Skip To main content
Ramsey Davies

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044


About Ramsey

Embrace Home Loans is proud to have Ramsey Davies as a member of its team as a Loan Officer.

Ramsey is a knowledgeable mortgage professional with a proven track record of success. He has demonstrated a commitment to providing the best financing options to home buyers and homeowners alike. Since 2006 he has successfully helped hundreds of families all across the country secure home financing to improve their financial situation, or realize their dream of home ownership. Ramsey has a thorough understanding of what it takes to close loans, and will fight to secure the best deal for his clients. Ramsey also takes pride in providing all his clients and referral partners with exceptional customer service and great communications throughout the entire approval process.

Prior to joining Embrace, Ramsey worked for NFM Lending as a Branch Manager and NewDay Financial as a Senior Loan Officer. While employed with these companies, Ramsey was awarded numerous Top Producer and President’s Clubs awards. Ramsey is an affiliate member of the Howard County Association of Realtors.

Ramsey graduated from West Virginia University in 2005 with a BA. Currently he lives in Laurel (Emerson) with his wife Sasha, daughter Alexa and son William. In his spare time, Ramsey enjoys golf. He is a passionate fan of the Washington Redskins and West Virginia Mountaineers.


Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.
Click here to see reviews on Zillow

Embrace home loans Presidents club 2020 - 2018, 2016

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4

    4 Survey completed on June 13, 2022

    Review By Brian C. for Ramsey Davies

    Completed transaction in June 2022

    A little better clarification for people rebuilding credit on time frame to be able to actually apply for mortgage.

  • 5

    5 Survey completed on May 07, 2022

    Review By Stella M. for Ramsey Davies

    Completed transaction in May 2022

    Knowledgeable. Excellent customer service. Responsive. So helpful. Truly the BEST. This is my second transaction through Ramsey, and I can’t imagine using anyone else.

  • 4

    4 Survey completed on May 04, 2022

    Review By Lafayette O. for Ramsey Davies

    Completed transaction in May 2022

    Ramsey and Rachel gave me the attention, priority and service of a multi million dollar would expect. Grand experience, great team

  • 5

    5 Survey completed on May 04, 2022

    Review By Ricci D. for Ramsey Davies

    Completed transaction in May 2022

    Ramsey was incredibly responsive, consultative, and knowledgeable.

  • 5

    5 Survey completed on April 30, 2022

    Review By Margaret M. for Ramsey Davies

    Completed transaction in April 2022

    Ramsey is incredibly knowledgeable and stayed on top of every detail with our loan process. His communication was top notch, and his willingness to go above and beyond to ensure our close happened on time was very appreciated. Ramsey’s level of service and support throughout this transaction was impeccable.

Loan in progress?

Please correct the form errors and try again.
How technology improves your mortgage experience

Technology has transformed the way we buy and sell real estate — and for the better.  Not only has it made things easier, faster, and more efficient on the whole, but there are other major benefits too (including financial ones) Are you preparing to buy a home or apply for a refinance soon? How can…

Read More