Michael Lara is a trusted mortgage lender in Riverview, Florida, helping families, first-time homebuyers, and real estate investors throughout Hillsborough County and the Greater Tampa Bay area. As a home loan expert serving Riverview, Brandon, Valrico, Apollo Beach, and surrounding communities, Michael focuses on delivering personalized solutions that simplify the mortgage process and help clients confidently reach their homeownership and financial goals.

Before joining Embrace Home Loans, Michael worked in retail sales and origination at Union Home Mortgage, where he gained experience guiding clients through a variety of loan programs. At Embrace, he now provides access to a broad range of options, including FHA, VA, USDA, Jumbo, non-conforming, bank statement, and condo financing, as well as down payment assistance programs. These tools empower clients to maximize their purchasing power and achieve their real estate objectives.

Born in San Angelo, Texas, Michael brings a hands-on, relationship-driven approach to every client interaction. He lives in Riverview with his wife, their son, and two stepchildren, and enjoys golfing, pickleball, hiking, exploring new destinations, and reading. Active in his community, Michael supports A Kid’s Place and is a member of the Buckhorn Springs Golf and Country Club.

Whether you are buying, refinancing, or investing in Riverview or anywhere in the Tampa Bay area, Michael Lara is a trusted mortgage lender ready to guide you through a seamless, confident home financing experience.