Tom White

Florida - Tampa


401 East Jackson Street, Suite 3300, Tampa, FL  33602

Tampa, FL 33602


About Tom

Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. He tailor makes the home loan process by customizing each home financing solution to help customers achieve their financial goals. Many Loan Officers can get you a loan; his mission is to get you the right loan. During his many years in the mortgage industry, he has shared his expertise to personally assist hundreds of families with responsible and affordable home financing. Calling on Real Estate Agents, Builders and Bankers to receive their trusted referrals is a part of his job that he also enjoys.

Prior to joining Embrace, Tom worked for Homeowners Mortgage Enterprise as a Senior Loan Officer and prior to HME, he worked for Bay Cities Bank as a Senior Residential Loan Officer. Tom is an active member of the BNI Platinum Chapter in Lutz, Florida; a professional networking organization. He is also a member of Grace Family Church and a leader of his Men’s “Courageous” Group.

Tom grew up in Longwood, Florida and graduated from Lake Brantley High School. He then received his Bachelor’s Degree in Marketing from The University of Florida where he also played football until a knee injury ended his career. Tom has lived in the Original Carrollwood area of Tampa, Florida for almost 30 years and married his beautiful wife Amy after meeting her on a short term mission trip to Costa Rica in 1990. They have just celebrated their 24th anniversary and are the proud parents of three children: Rachel, Grant, and Noah. On Tom’s spare time he enjoys golfing, playing tennis, long bike rides, water skiing, snow skiing, and snorkeling for lobsters in the Florida Keys.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on October 24, 2018

Review By Gianna N. for Tom White

Completed transaction in October 2018

Tom was extremely helpful! As a first time home buyer, I was not aware of how much goes into buying a home. Tom was always available to answer any questions I had and made the process less stressful and confusing. Thank you!


4.8 Survey completed on October 02, 2018

Review By Edward G. for Tom White

Completed transaction in September 2018

A lot of small issues, but Tom and Cindy worked them all out


5.0 Survey completed on September 09, 2018

Review By Haley C. for Tom White

Completed transaction in August 2018

Quick response and knowledgeable office.


4.8 Survey completed on September 05, 2018

Review By Julio C. for Tom White

Completed transaction in August 2018

The level of proffetionalism and how personal he was.


5.0 Survey completed on August 13, 2018

Review By John G. for Tom White

Completed transaction in July 2018

Tom was great as always. This is the 3rd or 4th time we've had his support.

from Tom White

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