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Ramsey Davies

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.


Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
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Embrace home loans Presidents club 2020 - 2018, 2016

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Ramsey Davies

Loan Officer

NMLS # 174664

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6100 Merriweather Drive, Suite 220,

Columbia, MD 21044

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  • 5

    5 Survey completed on December 02, 2022

    Review By Andre B. for Ramsey Davies

    Completed transaction in November 2022

    Very helpful and very easy and smooth experience

  • 5

    5 Survey completed on October 21, 2022

    Review By Shefali K. for Ramsey Davies

    Completed transaction in October 2022

    The way you connect with your clients 😊

  • 4

    4 Survey completed on October 07, 2022

    Review By David M. for Ramsey Davies

    Completed transaction in October 2022

    Everything closed on schedule

  • 5

    5 Survey completed on October 06, 2022

    Review By Joseph F. for Ramsey Davies

    Completed transaction in October 2022

    Ramsey and the Embrace team were great to work with. They walked us through the whole process and had great communication with any questions we had, as well as what they needed from us. Everything was completed well before our scheduled closing date, which allowed us to close early. Would highly recommend Ramsey and the Embrace team.

  • 5

    5 Survey completed on October 06, 2022

    Review By Ashley F. for Ramsey Davies

    Completed transaction in October 2022

    Ramsey and his teammate, Rachel, provided a seamless transaction for my client. They were both a joy to work with and provided excellent communication. I will definitely continue to recommend them to future clients.