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https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in Allentown, PA 18109
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2025-2020
5.0 (5.0 stars)
victoria lugoro .
Completed transaction in October 22, 2026
Tom Evans is one of the best lenders I’ve had the pleasure of working with. We’ve faced some challenging situations with clients, and Tom is patient, supportive, and always works hard to help get things through. He’s someone I can count on to work with me and guide our clients toward homeownership and the American dream. I truly appreciate his dedication and the care he gives to our clients. He’s excellent at what he does.
5.0 (5.0 stars)
Victoria L. from Allentown, PA
Completed transaction in October 22, 2026
Tom Evans is one of the best lenders I’ve had the pleasure of working with. We’ve faced some challenging situations with clients, and Tom is patient, supportive, and always works hard to help get things through. He’s someone I can count on to work with me and guide our clients toward homeownership and the American dream. I truly appreciate his dedication and the care he gives to our clients. He’s excellent at what he does.
5.0 (5.0 stars)
Ryan Blackwell .
Completed transaction in October 20, 2026
Tom was super helpful throughout the entire process and was on top of things the entire time. Would definitely recommend him to anyone else seeking a mortgage loan as he made the process very easy to understand and simple. Thanks!
5.0 (5.0 stars)
Ryan B. from Berlin, MD
Completed transaction in October 20, 2026
Tom was super helpful throughout the entire process and was on top of things the entire time. Would definitely recommend him to anyone else seeking a mortgage loan as he made the process very easy to understand and simple. Thanks!
5.0 (5.0 stars)
OG .
Completed transaction in October 19, 2026
⭐⭐⭐⭐⭐ Working with Tom was a wonderful experience! He was professional, patient, and always made me feel safe and comfortable throughout the entire process. Buying a home can be stressful, but Tom made me feel supported, informed, and confident every step of the way. His kindness, honesty, and dedication truly made a difference. I’m so grateful to have worked with someone who genuinely cares about his clients. I highly recommend Tom to anyone looking for a loan officer they can trust!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (579 Reviews)
