Ramsey Davies

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.


Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Click here to see reviews on Zillow

Embrace home loans Presidents club 2020 - 2018, 2016

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Ramsey Davies

Loan Officer

NMLS # 174664

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6100 Merriweather Drive, Suite 220,

Columbia, MD 21044

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  • 5

    5 Survey completed on May 26, 2023

    Review By Stephen R. for Ramsey Davies

    Completed transaction in May 2023

    Ramsey was great to work with. He was reliable, nearly always available on short notice. His help throughout our prolonged, pandemic-mired home search made the financing process accessible and tolerable. After a minor IT issue, Ramsey pushed internally to ensure the issue was resolved rapidly and in our favor. In the end, closing procedures were simple, understandable, and smooth with Ramsey's help.

  • 5

    5 Survey completed on May 23, 2023

    Review By Brandi H. for Ramsey Davies

    Completed transaction in May 2023

    The constant communication and ease of transaction. I’ve bought three other properties in my life and it was always stressful due to last minute exchanges with the lender. This experience had none of that!

  • 5

    5 Survey completed on April 30, 2023

    Review By Molly G. for Ramsey Davies

    Completed transaction in April 2023

    Ramsey was very informative and helpful throughout the whole process and even attended the closing. He won my buyers over with his great personality and great communication. Thanks Ramsey!

  • 5

    5 Survey completed on April 24, 2023

    Review By Katie C. for Ramsey Davies

    Completed transaction in April 2023

    Ramsey was on top of it throughout the entrire process and always responsive! He was a great part of our team in making this settlement happen!

  • 5

    5 Survey completed on April 19, 2023

    Review By Esteban D. for Ramsey Davies

    Completed transaction in April 2023

    The fact that he’s always on top of everything.