https://www.embracehomeloans.com/media/gevn5ib0/mmaynard_bio72.jpg
https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard
Senior Loan Officer, Builder Services NMLS# 2105169
Melissa Maynard is a trusted mortgage professional in Columbia, MD 21044
Melissa Maynard brings her expertise and dedication to our team as an experienced loan originator. With a passion for helping clients achieve their homeownership dreams, Melissa prides herself on providing personalized service and streamlined solutions. Her move to Embrace was driven by the oppo...
5 (5 stars)
Natalie S. from Waynesboro, PA
Completed transaction in April 14, 2026
Super helpful. Answered all questions. Made process super easy.
5 (5 stars)
Laura Livengood .
Completed transaction in April 13, 2026
5 (5 stars)
Laura L. from Glen Arm, MD
Completed transaction in April 07, 2026
Super efficient, kind, trustworthy, always communicative, and overall the best!
5 (5 stars)
Benjamin K. from Lutherville Timonium, MD
Completed transaction in April 07, 2026
I recently refinanced with Melissa and she and team made it all smooth. She also helped me with my initial purchase and I have stuck by her since then. So helpful and knowledgeable.
5 (5 stars)
David .
Completed transaction in November 14, 2020
I can't say enough great things about Melissa and Embrace. She made the process so easy and quick. She also made herself available for qustions and got me a great interest rate. Melissa and Rachel and her team are incredible to work with, I would recommend her services to anyone searching for a loan.
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Melissa Maynard can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Melissa Maynard at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Melissa Maynard is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Melissa Maynard will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Melissa Maynard will walk you through your options and help you find the right fit.
4.9 (174 Reviews)
