Ramsey Davies

Maryland - Columbia


8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.

Click here to get the Home Buying Guide


Meet the Team

Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Click here to see reviews on Zillow

 2019, 2018, 2016

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 31, 2019

Review By Natalie F. for Ramsey Davies

Completed transaction in December 2019

The way all the work was handled absolutely amazing and less stress for me


5.0 Survey completed on December 18, 2019

Review By Jellicoe A. for Ramsey Davies

Completed transaction in December 2019

As a first timer I was very satisfied with the fast pace in which everything was done and was made very easy with expert advice every step of the way.


5.0 Survey completed on December 11, 2019

Review By John-Paul J. for Ramsey Davies

Completed transaction in December 2019

We had a great experience with Ramsey for our home mortgage loan.


5.0 Survey completed on December 06, 2019

Review By Jason B. for Ramsey Davies

Completed transaction in December 2019

Ramsey is very knowledgeable and attentive to providing a great service. He was a pleasure to work with.


5.0 Survey completed on December 03, 2019

Review By Nicholas M. for Ramsey Davies

Completed transaction in December 2019

Absolute pleasure to work with, made me feel comfortable with the process and answered every question I had. Extremely profession and knowledgeable

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