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Bill Bray III

Maryland - Rockville
20850

800 King Farm Boulevard

Rockville, MD 20850

301-921-0070

About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their unique needs and delivering exceptional customer service at every step. With over 17 years of experience in the mortgage industry, and recognition as a Top Producing Senior Loan Officer for more than 9 years regionally and nationwide, he’s an asset to the team that we’re happy to bring onboard. Bill was particularly drawn to our Approved to MoveTM offering, since it helps make the mortgage process worry-free and helps streamline the path from pre-approval to closing.

Bill was born and raised in Chevy Chase, Maryland, and is well versed in the Montgomery County area and Washington, D.C. He studied criminal justice at Roger Williams University, earning both a bachelor’s degree and master’s degree within the field. Clients can rely on him to help them find products and plans for every type of credit, loan amount, sales price, and down payment. He brings a workhorse mindset, compassion, flexibility, and product expertise to every borrower he serves. When he’s not at work, he enjoys playing golf and spending time with his wife and their two daughters.

You can learn more about Bill and connect with him on LinkedIn.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Bill Bray III

Senior Loan Officer

NMLS # 659198

Ready to take the first step toward a new home?

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800 King Farm Boulevard

Rockville, MD 20850

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Testimonials(52)

  • 5

    5 Survey completed on December 07, 2022

    Review By Alexander F. for Bill Bray

    Completed transaction in December 2022

    Bill was very responsive and work very hard to ensure I received the best possible terms and was very communicative throughout the whole process.

  • 5

    5 Survey completed on November 11, 2022

    Review By Daniel J. for Bill Bray

    Completed transaction in November 2022

    Clear communication, made sure everything worked for us

  • 5

    5 Survey completed on November 11, 2022

    Review By Chris N. for Bill Bray

    Completed transaction in November 2022

    Bill has been my lender for 20 years.

  • 5

    5 Survey completed on November 09, 2022

    Review By Cheryl S. for Bill Bray

    Completed transaction in November 2022

    Bill and his team were great and super communicative through the whole process!

  • 5

    5 Survey completed on November 08, 2022

    Review By Meredith R. for Bill Bray

    Completed transaction in November 2022

    Bill was always timely, knowledgeable, and able to provide the best available mortgage structure throughout our process.