Timothy “Tim” Brown is a trusted mortgage lender in Odenton, Maryland, serving homebuyers and homeowners throughout Anne Arundel County and the Greater Washington, District of Columbia metro area. With deep roots in both Maryland and Martha’s Vineyard, Massachusetts, Tim brings a rare blend of local insight and coastal-market experience, making him a valuable home loan expert for clients in Odenton, nearby communities, and buyers seeking specialized guidance in Martha’s Vineyard.

Tim has a proven track record of guiding clients through complex home financing with clarity and confidence. Since joining Embrace Home Loans, he has leveraged access to Jumbo loan portfolios and exclusive programs to help buyers — particularly non-QM borrowers in competitive markets like Martha’s Vineyard — move quickly and confidently toward homeownership. His approach emphasizes attentive service, clear communication, and a smooth, stress-free process from preapproval to closing.

Born and raised in North Potomac, Maryland, Tim now lives in Odenton with his wife, Kristina, and their two daughters, Tabitha and Thea. Outside of work, he enjoys jazz music, fantasy football, and long morning walks. His perfect day includes a million-dollar deal, quality time with family, and ending the evening with a relaxing cigar and great music.

With a reputation for being level-headed, attentive, and trustworthy, Tim is more than a mortgage lender — he’s a dedicated partner helping families in Maryland, the Greater Washington, District of Columbia metro area, and Martha’s Vineyard achieve their homeownership dreams.

Ready to buy, refinance, or explore your home financing options? Contact Tim Brown, your trusted Odenton, Maryland mortgage lender and home loan expert serving Anne Arundel County, the Greater Washington, District of Columbia metro area, and Martha’s Vineyard, Massachusetts, for clear guidance, personalized service, and a seamless home loan experience.