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Tom White

Florida - Tampa

1408 N. Westshore Boulevard, Suite 706

Tampa, FL 33607


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on June 28, 2022

    Review By Mariana S. for Tom White

    Completed transaction in June 2022

    Quick Feedback, great attention and explaining the entire process

  • 5

    5 Survey completed on June 21, 2022

    Review By Camille B. for Tom White

    Completed transaction in June 2022

    Tom was fantastic - professional, helpful, and courteous. He made the whole process very smooth. 10/10 recommend him!

  • 4

    4 Survey completed on June 11, 2022

    Review By Sarah R. for Tom White

    Completed transaction in June 2022

    We were getting frustrated with the underwriter

  • 5

    5 Survey completed on May 20, 2022

    Review By Charles B. for Tom White

    Completed transaction in May 2022

    Tom has worked with me on 3 purchases so far. I will continue to work with him and recommend him to everyone. Tom is very knowledgeable, but takes the time to explain everything to me in the best way for me to understand and feel comfortable. Tom and his team are thorough as well as quick to respond. I can’t say enough great things about working with Tom.

  • 5

    5 Survey completed on March 04, 2022

    Review By Kimberly B. for Tom White

    Completed transaction in February 2022

    Tom was truly unbelievable. He had my loan done within 24 hours. He was always there when I had questions or concerns. I will recommend him to everyone I know.

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