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Debra Raho Holt

Florida - Maitland

485 North Keller Road, Suite 500

Maitland, FL 32751


About Debra Raho

Debra Holt is a new Senior Loan Officer joining us in Maitland, Florida, where she focuses on helping borrowers meet their unique home financing needs with our broad range of products. Our Beyond program, streamlined Jumbo loans, and Renovation loans were particular draws to her to pass along the benefits to borrowers, and our culture and marketing and operations support certainly helped.

Prior to Embrace, Debra worked with Ameris Bank as a Loan Officer on everything from origination to closing. She was recognized as a 5-Star Mortgage Professional in 2021, and is a Certified VA Mortgage Loan planner. She’s passionate about supporting Pet Alliance of Central Florida, Nature Conservancy, and the Humane Society, and veterans are of particular importance to her. Her father was in the military, so her family lived in multiple states when she was growing up. He retired in Columbus, Georgia, in the Fort Benning area and she finished high school and more in Columbus.

Debra currently lives in Maitland in a mid century modern home that she and her husband love. In her spare time, she enjoys gardening, music, cooking, reading, and appreciating mid-century modern architecture and furniture. She likes to stay active through walking, biking, and paddleboarding, and on a perfect day you can find her relaxing with her husband and pets, gardening, reading for leisure, and listening to good music before dinner with friends and lively conversation.

You can connect with Debra and learn more about her on LinkedIn.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on April 28, 2022

    Review By Michael S. for Debra Holt

    Completed transaction in April 2022

    Debra was very helpful and her response time was fantastic

  • 5

    5 Survey completed on April 25, 2022

    Review By Arnaldo L. for Debra Holt

    Completed transaction in April 2022


  • 5

    5 Survey completed on April 22, 2022

    Review By Michael C. for Debra Holt

    Completed transaction in April 2022

    Debra helped us over a 3 year period from building our credit to qualifying for our first home. Debra was awesome through the whole process. Answered all of our questions in a timely matter. Would definitely use again

  • 5

    5 Survey completed on April 21, 2022

    Review By Ancheryl L. for Debra Holt

    Completed transaction in April 2022

    Debra treated me like family. She was absolutely amazing. I will definitely recommend her to everyone.

  • 5

    5 Survey completed on April 19, 2022

    Review By Lashell C. for Debra Holt

    Completed transaction in April 2022

    We've been working with Debra for 2 years when we first started to try and buy our first home. She has been nothing, but amazing and has guided us in those 2 years towards our goal of owning our first dream house. We could have not done this journey without her and thank you is not enough to express the gratitude we have for her! She is very fast and efficient and so professional and friendly. Thanks again, Debra!!!!

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