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https://www.embracehomeloans.com/location/florida/tampa/kathy-morris
Branch Manager, Builder Services NMLS# 451750
Kathy Morris is a trusted mortgage professional in Tampa, FL 33607
Katherine “Kathy” Morris is a seasoned professional in the mortgage industry, bringing with her a wealth of experience and a genuine passion for helping others achieve their homeownership dreams. She takes on the role of managing a dedicated team of loan officers while also excelling...
5
Craig K.
Completed transaction in December 2025
Kathy was very professional and friendly. She kept us informed and answered all questions we had along the way.
4
Nicole K.
Completed transaction in December 2025
You helped us to make this process as painless as possible and were super helpful with our questions. Thank you so much. We love our new house.
5
Latoya D.
Completed transaction in November 2025
is a great person to work with. She is very helpful. She is 101 she is very supportive. She give you your information. She also returns phone calls. She don't leave you waiting. She gets right back to you. I will refer her to any of my family and friends that choose to buy a house because she is awesome.
5
Ana M.
Completed transaction in November 2025
Kathy was great communication excellent. She work with you responses to any questions right away. Very professional explaining the process step by step. She is a very sweet person her customers service and her staff were very professionals. I would recommended her and her staff very highly. I am very satisfied with the service that I received from them. Excellent team 👏 👍
5
Claudia B.
Completed transaction in November 2025
Great communication !
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1408 N. Westshore Blvd, Ste 706
FL 33611 USTampa, FL 33607
Yes. Kathy Morris can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Kathy Morris at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Kathy Morris is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Kathy Morris will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Kathy Morris will walk you through your options and help you find the right fit.
4.89 (105 Reviews)
