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https://www.embracehomeloans.com/location/maryland/ocean-city/audley-lewis
Sales Manager NMLS# 1041608
Audley Lewis is a trusted mortgage professional in Ocean City, MD 21842
Audley Lewis joins Embrace with 33 years in sales and finance. His specialty is residential lending with experience dealing with Conventional, FHA, VA, and first-time homebuyer programs. He enjoys working with his clients and finding the right program that’s tailored to their unique needs....
5
Melody D.
Completed transaction in November 2025
I am pleased to share my experience working with Mr. Lewis as the mortgage lender on a recent transaction. From start to finish, Mr. Lewis was an absolute pleasure to work with. Although the transaction presented several challenges, he handled every aspect with professionalism, patience, and a calm, solutions focused approach. Mr. Lewis consistently made himself available to address the clients’ questions and thoroughly explain their loan details, ensuring they felt informed and supported throughout the process. As the Broker, I was kept updated at every stage and always knew exactly where we stood. His communication was always timely, clear, and proactive. I sincerely appreciate Mr. Lewis’s time, expertise, and dedication. His commitment to outstanding service made a significant difference, and I look forward to partnering with him again on future transactions!
5
Nzinga W.
Completed transaction in November 2025
Mr Lewis guided me throughout the entire process. He explained everything that was going to happen and kept the process moving smoothly. He made sure there were no surprises. His processor , Sandy, did an amazing job as well. Both were very respensive and helped made my experience great.
4
Keyoshoa A.
Completed transaction in October 2025
Mr. Lewis is very knowledgeable and patient with his clients. He gives them honest feedback and helps any all ways possible to ensure he can get the desired outcome for the client.
5
Gabriel D.
Completed transaction in October 2025
Mr. Lewis went above and beyond to inform me of the big picture while also being very detailed every step of the way.
5
Cameron E.
Completed transaction in September 2025
You all have a great culture at embrace. Makes you feel like family and theyre very polite and just very informative.
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8008 Coastal Highway, Suite 2
MD 21830 USOcean City, MD 21842
Yes. Audley Lewis can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Audley Lewis at our Ocean City branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Ocean City and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Audley Lewis is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Audley Lewis will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Audley Lewis will walk you through your options and help you find the right fit.
4.9 (294 Reviews)
