https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/ttrott.jpg
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Branch Manager
NMLS # 486208
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Click to email
301.748.1694
800.333.3004
ext. 3289
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Maryland - Frederick
21701
30 West Patrick St., Suite 300
Frederick, MD 21701
240-415-7111
About Tom
Tom is celebrating more than 10 years with Embrace Home Loans, most of that as the Manager of the Frederick Team (which includes Martinsburg, WV). He was named to the Chairman’s Club in 2020 with over $50 million in sales for the year. This is just the latest in a string of successes, including being named to the President’s Club nine years in a row and maintaining a 5-star rating on Social Survey.
Tom has a B.S. in Business Administration from Towson State University. He is active in the local community and is on the Board of Directors of both Heritage Frederick and the YMCA. He is also the Chartered Organizational Representative for Troop 470 Scouting USA and a member of Elks Lodge 684. Tom currently resides in Frederick where he enjoys history, genealogy, hiking, and biking in his free time.
2020 - 2012 
2020
Reviews(335)
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5.0
5.0 Survey completed on March 03, 2021
Review By Janine B. for Tom Trott
Completed transaction in February 2021
Tom was informative and extremely helpful guiding me through the refinancing of my loan. I really appreciated that I was not bombarded by sales calls at the beginning of my search before I selected Embrace Home Loans. I received quick feedback to all of my questions and throughout the loan process. The entire process was easy and painless, thank you!
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5.0
5.0 Survey completed on March 03, 2021
Review By Lauren D. for Tom Trott
Completed transaction in February 2021
Tom is so wonderful! He helped us every step of the way and helped us feel very comfortable and reassured throughout the entire process. The process can be very scary and daunting for first time home buyers but Tom made it easy - and fun! He was excellent, patient, and thoughtful.
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5.0
5.0 Survey completed on February 27, 2021
Review By Andrea G. for Tom Trott
Completed transaction in February 2021
Tom was great to work with. He was very efficient and responsive throughout the process. He showed exceptional customer service skills. Thanks for all your help Tom!
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5.0
5.0 Survey completed on February 24, 2021
Review By Anthony C. for Tom Trott
Completed transaction in February 2021
Mr. Trott was extremely helpfully and was more than happy to answer all our questions. He did a great job of explaining our options and walking us through the process, while keeping us informed every step of the way. We have worked with Tom in the past and look forward to working with him in the future.
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5.0
5.0 Survey completed on February 24, 2021
Review By Michael S. for Tom Trott
Completed transaction in February 2021
Tom kept me up to date and answered all my questions. He also listened and addressed my concerns through the process. Overall great experience.
Mortgage Rates, Applications Jump Thanks to Economic Optimism
Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…
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