https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/ttrott.jpg
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Branch Manager
NMLS # 486208
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Click to email
301.748.1694
800.333.3004
ext. 3289
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Maryland - Frederick
21701
30 West Patrick St., Suite 300
Frederick, MD 21701
240-415-7111
About Tom
After two years as a Senior Loan Officer with Embrace, Tom was promoted to a Branch Manager in April of 2013. He brings over 20 years of experience in the residential & commercial mortgage business. Prior to joining the Embrace Family, Tom was a Senior Loan Officer with Presidential Bank Mortgage for eight years and received his B.S. in Business Administration from Towson State University. Tom is active in the local community serving on the YMCA Board of Directors. He is also a member of Elks Lodge #684 and Heritage Frederick (previously the Frederick Historical Society).
Tom was formerly the Treasurer of BSA Troop 470 and a member of the finance committee at Brook Hill United Methodist Church. He currently resides in Frederick where he enjoys studying history / genealogy, fishing, bike riding, and grilling in his free time.
2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012
Reviews(297)
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5.0
5.0 Survey completed on December 01, 2020
Review By Christina B. for Tom Trott
Completed transaction in November 2020
Tom Trott went above and beyond to help me close on my new home in record time.
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5.0
5.0 Survey completed on November 23, 2020
Review By Julie D. for Tom Trott
Completed transaction in November 2020
Tom was kind, professional, and fast! He understood what it felt like for a busy, single parent, scrambling with three little kids in the background, while I tried to figure out information with him. He made the experience so pleasant and easy! Thank you so much!
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5.0
5.0 Survey completed on November 23, 2020
Review By Jill M. for Tom Trott
Completed transaction in November 2020
Tom was fantastic during the whole closing process
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5.0
5.0 Survey completed on November 22, 2020
Review By Marilyn M. for Tom Trott
Completed transaction in November 2020
Very easy process!
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5.0
5.0 Survey completed on November 21, 2020
Review By Craig C. for Tom Trott
Completed transaction in November 2020
Tom getting back with answers quickly.
Refis Fall, While Purchase Loans Surge Over Thanksgiving Holiday
Mortgage applications dropped this week, though only slightly. According to the Mortgage Bankers Association, refinance applications dipped 5% for the week, while purchase activity rose 9%. Both remain higher than last year’s numbers (by 102% and 28%, respectively). Here’s what Joel Kan, MBA’s associate vice president of economic and industry forecasting, had to say about…
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