Ryan Hoffman

Ryan Hoffman

Mortgage Branch Manager   NMLS# 1530080

orange star4.99 (59 Reviews)

5 stars

Ryan Hoffman is a trusted mortgage professional in Tampa, FL 33607

About Ryan

Ryan Hoffman joins the Embrace family, with a solid background in the mortgage industry. He previously held positions as Vice President of Sales at Accelerate Mortgage in Plano, Texas, Branch Manager at Allied First Bank in St. Petersburg, Florida, and Branch Manager for Northpoint Mortgage in M...

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  • 5 (5 stars)

    If you're a veteran/active duty—or honestly anyone looking to buy a home in the Tampa/St. Petersburg area—do yourself a favor and work with Ryan and his team. From day one, the communication was absolutely incredible. No matter the time of day, Ryan was always available to answer questions, explain the process, and make sure I felt comfortable every step of the way. Buying a home can be stressful, but he made it feel surprisingly easy. Ryan went above and beyond in ways I never expected. He helped pay off my car loan, secured a rate buydown that will save me money, and even got money back from escrow. He was constantly working behind the scenes to make the deal happen. All I really had to do was provide documents and sign paperwork when needed—it felt like he handled everything else. There were plenty of people telling me that this wasn't the right time to buy a home, but trusting Ryan and his team ended up being one of the best decisions I've ever made. Today, my wife and I are in an amazing home, and couldn't be happier with how everything turned out. I can't recommend Ryan and his team highly enough. Their professionalism, dedication, communication, and genuine care for their clients are second to none. Thank you for making what seemed like an overwhelming process so smooth and for going the extra mile in every possible way. You have earned a lifelong client, and I'll be recommending you to every veteran, friend, and family member I know.

  • 5 (5 stars)

    If you're a veteran—or honestly anyone looking to buy a home in the Tampa/St. Petersburg area—do yourself a favor and work with Ryan and his team. From day one, the communication was absolutely incredible. No matter the time of day, Ryan was always available to answer questions, explain the process, and make sure I felt comfortable every step of the way. Buying a home can be stressful, but he made it feel surprisingly easy. Ryan went above and beyond in ways I never expected. He helped pay off my car loan, secured a rate buydown that will save me money, and even got money back from escrow. He was constantly working behind the scenes to make the deal happen. All I really had to do was provide documents and sign paperwork when needed—it felt like he handled everything else. There were plenty of people telling me that this wasn't the right time to buy a home, but trusting Ryan and his team ended up being one of the best decisions I've ever made. Today, I'm in an amazing home, and I couldn't be happier with how everything turned out. I can't recommend Ryan and his team highly enough. Their professionalism, dedication, communication, and genuine care for their clients are second to none. Thank you for making what seemed like an overwhelming process so smooth and for going the extra mile in every possible way. You have earned a lifelong client, and I'll be recommending you to every veteran, friend, and family member I know.

  • 5 (5 stars)

    Working with Ryan Hoffman made my home-buying experience so much smoother than I expected. He took the time to explain every step of the process clearly and patiently, and never made me feel rushed when I had questions. As a first-time buyer, that meant a lot to me. He was responsive, knowledgeable, and genuinely invested in helping me get to the finish line. I couldn't have asked for a better loan officer and would recommend him to anyone navigating the mortgage process. Thank you, Ryan!

  • 5 (5 stars)

    Great work from Ryan every step of the way. He was very respectful and responsive.

  • 5 (5 stars)

    My son, Justin (first-time homeowner) and I recently worked with Ryan Hoffman as our Mortgage Loan Officer and couldn't be happier with the experience. Ryan was professional, knowledgeable, and incredibly responsive throughout the entire process. He took the time to explain every step, answered all our questions promptly, and made what could have been a stressful experience feel seamless and straightforward. Ryan went above and beyond to secure the best outcome for us and kept us informed every step of the way. His attention to detail, genuine care, and commitment to his clients are second to none. We highly recommend Ryan to anyone looking for a Mortgage Loan Officer who is reliable, approachable, and truly invested in achieving the best result for her clients. Thank you Ryan and team for making my son’s property journey such a positive experience. Very Respectfully, Eric and Rose Hester

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Ryan Hoffman

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Frequently asked questions

Yes. Ryan Hoffman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Ryan Hoffman at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Ryan Hoffman is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Ryan Hoffman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Ryan Hoffman will walk you through your options and help you find the right fit.

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