4.86 (157 Reviews)
About Moises
Moises Alvarez is a mortgage loan officer at Embrace Home Loans who brings a high energy, positive, and dedicated approach to helping people navigate home financing. Be...
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https://www.embracehomeloans.com/location/florida/tampa/moises-alvarez
Moises Alvarez
Senior Loan Officer NMLS# 267908
Moises Alvarez is a trusted mortgage professional in Tampa, FL 33607
See what other homeowners have to say about me
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5.0 (5.0 stars)
Betty M. from Oldsmar, FL
Completed transaction in August 13, 2026
They provide very good attention and service.
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5.0 (5.0 stars)
Lucero L. from Oldsmar, FL
Completed transaction in August 09, 2026
Moisés was great to work with. He is very professional, attentive, and always willing to answer any questions and resolve any concerns. He made the whole process much easier and was always available when I needed help. I really appreciate his excellent service and would definitely recommend working with him.
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5.0 (5.0 stars)
Katherine L.
Completed transaction in August 07, 2026
⭐⭐⭐⭐⭐ As a Realtor in the Tampa Bay area, I have the opportunity to work with many lenders, and I can confidently say that Moises Alvarez and his assistant, Yazmin Anguiano, are truly exceptional. From the very beginning, Moises went above and beyond to help my clients qualify for the home of their dreams. He was incredibly knowledgeable, patient, and always took the time to explain every step of the process. No matter the time of day, he was always available to answer our questions and make sure both my clients and I felt informed and supported. Buying a home can be stressful, but thanks to Moises and Yazmin’s professionalism, communication, and dedication, the entire transaction was smooth from start to finish. Their attention to detail and commitment to providing outstanding service made all the difference. Today, my clients successfully closed on their new home, and I couldn’t be happier for them. I am truly grateful to Moises and Yazmin for their hard work, integrity, and unwavering support throughout the entire process. If you’re looking for a lender who genuinely cares about his clients, communicates every step of the way, and delivers outstanding results, I highly recommend Moises Alvarez and Yazmin Anguiano. I look forward to working with them again on many future transactions!
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5.0 (5.0 stars)
Maher A.
Completed transaction in August 05, 2026
Very good experience working with Moises easy and smooth
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5.0 (5.0 stars)
Isaac I.
Completed transaction in August 04, 2026
Moises is a master at his craft . Very professional and informative. Excellent communication. Best Mortage Broker I had the pleasure to work alongside with as a Realtor
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Frequently asked questions
Yes. Moises Alvarez can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Moises Alvarez at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Moises Alvarez is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Moises Alvarez will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Moises Alvarez will walk you through your options and help you find the right fit.
