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Tom White

Florida - Tampa

3450 Buschwood Park Drive, Suite 112

Tampa, FL 33618


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on June 16, 2021

    Review By Shane D. for Tom White

    Completed transaction in May 2021

    Tom did everything he could to help us, take time for us, answer questions, and explain things.

  • 5.0

    5.0 Survey completed on June 03, 2021

    Review By Chase H. for Tom White

    Completed transaction in April 2021

    Tom White is a "Class Act". He is not only extremely professional, he is patient and kind. He spent extra time on us after hours, on weekends, even when he was on vacation, getting us the necessary information needed to be able to put in offers. He did this for us, not only once, but several times. He is very knowledgeable, but more importantly a "good" person. Embrace is fortunate to have him. Everything, from beginning to end, went very smoothly! Thank you Embrace! Roy, Pam & Chase Hunt

  • 4.5

    4.5 Survey completed on June 03, 2021

    Review By Jennifer D. for Tom White

    Completed transaction in May 2021

    At times, communication with Tom’s assistant was stressful. Wasn’t a fan of working with her, but liked Tom very much.

  • 5.0

    5.0 Survey completed on May 29, 2021

    Review By Andreas H. for Tom White

    Completed transaction in May 2021

    Tom was very informative and always available for every question we had. He always thought of what would make our experience the best and was incredibly thorough

  • 5.0

    5.0 Survey completed on April 22, 2021

    Review By Gianna N. for Tom White

    Completed transaction in April 2021


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