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Tom White

Florida - Tampa

3450 Buschwood Park Drive, Suite 112

Tampa, FL 33618


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 25, 2021

    Review By Sean F. for Tom White

    Completed transaction in February 2021

    Tom made the whole process quite easy from start to finish, and his communication throughout was excellent. We were very pleased. Would definitely use Tom again, and without hesitation, would refer to friends and family.

  • 5.0

    5.0 Survey completed on February 22, 2021

    Review By Robert F. for Tom White

    Completed transaction in February 2021

    Tom was very open and honest with me through out the whole process. answered all my question. Kept me well informed with what was going on. I will most definitely you Tom White again

  • 5.0

    5.0 Survey completed on January 04, 2021

    Review By Karen L. for Tom White

    Completed transaction in December 2020

    This is my second time working with Tom White and Embrace Loans. As with my first experience, Tom and everyone at Embrace made the loan process simple, and were always quick to respond to any questions.

  • 5.0

    5.0 Survey completed on January 02, 2021

    Review By Philip L. for Tom White

    Completed transaction in November 2020

    Tom's the best!

  • 4.0

    4.0 Survey completed on January 01, 2021

    Review By Kenneth B. for Tom White

    Completed transaction in December 2020

    Initial contact was difficult. Not quite sure if emails were lost or overlooked for initial contact. Had tried multiple times. Reached out to a VP in RI after which time we did start receiving emails and phone calls. Information requested was sent promptly but for one reason or another had to be resent as many as two to three times. Very little interaction with the loan officer who seemed to be more of a general contractor rather than the go to, get things done person. Never met in person.

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