Tom White

Florida - Tampa


3450 Buschwood Park Drive, Suite 112

Tampa, FL 33618


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on May 13, 2019

Review By Xavier G. for Tom White

Completed transaction in May 2019

I could not have asked for better customer service, communication, and expertise from a mortgage lender. Tom went above and beyond to ensure all the details of buying a home were clear and easy to understand, and made the signing process very simple. Tom was always available to answer our questions. I definitely recommend his services to anyone interested looking for a home loan.


5.0 Survey completed on April 29, 2019

Review By June U. for Tom White

Completed transaction in April 2019

Tom was great in helping me through my loan process. He was very professional in answering any questions I have. He also kept me updated throughout the loan process. Thank you Tom for all your help and support 😊


5.0 Survey completed on April 29, 2019

Review By Sean H. for Tom White

Completed transaction in April 2019

Tom did a wonderful job for us. He was extremely responsive and helpful when we had questions. I would recommend him to anybody that is in the process of purchasing a home. He was up front with all of his numbers from the start of this process, whereas some other lenders were not. I highly recommend him.


5.0 Survey completed on March 27, 2019

Review By Stephanie T. for Tom White

Completed transaction in March 2019

From the start, Tom and his team were communicative and responsive to all of my needs and questions. They processed each part of the process quickly; I never had to worry that we were running behind or that something was potentially missed. Moving is a strenuous process—typically in the loan area more than not—and the ease of interaction with Tom was a relief for me. That has not been my experience prior to this transaction and I am overall very impressed with Tom and the service provided to me.


5.0 Survey completed on March 05, 2019

Review By Anthony E. for Tom White

Completed transaction in February 2019

Tom is very knowledgeable and helped us out a lot for our first home buying experience. I am glad he was working with us for this stressful process.

Get our new mobile app

24/7 loan updates on the go!