https://www.embracehomeloans.com/media/hvxoqdgq/rhoffman_bio72.jpeg
https://www.embracehomeloans.com/location/florida/tampa/ryan-hoffman
Mortgage Branch Manager NMLS# 1530080
Ryan Hoffman is a trusted mortgage professional in Tampa, FL 33607
Ryan Hoffman joins the Embrace family, with a solid background in the mortgage industry. He previously held positions as Vice President of Sales at Accelerate Mortgage in Plano, Texas, Branch Manager at Allied First Bank in St. Petersburg, Florida, and Branch Manager for Northpoint Mortgage in M...
5 (5 stars)
Crissy Cabrera .
Completed transaction in August 05, 2026
Ryan patiently and promptly accommodated my unforgiving work schedule and delivered amazing home loan results 🤩 ... From setting me up with the best budget-friendly home insurance vendor to following up with any and all corrections needed on my reams of loan and mortgage paperwork, everything Ryan and Embrace did for me seemed to work just like MAGIC!! I am super impressed and super grateful. 🥹🏡❤️ Thank you so much Ryan!!
5 (5 stars)
Crissy C. from Temple Terrace, FL
Completed transaction in August 05, 2026
Ryan patiently and promptly accommodated my unforgiving work schedule and delivered amazing home loan results 🤩 ... From setting me up with the best budget-friendly home insurance vendor to following up with any and all corrections needed on my reams of loan and mortgage paperwork, everything Ryan and Embrace did for me seemed to work just like MAGIC!! I am super impressed and super grateful. 🥹🏡❤️ Thank you so much Ryan!!
5 (5 stars)
Michael P. from Saint Petersburg, FL
Completed transaction in July 23, 2026
Ryan was great to work with He made the process easy and advised on the tasks that needed to done Ryan was on top of everything from the get go I would recommend him to anyone seeking a home mortgage
5 (5 stars)
Tyan L. from Saint Petersburg, FL
Completed transaction in July 14, 2026
Ryan was not only professional from start to finsh with my client, but he went above and beyond and was able to close the loan earlier than originally projected. My buyer who has bought before was raving about the entire process with him and his team. 10/10 will be recommending again.
5 (5 stars)
Nicki Adams .
Completed transaction in July 14, 2026
If I could give Ryan Hoffman and his team more than 5 stars, I absolutely would. Having purchased a home before, I know firsthand how stressful the mortgage process can be. My previous experience with another lender was frustrating, poor communication, slow responses, and constant last-minute fire drills. Working with Ryan, Michelle, and Laurie at Hoffman Mortgages with Embrace Home Loans was the complete opposite. From day one, they were incredibly organized, responsive, proactive, and knowledgeable. I never found myself wondering what they needed from me or waiting days for an answer. They kept me informed every step of the way and made what is typically a stressful process feel smooth and manageable. What impressed me most was the level of care they provided. Every interaction was professional, thoughtful, and genuinely kind. Their attention to detail was exceptional, and I truly felt like I was in the best hands throughout the entire process. The customer service honestly reminded me of the Ritz-Carlton, personalized, attentive, and consistently above and beyond. Not only did they make the lending process seamless, but they were even able to help us close a couple of days earlier than expected. That level of efficiency and teamwork speaks volumes. They actually made buying a home enjoyable. If you're looking for a lender who is knowledgeable, responsive, organized, and truly cares about their clients, stop searching. Ryan and his team will take outstanding care of you. I couldn't recommend them more highly.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Ryan Hoffman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Ryan Hoffman at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Ryan Hoffman is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Ryan Hoffman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Ryan Hoffman will walk you through your options and help you find the right fit.
4.99 (65 Reviews)
