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https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino
Senior Loan Officer NMLS# 453791
Theresa Miglino is a trusted mortgage professional in Wilmington, DE 19807
Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Whether working with first-time homebuyers, clients looking to refinance, or those exploring financing opt...
2025 Coastal Style
5 (5 stars)
Jessica Fowler .
Completed transaction in August 05, 2026
5 (5 stars)
Jessica F. from Lewes, DE
Completed transaction in August 05, 2026
Theresa was there every step of the way with information, advice, and recommendations. She was continuously pleasant and positive, and made sure to check in on things I had questions or concerns about.
5 (5 stars)
Quiana Capers .
Completed transaction in August 03, 2026
Theresa is amazing and she truly is top tier. I’d recommend her all day everyday. This was a challenging closing but she got it done. She’s an extremely hard worker on and off the clock and communicates very well. She’s the best loan officer I’ve ever worked with. She deserves all the awards and she’s worth way more than 5 stars.
5 (5 stars)
Quiana C. from Dover, DE
Completed transaction in August 03, 2026
She's very thourough, kind and she's works extremely hard from beginning to end. She makes sure that she provides the best service and communicates everything from beginning to end. She works on and off the clock. She is the best loan officer I've ever worked with and I would recommend her to anyone. She is truly a gem and deserves all the accolades and awards she can get. This was a tough closing to get done but she made it happen .
5 (5 stars)
Daune McCrea .
Completed transaction in July 31, 2026
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Theresa Miglino can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Theresa Miglino at our Wilmington branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Wilmington and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Theresa Miglino is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Theresa Miglino will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Theresa Miglino will walk you through your options and help you find the right fit.
4.99 (83 Reviews)
