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Ramsey Davies

Maryland - Columbia
21045

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045

443-283-0807

About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

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Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Jen Featherstone
Jen Featherstone is happy to put her years of mortgage experience to work at Embrace. Jen was born and raised in Frederick, Maryland. She received her Bachelor’s degree in Business Management and Marketing from Shippensburg University of Pennsylvania. In her free time, Jen enjoys spending time with family and friends, working-out, playing slow pitch softball and spending time at the beach. She also enjoys hiking and the exploring the outdoors with her two dogs Cruise and Afton and is an active volunteer at the Frederick Country 4-H Therapeutic Riding Program.

Click here to see reviews on Zillow

Embrace home loans Presidents club 2020 - 2018, 2016

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(307)

  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By Diego G. for Ramsey Davies

    Completed transaction in February 2021

    Ramsey was extremely professional and helpful. Through out the whole process he kept me informed as to what was going on. His team did an excellent job at getting my loan approved. Thank you!

  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By David M. for Ramsey Davies

    Completed transaction in February 2021

    Answered all of my questions and stayed in communication despite my hectic schedule.

  • 5.0

    5.0 Survey completed on February 14, 2021

    Review By Kristen S. for Ramsey Davies

    Completed transaction in February 2021

    Ramsey and his team are stellar in every way. They will answer all of your questions, respond immediately, and make the process of securing a loan or refinancing (we’ve used his team for both) as clear, efficient and enjoyable as possible. We can’t recommend them more highly.

  • 5.0

    5.0 Survey completed on February 10, 2021

    Review By Evelyn A. for Ramsey Davies

    Completed transaction in January 2021

    I would highly recommend Ramsey to any of my family and friends. He and his team are responsive and pleasant to work with. They were able to refinance my house in a month. Great at following up with everything I need. I will definitely use him again in the future for my next house.

  • 5.0

    5.0 Survey completed on February 10, 2021

    Review By Christopher G. for Ramsey Davies

    Completed transaction in January 2021

    In football terms, there is only one GOAT (GREATEST OF ALL TIME) Tom Brady! Ramsey Davies is the Tom Brady of Lending! Ramsey and his Buccaneers defense (Rachel and Jenn) are the most professional, knowledgeable, helpful, determined and patient teams I’ve ever had the pleasure playing along side! The 2021 Super Bowl of loans...Ramsey and his team recently executed my AA county jumbo, saving me almost $900 a month! Incredible team work! Thanks again for the determination and due diligence!

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