Scott Phillips

Embrace Home Loans is trusted by tens of thousands of homeowners

Accredited Business - BBB
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About Scott

Annapolis has a very experienced cast of characters. We have all been in the business for 20+ years. There are only five of us but I feel that I can go to any of them for opinions or good advice. We are a very transient group, with some members working out of local realty offices and others trav...

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Chairmans Club Award


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See what other homeowners have to say about me

  • 5


  • 5

    Scott and his team at Embrace are my go-to lenders, my preferred lender team, and I will get the job done for my clients 100% of the time.

  • 5

    I was very impressed with his knowledge of the market and the rates. We were advised to lock our rate at the perfect time—a fantastic experience from start to finish.

  • 5

    I had the pleasure of working with Scott and Embrace Home Loans during the home buying process. Scott demonstrated exceptional professionalism and efficiency throughout the entire process, closing the deal a week earlier than we had originally expected. In addition, Scott was highly communicative, promptly addressing all my questions and concerns, which greatly contributed to a smooth and stress-free experience. With his expertise, he was able to provide services that made my offer stand out among the offers of the other potential buyers. I am grateful for Scott’s outstanding service and would highly recommend him to anyone in need of mortgage services.

  • 5

    Great service, great communication, great products and great team work

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Maryland - Annapolis

1907 West Street, Suite 102

Annapolis, MD 21401

Branch phone number 443.321.4500