5.0 (5.0 stars)

Susan B. from Westminster, MD

Completed transaction in August 21, 2026

Working with Marty to buy our home was an amazing experience. He made the whole mortgage process fast, clear, and stress-free. His expert guidance, quick communication, and dedication secured us a great rate and on-time closing. He replied to every text/email/call right away. Closing happened on schedule and with no issues or surprises. We felt supported every step of the way.  Highly recommend Marty and his team at Embrace to any potential home buyer.

5.0 (5.0 stars)

Michael S. from York, PA

Completed transaction in August 21, 2026

Clear and timely communication. The entire process went according to plan. I highly recommend Marty and team to anyone in need of a mortgage.

5.0 (5.0 stars)

Shawn K. from Severn, MD

Completed transaction in August 06, 2026

I have been in real estate for 30 years and have worked with countless loan officers. Marty Scovitch is, without question, the best loan officer I have ever worked with. Marty is knowledgeable, responsive, honest and absolutely relentless when it comes to taking care of his clients. He communicates throughout the entire process, anticipates problems before they become problems and consistently finds solutions when other lenders would simply make excuses. When Marty tells me a buyer is qualified or a loan will close, I trust him completely—and that kind of confidence is invaluable in this business. Just as important, Marty genuinely cares about people. My clients never feel like another loan in a pipeline. He takes the time to explain everything, answers every question and makes them feel supported from application through closing. He also understands that his work reflects on me, and he treats every referral with the same care and professionalism that I would. There are plenty of competent loan officers in this industry. Marty is in a different class. Embrace is incredibly fortunate to have him, and I sincerely hope the company understands just how exceptional he is. I would recommend Marty without hesitation to any buyer, real estate agent or industry professional. He is simply the best.

5.0 (5.0 stars)

Brian P. from Shrewsbury, PA

Completed transaction in April 10, 2026

Marty and the team were an absolute joy to work with while going through the home buying process. You can tell he is passionate and very thorough with his work. Highly recommend!

5.0 (5.0 stars)

Ariana G. from White Plains, MD

Completed transaction in January 13, 2026

Marty is extremely knowledgeable in his career field as a loan officer. This is my 2nd time utilizing his services for the purposes of purchasing a home. His communication is top tier and he's professional at all times. I'll always recommend him to my family and friends.