Jessica Zibragos

5 stars

Jessica Zibragos is a trusted mortgage professional in Ocean City, MD 21842

About Jessica

Jessica Zibragos has been a Business Development Assosicate at Embrace for two and a half years. She’s been promoted to the role of Junior Loan Officer, and is excited to help people in Anne Arundel County purchase their dream homes. Always the go-getter, Jessica has a background in the fitness ...

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See what other homeowners have to say about me
  • 5

    Jessica is amazing! We can’t thank Jess enough for making the home buying process stress free! As first time home buyers we greatly appreciated the time Jess took to explain every step of the process to us. While looking at countless homes, Jess was always available to run the numbers for us and apply for appraisal waivers. She even was able to secure an appraisal waiver for us which helped us lock in our first home! We can’t thank Jess enough, and will be referring all our family and friends to her!

  • 5

    Jessica is knowledgeable, respond quickly, open communication, gives step by step about your loan process!

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Ocean City, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Jessica Zibragos can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jessica Zibragos at our Ocean City branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Ocean City and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jessica Zibragos is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jessica Zibragos will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jessica Zibragos will walk you through your options and help you find the right fit.

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