About Tom
After two years as a Senior Loan Officer with Embrace, Tom was promoted to a Branch Manager in April of 2013. He brings over 20 years of experience in the residential & commercial mortgage business. Prior to joining the Embrace Family, Tom was a Senior Loan Officer with Presidential Bank Mortgage for eight years and received his B.S. in Business Administration from Towson State University. Tom is active in the local community serving on the YMCA Board of Directors. He is also a member of Elks Lodge #684 and Heritage Frederick (previously the Frederick Historical Society).
Tom was formerly the Treasurer of BSA Troop 470 and a member of the finance committee at Brook Hill United Methodist Church. He currently resides in Frederick where he enjoys studying history / genealogy, fishing, bike riding, and grilling in his free time.
2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012
Tom Trott, NMLS # 486208, is employed by Embrace Home Loans and is licensed in: DC, DE, FL, MD, NC, NJ, PA, VA, WV
Reviews(171)
5.0
5.0 Survey completed on January 15, 2020
Review By Brett E. for Tom Trott
Completed transaction in January 2020
Tom is extremely knowledgeable with loans and has a fabulous Can Do attitude. We have used him for a number of loans and highly recommend him.
5.0
5.0 Survey completed on January 15, 2020
Review By Lisa M. for Tom Trott
Completed transaction in January 2020
Tom was very informative throughout the entire purchase of our new home. Before we decided to use Tom, he sat down with us and was very knowledgeable as to which was the best way to go about getting our loan and which type of loan would be the best. His response time to e-mails and phone calls was exceptional.
5.0
5.0 Survey completed on January 05, 2020
Review By Michael G. for Tom Trott
Completed transaction in January 2020
We found Tom to be friendly and 100 percent truthful about what he could do and the timeline. Tom is a man of his word and kept every single promise he made about our loan and the timeline. He always got back to us in a timely manner and that meant a lot to us. I am strongly recommending Tom to anyone who needs a home loan. Michael and Viktoriya Gast
5.0
5.0 Survey completed on January 04, 2020
Review By Joshua O. for Tom Trott
Completed transaction in January 2020
Tom was very personable and kept us in line with our budget. He was always available to answer questions and kept the ball rolling through our home-buying experience.
5.0
5.0 Survey completed on January 02, 2020
Review By Eric D. for Tom Trott
Completed transaction in January 2020
Very Quick and Painless Refinance Process.
