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https://www.embracehomeloans.com/location/florida/tampa/ryan-hoffman
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Mortgage Branch Manager NMLS# 1530080
Ryan Hoffman is a trusted mortgage professional in Tampa, FL 33607
Ryan Hoffman joins the Embrace family, with a solid background in the mortgage industry. He previously held positions as Vice President of Sales at Accelerate Mortgage in Plano, Texas, Branch Manager at Allied First Bank in St. Petersburg, Florida, and Branch Manager for Northpoint Mortgage in M...
5.0 (5.0 stars)
David Chiriboga .
Completed transaction in September 27, 2026
Buying and closing on a house is normally a huge undertaking, often taking large amounts of mental facilities. However, Ryan and his team made the process not only timely and efficient,but seamless and straightforward. My wife and I went through the process in a few short weeks. Ryan was there to answer any questions, offer great advice, and help us navigate speedbumps along the way. I would 10/10 recommend this great team to any potential home buyers out there
5.0 (5.0 stars)
David C. from Temple Terrace, FL
Completed transaction in September 27, 2026
Buying and closing on a house is normally a huge undertaking, often taking large amounts of mental facilities. However, Ryan and his team made the process not only timely and efficient,but seamless and straightforward. My wife and I went through the process in a few short weeks. Ryan was there to answer any questions, offer great advice, and help us navigate speedbumps along the way.
5.0 (5.0 stars)
Patrick Fitzgerald .
Completed transaction in September 16, 2026
Ryan and his team were beyond helpful in acquiring a mortgage for my new property. He was always available and stayed on top of everything so there were no delays. He talked me through different options and we settled on exactly what my family needed. Highly recommend!!!
5.0 (5.0 stars)
Patrick F. from Land O Lakes, FL
Completed transaction in September 15, 2026
Was about as easy as a transaction as I have ever had!
5.0 (5.0 stars)
LoriJean .
Completed transaction in September 15, 2026
Ryan was available every step of the way and made a sometimes-stressful situation easy to navigate.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Ryan Hoffman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Ryan Hoffman at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Ryan Hoffman is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Ryan Hoffman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Ryan Hoffman will walk you through your options and help you find the right fit.
4.99 (75 Reviews)
