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Tom Trott

Maryland - Frederick
21701

30 West Patrick St., Suite 300

Frederick, MD 21701

240-415-7111

About Tom

Tom is celebrating more than 10 years with Embrace Home Loans, most of that as the Manager of the Frederick Team (which includes Martinsburg, WV). He was named to the Chairman’s Club in 2020 with over $50 million in sales for the year. This is just the latest in a string of successes, including being named to the President’s Club nine years in a row and maintaining a 5-star rating on Social Survey.

Tom has a B.S. in Business Administration from Towson State University. He is active in the local community and is on the Board of Directors of both Heritage Frederick and the YMCA. He is also the Chartered Organizational Representative for Troop 470 Scouting USA and a member of Elks Lodge 684. Tom currently resides in Frederick where he enjoys history, genealogy, hiking, and biking in his free time.

Embrace home loans Presidents Club 2020 - 2012    Chairmans Club Award 2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(415)

  • 5

    5 Survey completed on September 19, 2021

    Review By Laura S. for Tom Trott

    Completed transaction in September 2021

    Made the re-fi process so easy.

  • 5

    5 Survey completed on September 19, 2021

    Review By Tammie W. for Tom Trott

    Completed transaction in September 2021

    Very smooth, fast, and friendly

  • 5

    5 Survey completed on September 18, 2021

    Review By John S. for Tom Trott

    Completed transaction in September 2021

    Tom made the whole experience very easy, even though I had a sudden job loss, which I thought would derail the process.

  • 5

    5 Survey completed on September 16, 2021

    Review By Della C. for Tom Trott

    Completed transaction in September 2021

    Tom was extremely helpful in answering some pre-questions we had about the process before we even started. Because of that it made it easy to decide to move forward with refinancing.

  • 5

    5 Survey completed on September 11, 2021

    Review By Bradley P. for Tom Trott

    Completed transaction in September 2021

    Very responsive and super easy to work with. No problems at all.

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What Is a Title Company and What Do They Do?

Home buying is complicated, and in order to do it successfully (not to mention legally), a number of professionals will need to play a role. These include a mortgage lender, a loan officer, a real estate agent, an attorney, an appraiser, a surveyor, an inspector, and a title company. That last one is often the…

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