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https://www.embracehomeloans.com/location/maryland/columbia/marty-scovitch
Senior Loan Officer NMLS# 144260
Marty Scovitch is a trusted mortgage professional in Columbia, MD 21044
"Marty", as many of his thousands of repeat customers call him, is no stranger to the mortgage industry and is currently in his 29th year of assisting homeowners. For nearly a decade he owned and operated the mortgage brokerage firm, Interstate Funding Corporation. He joined Embrace Home Loans i...
2020
5 (5 stars)
Brian Palacios .
Completed transaction in April 10, 2026
Marty and the team were an absolute joy to work with while going through the home buying process. You can tell he is passionate and very thorough with his work. Highly recommend!
5 (5 stars)
Brian P. from Shrewsbury, PA
Completed transaction in April 07, 2026
Marty and the team were an absolute joy to work with while going through the home buying process. You can tell he is passionate and very thorough with his work. Highly recommend!
5 (5 stars)
Wendy S. from Hagerstown, MD
Completed transaction in April 07, 2026
I recently worked with a wonderful team at Embrace, and the experience truly exceeded my expectations. From start to finish, everything felt organized, transparent, and surprisingly stress-free. Marty, my loan officer, was exceptional. He took the time to clearly explain each step of the process, answered every question with patience, and made sure I felt confident in my decisions. His professionalism and knowledge really stood out, and I always felt like I was in good hands. I also had the pleasure of working with Kasandra and Kyra, who were both incredibly responsive and helpful throughout the process. They kept everything moving smoothly behind the scenes, provided timely updates, and were always quick to assist whenever I needed anything. What could have been a stressful experience turned into a seamless and positive one thanks to this amazing team. Their communication, efficiency, and genuine care made all the difference. I would highly recommend Embrace to anyone looking for a knowledgeable, supportive, and reliable team.
4 (4 stars)
Lori W. from Westminster, MD
Completed transaction in April 02, 2026
Alwaus answered emails or calls prompltly - loan was done a week ahead of time ! Great experience
5 (5 stars)
Allison B. from Thurmont, MD
Completed transaction in June 14, 2025
Marty and his team were so incredibly helpful and knowledgeable during our entire home purchasing process! They answered All of our questions without issue and made sure we understood the process at each step. As new home buyers we had a lot of questions and they happily answered!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Marty Scovitch can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Marty Scovitch at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Marty Scovitch is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Marty Scovitch will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Marty Scovitch will walk you through your options and help you find the right fit.
4.94 (545 Reviews)
