4.86 (161 Reviews)
About Moises
Moises Alvarez is a mortgage loan officer at Embrace Home Loans who brings a high energy, positive, and dedicated approach to helping people navigate home financing. Be...
https://www.embracehomeloans.com/media/zwrjcjzr/amoises_bio72.jpg
https://www.embracehomeloans.com/location/florida/tampa/moises-alvarez
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Moises Alvarez
Senior Loan Officer NMLS# 267908
Moises Alvarez is a trusted mortgage professional in Tampa, FL 33607
See what other homeowners have to say about me
-
5.0 (5.0 stars)
Brenda .Q .
Completed transaction in November 11, 2026
I had such a great experience working with Moises! He was incredibly friendly, patient, and helpful throughout the entire home loan process. He took the time to explain everything clearly and made sure I understood each step. He even took the time to speak with my dad and answer all of his questions, which I truly appreciated. It meant a lot to have someone who was so approachable, knowledgeable, and willing to go the extra mile. I’m so grateful for all his help and would highly recommend Moises to anyone looking for a loan officer. Thank you for making this experience such a positive one! I truly appreciate you, Moises!
-
5.0 (5.0 stars)
Brenda Q. from Apopka, FL
Completed transaction in November 09, 2026
I had such a beautiful experience with my mortgage process! I can’t say enough good things about Moises. He has amazing communication skills, is incredibly friendly, patient, and always willing to explain everything in detail to make sure I understood each step. What truly stood out was how thoughtful and helpful he was. He even took the time to speak directly with my dad and answer his questions when I wasn’t sure how to explain everything myself. That meant so much to me! Moises made what could have been a stressful process feel smooth, comfortable, and positive. I’m so grateful for his patience, professionalism, and dedication. I highly recommend him to anyone looking for a mortgage experience with someone who genuinely cares! Thank you, Moises, for making this such a wonderful experience!
-
5.0 (5.0 stars)
Melesio U. from Reddick, FL
Completed transaction in October 13, 2026
None. Everything
-
5.0 (5.0 stars)
Jina Z.
Completed transaction in October 02, 2026
You did an excellent job with this loan. Thank you, Moisés; I really appreciate your kindness, your attentiveness, and your positive energy.
-
5.0 (5.0 stars)
Betty M. from Oldsmar, FL
Completed transaction in August 13, 2026
They provide very good attention and service.
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Mortgage Calculator
Explore your options and take advantage of your mortgage opportunities
APPLY NOWTampa, FL Mortgage Loan Officers
You can use (arrow keys to pan and +,- to zoom in/zoom out).
Frequently asked questions
Yes. Moises Alvarez can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Moises Alvarez at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Moises Alvarez is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Moises Alvarez will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Moises Alvarez will walk you through your options and help you find the right fit.
