https://www.embracehomeloans.com/media/r0znrs2t/mbabinksi_bio72.jpg
https://www.embracehomeloans.com/location/florida/tampa/mary-babinski
Sr. Loan Officer / Sales Manager NMLS# 1282054
Mary Babinski is a trusted mortgage professional in Tampa, FL 33607
Mary Babinski is a trusted mortgage professional based in New Port Richey, Florida, bringing decades of experience and steady leadership to homebuyers, homeowners, and real estate partners across Florida and beyond. As a mortgage lender, Mary combines deep local insight with a broad lending reac...
5 (5 stars)
Irene J. from Odessa, FL
Completed transaction in March 20, 2026
Mary is awesome! Her years of experience show Always a true professional! Smooth closing and great communication!❤️
5 (5 stars)
Marisol L. from Sun City Center, FL
Completed transaction in March 03, 2026
Mary took the time to explain everything and had lots of patience. The app is user friendly. Had a great experience with my home buying process. Thanks Mary! You are the best!
5 (5 stars)
Summer A. from Bushnell, FL
Completed transaction in February 03, 2026
Mary was diligent, a great communicator and always did what she said she would do.
5 (5 stars)
Jose from Dade City, FL
Completed transaction in December 13, 2025
Mary has been a pleasure to work with since the beginning. We have nothing but positive things to say about Mary. We encountered a few hiccups and she always had a solution. We are beyond grateful that we had Mary on our side with the purchase of our first home. Highly recommend!
5 (5 stars)
Melinda C. from New Port Richey, FL
Completed transaction in July 18, 2025
Mary was an absolute pleasure to work with. She came in clutch for us last minute when our original lender wouldn’t do the type of home loan we wanted and was recommended by our equally amazing Realestate agent Stacey Dirksz(staceydirksz@gmail.com). She worked quickly, communicated well, and went above and beyond to work with us up against tight deadlines. We were very grateful and impressed with the passion she had to get this done for us by our deadlines. Will absolutely be using her in the future and will recommend to any I come in touch with. Thank you Mary and Amy
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mary Babinski can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mary Babinski at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mary Babinski is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mary Babinski will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mary Babinski will walk you through your options and help you find the right fit.
5 (110 Reviews)
