill Bray III

Maryland - Rockville

800 King Farm Boulevard

Rockville, MD 20850


About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their unique needs and delivering exceptional customer service at every step. With over 17 years of experience in the mortgage industry, and recognition as a Top Producing Senior Loan Officer for more than 9 years regionally and nationwide, he’s an asset to the team that we’re happy to bring onboard. Bill was particularly drawn to our Approved to MoveTM offering, since it helps make the mortgage process worry-free and helps streamline the path from pre-approval to closing.

Bill was born and raised in Chevy Chase, Maryland, and is well versed in the Montgomery County area and Washington, D.C. He studied criminal justice at Roger Williams University, earning both a bachelor’s degree and master’s degree within the field. Clients can rely on him to help them find products and plans for every type of credit, loan amount, sales price, and down payment. He brings a workhorse mindset, compassion, flexibility, and product expertise to every borrower he serves. When he’s not at work, he enjoys playing golf and spending time with his wife and their two daughters.

You can learn more about Bill and connect with him on LinkedIn.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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