Ramsey Davies

Maryland - Columbia


8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

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Meet the Team

Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

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98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 07, 2018

Review By Todd Z. for Ramsey Davies

Completed transaction in November 2018

Ramsey's knowledge of his business was very evident. Applying for a mortgage can be a daunting task, but Ramsey was there to help me through every step of it. His professionalism with a personal touch was outstanding. He made a stressful process easier, for which I am grateful. I will surely refer Ramsey to anyone I know that is applying for a mortgage. Thank you, Ramsey!


5.0 Survey completed on December 07, 2018

Review By Todd A. for Ramsey Davies

Completed transaction in November 2018

I dreaded the thought of applying for a mortgage, but Ramsey was there throughout the entire process, making it easier than I had anticipated. At every little bump, hurdle, or obstacle, he was there to help me through it. Ramsey knows his business and is there every step of the way in a very professional and respectful manner. Should I have any future loan needs he will be the first person I call upon. I will highly recommend Ramsey to everyone I know looking for a mortgage; he will not let you down. Thanks, Ramsey!


4.0 Survey completed on December 04, 2018

Review By Sue B. for Ramsey Davies

Completed transaction in November 2018

He was very understanding and tolerant of our slowness to submit needed documentation. Ramsey was very positive during the process.


5.0 Survey completed on November 25, 2018

Review By Emily B. for Ramsey Davies

Completed transaction in November 2018

Smooth process, great guy, knows his stuff and takes the time to make sure you do too!


5.0 Survey completed on November 21, 2018

Review By Eddie R. for Ramsey Davies

Completed transaction in November 2018

It was an absolute pleasure to work with Mr. Davies. My wife and I owe him a debt of gratitude for the outstanding quality of services rendered. Our entire process was thoroughly explained; each step along the way felt absolutely seamless. Mr. Davies certainly ventured above and beyond in professionally melding his wealth of expertise with kindness, a personal touch, and exceptional timeliness.

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