Ramsey Davies

Loan Officer NMLS # 174664

4.94 (427 reviews)

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About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

Meet the Team

Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Click here to see reviews on Zillow

2020 - 2018, 2016

See what other homeowners have to say about me

5

Allyson H.

Completed transaction in March 2024

Ramsey Davies is amazing. He helped with the transition to purchase our house in MD, and even helped with questions regarding the sale of our house in PA. He is intelligent, innovative and creative with his approach to home buying in this crazy market. He really knows finance and works hard to deliver superior customer service. By the end of the process, you feel like Ramsey is a friend and a great person to have in your home buying arsenal.
5

Molly K.

Completed transaction in March 2024

Ramsey was very informative and knowledgeable in helping my clients find their ideal path toward buying a home. He was there to help and support every step of the way. He masterfully anticipated potential issues and put my clients in the best possible position to move forward. I would highly recommend Ramsey to my clients in the future.
4

Edward T.

Completed transaction in March 2024

Very responsive and told us everything we needed to do
5

Barney S.

Completed transaction in February 2024

Ramsey was always available to answer our questions. He took the time to make sure he fully answered our questions and that we understood the answers. Ramsey is highly knowledgeable within his field and is able to react quickly to changes throughout the loan process. We truly valued his professionalism, directness, and honesty.
5

Kevin W.

Completed transaction in February 2024

Ramsey was on it. Anytime I reached out he was available and helpful. The process was smooth and we closed on time.

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License

Ramsey Davies, NMLS # 174664 (www.nmlsconsumeraccess.org), is employed by Embrace Home Loans and is licensed in: DC, DE, FL, MD, NC, NJ, PA, VA, WV

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044

Branch phone number 443.283.0807