https://www.embracehomeloans.com/media/hvxoqdgq/rhoffman_bio72.jpeg
https://www.embracehomeloans.com/location/florida/tampa/ryan-hoffman
Mortgage Branch Manager NMLS# 1530080
Ryan Hoffman is a trusted mortgage professional in Tampa, FL 33607
Ryan Hoffman joins the Embrace family, with a solid background in the mortgage industry. He previously held positions as Vice President of Sales at Accelerate Mortgage in Plano, Texas, Branch Manager at Allied First Bank in St. Petersburg, Florida, and Branch Manager for Northpoint Mortgage in M...
5.0 (5.0 stars)
Stacy C. from Valrico, FL
Completed transaction in August 18, 2026
Very helpful
5.0 (5.0 stars)
Crissy Cabrera .
Completed transaction in August 05, 2026
Ryan patiently and promptly accommodated my unforgiving work schedule and delivered amazing home loan results 🤩 ... From setting me up with the best budget-friendly home insurance vendor to following up with any and all corrections needed on my reams of loan and mortgage paperwork, everything Ryan and Embrace did for me seemed to work just like MAGIC!! I am super impressed and super grateful. 🥹🏡❤️ Thank you so much Ryan!!
5.0 (5.0 stars)
Crissy C. from Temple Terrace, FL
Completed transaction in August 05, 2026
Ryan patiently and promptly accommodated my unforgiving work schedule and delivered amazing home loan results 🤩 ... From setting me up with the best budget-friendly home insurance vendor to following up with any and all corrections needed on my reams of loan and mortgage paperwork, everything Ryan and Embrace did for me seemed to work just like MAGIC!! I am super impressed and super grateful. 🥹🏡❤️ Thank you so much Ryan!!
5.0 (5.0 stars)
Michael P. from Saint Petersburg, FL
Completed transaction in July 23, 2026
Ryan was great to work with He made the process easy and advised on the tasks that needed to done Ryan was on top of everything from the get go I would recommend him to anyone seeking a home mortgage
5.0 (5.0 stars)
Tyan L. from Saint Petersburg, FL
Completed transaction in July 14, 2026
Ryan was not only professional from start to finsh with my client, but he went above and beyond and was able to close the loan earlier than originally projected. My buyer who has bought before was raving about the entire process with him and his team. 10/10 will be recommending again.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Ryan Hoffman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Ryan Hoffman at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Ryan Hoffman is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Ryan Hoffman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Ryan Hoffman will walk you through your options and help you find the right fit.
4.99 (66 Reviews)
