https://www.embracehomeloans.com/media/r0znrs2t/mbabinksi_bio72.jpg
https://www.embracehomeloans.com/location/florida/tampa/mary-babinski
Sr. Loan Officer / Sales Manager NMLS# 1282054
Mary Babinski is a trusted mortgage professional in Tampa, FL 33607
Mary Babinski is a trusted mortgage professional based in New Port Richey, Florida, bringing decades of experience and steady leadership to homebuyers, homeowners, and real estate partners across Florida and beyond. As a mortgage lender, Mary combines deep local insight with a broad lending reac...
5.0 (5.0 stars)
Daryl D. from Webster, FL
Completed transaction in August 18, 2026
Mary and the whole team (Victoria,Rachel) at embrace deserve raving reviews! theyre didligent, hard working and honesty got us in to our beautiful home in such a timely manner. theough all the doubts, scary days and complete melt downs ( from me) they were all so caring and understanding. They walk you through each step at your own pace of understanding. They were there for us after hours and weekends. Fully accessible and always answered the phone. You don't call a robot and push a billion different numbers to get a human. If for some reason they are busy saving someone else's world, they are all super quick to get right back with you. Even though we've never met face to face I honestly feel as if we are all family. They will forever be my referral to anyone that needs them. We are so grateful for each and everyone of them as well as the people behind the scenes we didn't officially speak to. Thank you
5.0 (5.0 stars)
Summer Alvis .
Completed transaction in August 18, 2026
Excellent communicator. She is a fighter for her clients. As a Realtor, I love having someone on the lending side that is working hard! Mary is awesome!
5.0 (5.0 stars)
Summer A. from Webster, FL
Completed transaction in August 18, 2026
Mary is a great communicator. I never questioned where we were at in the deal, because she was updating me thoughout the transaction. She is also a fighter for her clients, which I really appreciate as a Realtor. I have worked with Mary before and I'll be working with her AGAIN!
5.0 (5.0 stars)
Alexandria B. from Ocala, FL
Completed transaction in August 18, 2026
very informational and PATIENT.
5.0 (5.0 stars)
jessie Walters .
Completed transaction in August 06, 2026
I would highly recommend to all my clients!
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mary Babinski can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mary Babinski at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mary Babinski is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mary Babinski will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mary Babinski will walk you through your options and help you find the right fit.
5 (135 Reviews)
