Tom White

Florida - Tampa


3450 Buschwood Park Drive, Suite 112

Tampa, FL 33618


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on July 02, 2020

Review By Marissa S. for Tom White

Completed transaction in June 2020

Tom is very friendly and knowledgeable. I have used him for both my initial closing and my refinance. He made everything painless!


5.0 Survey completed on June 29, 2020

Review By Stephanie T. for Tom White

Completed transaction in June 2020

This is our second time working with Tom and our experience was the same as the first--wonderful. Tom is so communicative and can explain options in a manner that is easy to understand. He does provide multiple options equally, as opposed to driving you towards one or the other. Happy to have worked with Tom again and will continue to seek his services in the future.


5.0 Survey completed on May 28, 2020

Review By Alexis N. for Tom White

Completed transaction in May 2020

Tom was very helpful and was quick to answer all my questions. I would definitely recommend him to others!


5.0 Survey completed on May 19, 2020

Review By Virginia G. for Tom White

Completed transaction in May 2020

Smooth process and met all we expected based on our prior home purchases through the Veterans Administration loan process.


5.0 Survey completed on May 11, 2020

Review By Glenn S. for Tom White

Completed transaction in April 2020

Thank you for the quick communication, information, and attention during our home buying process!

How to Negotiate Inspection Repairs Like a Pro
How to Negotiate Inspection Repairs Like a Pro

When you’re in the process of buying a house, negotiating after you’ve completed your inspections is a big deal. After all, it’s only natural that you would want your new home to be in the best shape possible once you become its new owner. With that in mind, we have a few tips on how…

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