Bill Bloom

5 stars

Bill Bloom is a trusted mortgage professional in Columbia, MD 21044

About Bill

William Bloom is a Senior Loan Officer joining us in Columbia, MD, to help borrowers achieve their home financing goals with solutions tailored to their unique needs. Bill focuses on loan origination, with former stops working in a similar capacity at Bank of America, Capital One, and PNC Bank. ...

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  • 5

    Bill Bloom and his team at Embrace are simply outstanding in every way. By far - by a seriously long shot - it was the best mortgage experience we ever had. Not even close. And we've had a number of buys and sells over the years with military moves. For VA loan expertise, advice, and personal attention, you can't possibly do better than this team. Everything they did made this a smooth transaction — seamless handoffs between Bill, Katie, and Kelly throughout the process. Never once did we feel like somebody wasn't coordinating with each other and never once did any anything get dropped during the handoffs - no matter how small the detail. That is extremely rare. We know they have lots of clients, but everyone on the team made us feel like they were our personal and exclusive mortgage team.

  • 5

    Bill Bloom and his team at Embrace are simply outstanding in every way. By far - by a seriously long shot - it was the best mortgage experience we ever had. Not even close. And we've had a number of buys and sells over the years with military moves. For VA loan expertise, advice, and personal attention, you can't possibly do better than this team. Everything they did made this a smooth transaction — seamless handoffs between Bill, Katie, and Kelly throughout the process. Never once did we feel like somebody wasn't coordinating with each other and never once did any anything get dropped during the handoffs - no matter how small the detail. That is extremely rare. We know they have lots of clients, but everyone on the team made us feel like they were our personal and exclusive mortgage team.

  • 5

    Bill was very informative, encouraging and patient. As a first time homebuyer, lots of questions come up and Bill answered every one of them with ease! Bill made the process less stressful and calmed any anxiety! It was a pleasure working with Bill!

  • 5

    I had a GREAT experience with Bill because of his professionalism, clear communication, and personalized service. He took the time to explain every step of the process and answered all my questions, making me feel confident and well-informed throughout. His responsiveness and attention to detail were outstanding, and he worked hard to ensure everything went smoothly. I truly felt supported and valued as a client.

  • 5

    Bill felt like a true partner and provided lots of helpful information on the home buying process. He and the team were always available via phone call or text and were always quick with responses.

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Columbia, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Bill Bloom can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Bill Bloom at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Bill Bloom is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Bill Bloom will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Bill Bloom will walk you through your options and help you find the right fit.

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