Skip To main content
Ramsey Davies

Maryland - Columbia

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.


Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Click here to see reviews on Zillow

Embrace home loans Presidents club 2020 - 2018, 2016

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 24, 2021

    Review By Gregory W. for Ramsey Davies

    Completed transaction in July 2021

    Ramsey Davies up front honest transparency , great character leads to great business.

  • 5

    5 Survey completed on July 07, 2021

    Review By Thomas H. for Ramsey Davies

    Completed transaction in June 2021

    Ramsey was great! Any questions I had he immediately responded and whenever there were updates he me know right away. He made the process easy!

  • 5

    5 Survey completed on July 03, 2021

    Review By Michal D. for Ramsey Davies

    Completed transaction in June 2021

    Ramsey was great and always available when I had questions.

  • 5

    5 Survey completed on June 26, 2021

    Review By Sarah H. for Ramsey Davies

    Completed transaction in June 2021

    My husband and I had an excellent first time home buying experience with Ramsey’s assistance. He was available whenever we needed to talk to him and was a great advocate for us. He made the mortgage process very smooth. I highly recommend him!

  • 5

    5 Survey completed on June 22, 2021

    Review By Kristina L. for Ramsey Davies

    Completed transaction in June 2021

    Ramsey made a very stressful process as first time home buyers easy for us! He was very accessible, knowledgeable, and able to answer all our questions. Would highly recommend!

Loan in progress?

Please correct the form errors and try again.
5 Self Development Books That Are Must Reads for Summer 2021

Take time off for the summer? Looking to kick back on the beach or spend your hotel evenings reading professional or self-development books? You aren’t alone! Summertime is a great time to relax with a good book, and if you’re well-read, you might be looking for new titles that were published in the past year…

Read More