Ramsey Davies

Ramsey Davies

Loan Officer   NMLS# 174664

orange star4.95 (514 Reviews)

APPLY NOW

5 stars

Ramsey Davies is a trusted mortgage professional in Columbia, MD 21044

Zillow
Google
Accredited Business - BBB
calculator

Calculators

Use one of our calculators to learn how much you can afford and what your monthly payments will be.
talk to expert

Down payment solutions

Discover programs that could make buying a home more affordable. See what you may qualify for in minutes.
check icon

Make your offer stronger

Waive the financing and appraisal contingencies to make your offer stronger than a cash offer!

About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Continue Reading

Embrace Home Loans Presidents club

2020 - 2018, 2016

rectangle arrow down
See what other homeowners have to say about me

  • 5

    Ramsey took personal responsibility for keeping the process on track and making sure my wife and I were satisfied. At one point, before the loan went to underwriting, we were frustrated with the paperwork being requested by someone on his team. Ramsey stepped in, addressed our concerns, and assured us he would handle it. I’m a retired officer and not quick to give praise. I’ve had my share of mediocre service over the years, and I’m not easy to impress. Ramsey’s level of follow-through and commitment stood out. If we move again, I’d work with Ramsey and his team.

  • 5

    As a first-time homebuyer, I’m extremely grateful for Ramsey’s guidance throughout the process. He was always responsive, patient, and took the time to clearly explain every step I wasn’t familiar with. Thanks to his support, my homebuying experience was smooth and truly wonderful.

  • 5

    Professional, timely, easy to work with

  • 5

    Ramsey and his team is simply the best. Prompt, caring, personal, and works with you to make you happy even under tough circumstances. It was the second time working with him, and we will be back. Thank you so much, Ramsey and the Embrace Team.

  • 5

    The professionalism and communication throughout this entire process was outstanding. I have already, and will continue, referring clients. Thank you for all your help , honestly, and hard work during this process.

Mortgage Calculator
Ramsey Davies

Explore your options and take advantage of your mortgage opportunities

APPLY NOW

Columbia, MD Mortgage Loan Officers

location pin
phone icon
443.283.0807
You can use (arrow keys to pan and +,- to zoom in/zoom out).

Frequently asked questions

How do I get pre-approved for a mortgage in Columbia?

You can get pre-approved online, over the phone, or in person at our Columbia branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.

What’s the best mortgage for a first-time homebuyer in Columbia?

It depends on your budget, credit, and goals, but our local loan officers in Columbia will walk you through the best options, from conventional loans to government-backed programs.

Does Embrace Home Loans have a branch in Columbia?

Yes! Our Columbia branch is located at 6100 Merriweather Drive, Suite 220, , Columbia, MD 21044, and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.

Can I buy a home in Columbia with little money down?

Yes. Our team in Columbia can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.

Who are the top mortgage lenders in Columbia, MD?

Embrace Home Loans is a trusted mortgage lender in Columbia, MD. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.

License