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Tom Trott

Maryland - Frederick
21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240-415-7111

About Tom

Tom is celebrating more than 10 years with Embrace Home Loans, most of that as the Manager of the Frederick Team (which includes Martinsburg, WV). He was named to the Chairman’s Club in 2020 with over $50 million in sales for the year. This is just the latest in a string of successes, including being named to the President’s Club nine years in a row and maintaining a 5-star rating on Social Survey.

Tom has a B.S. in Business Administration from Towson State University. He is active in the local community and is on the Board of Directors of both Heritage Frederick and the YMCA. He is also the Chartered Organizational Representative for Troop 470 Scouting USA and a member of Elks Lodge 684. Tom currently resides in Frederick where he enjoys history, genealogy, hiking, and biking in his free time.

Embrace home loans Presidents Club 2020 - 2012    Chairmans Club Award 2020

Disclaimer: *Offer cannot be combined with any other credit or promotional offers. Available at the Frederick, MD branch location only. The full amount of the appraisal must be paid by the consumer up-front. The cost of the appraisal (up to $500) to be credited at closing. Valid for all applications through March 30, 2020.
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(335)

  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Janine B. for Tom Trott

    Completed transaction in February 2021

    Tom was informative and extremely helpful guiding me through the refinancing of my loan. I really appreciated that I was not bombarded by sales calls at the beginning of my search before I selected Embrace Home Loans. I received quick feedback to all of my questions and throughout the loan process. The entire process was easy and painless, thank you!

  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Lauren D. for Tom Trott

    Completed transaction in February 2021

    Tom is so wonderful! He helped us every step of the way and helped us feel very comfortable and reassured throughout the entire process. The process can be very scary and daunting for first time home buyers but Tom made it easy - and fun! He was excellent, patient, and thoughtful.

  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By Andrea G. for Tom Trott

    Completed transaction in February 2021

    Tom was great to work with. He was very efficient and responsive throughout the process. He showed exceptional customer service skills. Thanks for all your help Tom!

  • 5.0

    5.0 Survey completed on February 24, 2021

    Review By Anthony C. for Tom Trott

    Completed transaction in February 2021

    Mr. Trott was extremely helpfully and was more than happy to answer all our questions. He did a great job of explaining our options and walking us through the process, while keeping us informed every step of the way. We have worked with Tom in the past and look forward to working with him in the future.

  • 5.0

    5.0 Survey completed on February 24, 2021

    Review By Michael S. for Tom Trott

    Completed transaction in February 2021

    Tom kept me up to date and answered all my questions. He also listened and addressed my concerns through the process. Overall great experience.

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Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

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