Mary Babinski

Mary Babinski

Sr. Loan Officer / Sales Manager   NMLS# 1282054

5 stars

Mary Babinski is a trusted mortgage professional in Tampa, FL 33607

About Mary

Mary Babinski is a trusted mortgage professional based in New Port Richey, Florida, bringing decades of experience and steady leadership to homebuyers, homeowners, and real estate partners across Florida and beyond. As a mortgage lender, Mary combines deep local insight with a broad lending reac...

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Mary Babinski

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Tampa, FL Mortgage Loan Officers

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Frequently asked questions

Yes. Mary Babinski can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mary Babinski at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mary Babinski is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mary Babinski will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mary Babinski will walk you through your options and help you find the right fit.

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