Bill Bray III

Embrace Home Loans is trusted by tens of thousands of homeowners

Accredited Business - BBB
young family having fun

About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their uniqu...

Continue Reading

Embrace Home Loans Presidents club


rectangle arrow down

See what other homeowners have to say about me

  • 4

    Detailed descriptions of the process and quick responses

  • 5

    Bill is by far the best loan office I have worked with. He really fights to get you the best deal in the most professional way. His administrative staff (specially Ashely Castelli) are absolutely fantastic.

  • 5

    Bill is the best loan officer I have EVER worked with - hands down! From the first contact when we were just exploring homes with our real estate agent, David, my husband and I were blown away with how outstanding, fast, thorough and efficient he was. Throughout the loan process, he was always on top of everything and advised us every step of the way. This is my husband and my 3rd home, and we have never encountered a loan officer who was this on top of their game, and knew how to expertly walk us through all our options, and how to think through them. We love Bill, and look forward to working with him for future refi's.

  • 5

    Bill is very kind thoughtful and always available for us … he helped us purchase a new property and finance

  • 5

    Great communication regarding what we needed to submit and lots of patience in answering our questions.

Mortgage Calculator

William Bray

Explore your options and take advantage of your mortgage opportunities

Get a Quote APPLY NOW

Have questions?

Please insert your first name
Please insert your last name
Please insert your email
By entering your contact information, you are providing express written consent for Embrace Home Loans to contact you via phone, automated means like autodialing, text SMS/MMS, even if you are registered on a corporate, state, or federal Do Not Call list.
Please correct the form errors and try again.


Maryland - Rockville