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Ramsey Davies

Maryland - Columbia

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

Click here to get the Home Buying Guide

 First time home buyer guide image

Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Jen Featherstone
Jen Featherstone is happy to put her years of mortgage experience to work at Embrace. Jen was born and raised in Frederick, Maryland. She received her Bachelor’s degree in Business Management and Marketing from Shippensburg University of Pennsylvania. In her free time, Jen enjoys spending time with family and friends, working-out, playing slow pitch softball and spending time at the beach. She also enjoys hiking and the exploring the outdoors with her two dogs Cruise and Afton and is an active volunteer at the Frederick Country 4-H Therapeutic Riding Program.

Click here to see reviews on Zillow

Embrace home loans Presidents club 2020 - 2018, 2016

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 06, 2021

    Review By Kimberly S. for Ramsey Davies

    Completed transaction in April 2021

    Mr. Davies was very personable, professional with a great deal of expertise to his field. He is a great asset to the company. I would recommend without hesitation and look forward to working with him in the future.

  • 5.0

    5.0 Survey completed on April 06, 2021

    Review By Brian B. for Ramsey Davies

    Completed transaction in March 2021

    Made a complex process very easy

  • 5.0

    5.0 Survey completed on March 16, 2021

    Review By Wanda A. for Ramsey Davies

    Completed transaction in March 2021

    Ramsey and the team kept me informed every step of the way. Made my refinance a smooth transition.

  • 3.0

    3.0 Survey completed on March 10, 2021

    Review By David T. for Ramsey Davies

    Completed transaction in March 2021

    I came to this mortgage firm because I was assured that I could acquire a loan with 20% down. Only two plus months in did Ramsey inform me that that would not be possible and that I would need to put about 40% down. By then it was to late to seek another lender. Furthermore, the loan papers were not completed until late on a Thursday evening, when the closing was on Monday. I have obtained mortgages repeatedly from 1976 till now. Never have I faced any of these problems before.

  • 5.0

    5.0 Survey completed on March 08, 2021

    Review By Matthew S. for Ramsey Davies

    Completed transaction in February 2021

    Answered all questions and ensured I had all the correct numbers and information.

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