Ramsey Davies

Maryland - Columbia


8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

Click here to get the Home Buying Guide


Meet the Team

Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Click here to see reviews on Zillow

 2018, 2016

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 19, 2019

Review By Keran G. for Ramsey Davies

Completed transaction in March 2019

Ramsey was very informative, thorough and communicative throughout the whole process. Even at late hours or weekends. Will definitely recommend him to others.


5.0 Survey completed on March 17, 2019

Review By Erica K. for Ramsey Davies

Completed transaction in March 2019

Ramsey was always available to take my calls and answer any questions I had regarding the loan process. I can’t imagine buying a house without him. 10/10 would recommend.


5.0 Survey completed on March 02, 2019

Review By Jeffrey S. for Ramsey Davies

Completed transaction in February 2019

Answered all my questions promptly and accurately. He was courteous and professional. Highly recommended.


5.0 Survey completed on January 09, 2019

Review By Amy H. for Ramsey Davies

Completed transaction in January 2019

There were a lot of challenges in my case, and Ramsey stuck with me in spite of the headaches I'm sure I caused him. He got the deal done and I'm now a happy homeowner!


5.0 Survey completed on January 09, 2019

Review By Jared S. for Ramsey Davies

Completed transaction in January 2019

Very laid back and seemless experience. Better than any mortgage process I’ve ever been through.

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