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Debra Raho Holt

Florida - Maitland

485 North Keller Road, Suite 500

Maitland, FL 32751


About Debra Raho

Debra Holt is a new Senior Loan Officer joining us in Maitland, Florida, where she focuses on helping borrowers meet their unique home financing needs with our broad range of products. Our Beyond program, streamlined Jumbo loans, and Renovation loans were particular draws to her to pass along the benefits to borrowers, and our culture and marketing and operations support certainly helped.

Prior to Embrace, Debra worked with Ameris Bank as a Loan Officer on everything from origination to closing. She was recognized as a 5-Star Mortgage Professional in 2021, and is a Certified VA Mortgage Loan planner. She’s passionate about supporting Pet Alliance of Central Florida, Nature Conservancy, and the Humane Society, and veterans are of particular importance to her. Her father was in the military, so her family lived in multiple states when she was growing up. He retired in Columbus, Georgia, in the Fort Benning area and she finished high school and more in Columbus.

Debra currently lives in Maitland in a mid century modern home that she and her husband love. In her spare time, she enjoys gardening, music, cooking, reading, and appreciating mid-century modern architecture and furniture. She likes to stay active through walking, biking, and paddleboarding, and on a perfect day you can find her relaxing with her husband and pets, gardening, reading for leisure, and listening to good music before dinner with friends and lively conversation.

You can connect with Debra and learn more about her on LinkedIn.

2022 Five Star

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Debra Raho Holt

Senior Loan Officer

NMLS # 206645

Ready to take the first step toward a new home?

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485 North Keller Road, Suite 500

Maitland, FL 32751

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  • 5

    5 Survey completed on January 06, 2023

    Review By Takiyah L. for Debra Holt

    Completed transaction in December 2022

    Debra was in constant communication with me through the entire process. She made it easy and quick. THANK YOU!!!!

  • 5

    5 Survey completed on December 29, 2022

    Review By Thelma C. for Debra Holt

    Completed transaction in December 2022

    Debra was kind, polite, and very patient.

  • 5

    5 Survey completed on December 29, 2022

    Review By Juan C. for Debra Holt

    Completed transaction in December 2022

    Debra Holt and her colleagues made this experience as smooth as possible. Thank You, Debra.

  • 5

    5 Survey completed on November 14, 2022

    Review By Lorena M. for Debra Holt

    Completed transaction in November 2022

    Debra, was amazing!! She was extremely helpful and knowledgeable with all my questions and concerns.Debra’s level of knowledge and expertise helped me through the buying process. I would absolutely recommend her to anyone who is in the market looking to buy a home.

  • 5

    5 Survey completed on October 24, 2022

    Review By Jeraldy C. for Debra Holt

    Completed transaction in October 2022

    Debra walked me through everything from the beginning of the process and answered any questions I had. She is very knowledgeable and was always responsive.